TrustCo Bank Corp NY (TRST)
Company Info
Highlights
$592.65M
$2.70
11.54
3.73
$137.74M
$69.97M
$54.81M
$25.31 - $38.07
$26.00
2.07%
4.22
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
TrustCo Bank Corp NY (TRST) returned -5.73% year-to-date (YTD) and 17.29% over the past 12 months. Over the past 10 years, TRST returned 3.12% annually, underperforming the S&P 500 benchmark at 10.85%.
TRST
-5.73%
1.94%
-14.84%
17.29%
3.43%
4.22%
3.12%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of TRST, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -3.45% | 2.64% | -6.59% | -0.10% | 1.94% | -5.73% | |||||||
| 2024 | -6.92% | -4.31% | 3.19% | -5.47% | 4.43% | 4.85% | 23.77% | -2.16% | -4.05% | -0.27% | 12.92% | -9.66% | 12.44% |
| 2023 | -4.47% | 4.32% | -13.90% | -6.57% | -7.41% | 4.91% | 6.22% | -5.12% | -4.14% | -6.45% | 6.53% | 15.69% | -13.27% |
| 2022 | 1.77% | 0.80% | -5.59% | -2.44% | 3.40% | -3.20% | 8.82% | -0.66% | -4.76% | 18.78% | 4.07% | -2.31% | 17.58% |
| 2021 | -6.75% | 10.61% | 8.14% | -0.75% | 6.99% | -11.33% | -2.18% | -4.58% | 0.69% | 4.97% | -2.68% | 3.10% | 3.97% |
| 2020 | -8.54% | -13.49% | -20.40% | 16.45% | 0.00% | 1.53% | -8.53% | 2.94% | -11.39% | 5.27% | 10.46% | 11.09% | -19.74% |
| 2019 | 13.12% | 10.03% | -8.38% | 3.09% | -7.75% | 8.30% | 2.27% | -5.31% | 7.22% | 6.01% | 1.62% | -0.47% | 30.76% |
| 2018 | -6.52% | -1.16% | 0.19% | 1.18% | 2.51% | 2.30% | 2.25% | 1.65% | -7.42% | -11.88% | 5.34% | -12.24% | -23.01% |
| 2017 | -4.00% | -0.60% | -5.24% | 1.27% | -6.72% | 5.44% | 7.10% | -4.01% | 12.66% | 3.09% | 2.60% | -1.60% | 8.57% |
| 2016 | -10.42% | 4.91% | 6.21% | 5.78% | 2.50% | -1.45% | 3.43% | 8.68% | -0.70% | -1.27% | 17.36% | 7.36% | 48.08% |
| 2015 | -11.43% | 5.13% | 2.76% | -3.05% | 1.35% | 5.01% | -11.38% | -4.98% | -0.21% | 6.68% | 5.30% | -5.45% | -11.89% |
| 2014 | -9.05% | 3.52% | 5.13% | -6.11% | -2.72% | 4.96% | -1.35% | 6.53% | -7.40% | 13.35% | -6.71% | 7.63% | 5.09% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of TRST is 68, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for TrustCo Bank Corp NY (TRST) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
TrustCo Bank Corp NY provided a 4.64% dividend yield over the last twelve months, with an annual payout of $1.44 per share. The company has been increasing its dividends for 14 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.44 | $1.44 | $1.44 | $1.41 | $1.37 | $1.36 | $1.36 | $1.34 | $1.32 | $1.32 | $1.32 | $1.32 |
Dividend yield | 4.64% | 4.32% | 4.64% | 3.75% | 4.12% | 4.08% | 3.14% | 3.91% | 2.87% | 3.02% | 4.30% | 3.64% |
Monthly Dividends
The table displays the monthly dividend distributions for TrustCo Bank Corp NY. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | |||||||
| 2024 | $0.00 | $0.36 | $0.00 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $1.44 |
| 2023 | $0.00 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $0.36 | $0.00 | $0.00 | $0.36 | $0.00 | $1.44 |
| 2022 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.35 | $0.00 | $0.00 | $0.36 | $1.41 |
| 2021 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.35 | $1.37 |
| 2020 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $1.36 |
| 2019 | $0.00 | $0.34 | $0.00 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $1.36 |
| 2018 | $0.00 | $0.00 | $0.33 | $0.00 | $0.33 | $0.00 | $0.00 | $0.00 | $0.34 | $0.00 | $0.00 | $0.34 | $1.34 |
| 2017 | $0.00 | $0.00 | $0.33 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $1.32 |
| 2016 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $1.32 |
| 2015 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $1.32 |
| 2014 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $1.32 |
Dividend Yield & Payout
Dividend Yield
TrustCo Bank Corp NY has a dividend yield of 4.64%, which is quite average when compared to the overall market.
Payout Ratio
TrustCo Bank Corp NY has a payout ratio of 53.69%, which is quite average when compared to the overall market. This suggests that TrustCo Bank Corp NY strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the TrustCo Bank Corp NY. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TrustCo Bank Corp NY was 66.08%, occurring on Aug 19, 2011. Recovery took 1537 trading sessions.
The current TrustCo Bank Corp NY drawdown is 16.93%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -66.08% | Sep 22, 2008 | 735 | Aug 19, 2011 | 1537 | Sep 28, 2017 | 2272 |
| -49.48% | Dec 23, 2019 | 62 | Mar 23, 2020 | 1164 | Nov 6, 2024 | 1226 |
| -39.78% | Dec 2, 2004 | 910 | Jul 15, 2008 | 46 | Sep 18, 2008 | 956 |
| -30.02% | Nov 30, 2017 | 265 | Dec 19, 2018 | 249 | Dec 17, 2019 | 514 |
| -29.16% | Apr 17, 2002 | 113 | Sep 25, 2002 | 225 | Aug 18, 2003 | 338 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of TrustCo Bank Corp NY over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of TrustCo Bank Corp NY, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 24.5% positive surprise.
Valuation
The Valuation section provides an overview of how TrustCo Bank Corp NY is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for TRST, comparing it with other companies in the Banks - Regional industry. Currently, TRST has a P/E ratio of 11.5. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for TRST compared to other companies in the Banks - Regional industry. TRST currently has a PEG ratio of 3.7. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for TRST relative to other companies in the Banks - Regional industry. Currently, TRST has a P/S ratio of 3.4. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for TRST in comparison with other companies in the Banks - Regional industry. Currently, TRST has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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