TRIKX vs. LTRIX
Compare and contrast key facts about T. Rowe Price Retirement 2045 Fund Class I (TRIKX) and Principal LifeTime 2045 Fund (LTRIX).
TRIKX is a passively managed fund by T. Rowe Price that tracks the performance of the S&P Target Date 2045. It was launched on Nov 13, 2023. LTRIX is managed by Principal. It was launched on Feb 28, 2008.
Performance
TRIKX vs. LTRIX - Performance Comparison
Loading graphics...
TRIKX vs. LTRIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
TRIKX T. Rowe Price Retirement 2045 Fund Class I | -0.91% | 18.71% | 14.23% | 7.04% |
LTRIX Principal LifeTime 2045 Fund | -2.17% | 16.69% | 16.90% | 7.14% |
Returns By Period
In the year-to-date period, TRIKX achieves a -0.91% return, which is significantly higher than LTRIX's -2.17% return.
TRIKX
- 1D
- 2.73%
- 1M
- -6.29%
- YTD
- -0.91%
- 6M
- 1.62%
- 1Y
- 17.01%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
LTRIX
- 1D
- 2.69%
- 1M
- -4.79%
- YTD
- -2.17%
- 6M
- -0.41%
- 1Y
- 14.32%
- 3Y*
- 14.59%
- 5Y*
- 7.34%
- 10Y*
- 10.08%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TRIKX vs. LTRIX - Expense Ratio Comparison
TRIKX has a 0.43% expense ratio, which is higher than LTRIX's 0.01% expense ratio.
Return for Risk
TRIKX vs. LTRIX — Risk / Return Rank
TRIKX
LTRIX
TRIKX vs. LTRIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Retirement 2045 Fund Class I (TRIKX) and Principal LifeTime 2045 Fund (LTRIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TRIKX | LTRIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.11 | 1.02 | +0.09 |
Sortino ratioReturn per unit of downside risk | 1.61 | 1.54 | +0.07 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.22 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.52 | 1.39 | +0.13 |
Martin ratioReturn relative to average drawdown | 6.87 | 6.65 | +0.22 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TRIKX | LTRIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.11 | 1.02 | +0.09 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.51 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.68 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.24 | 0.44 | +0.79 |
Correlation
The correlation between TRIKX and LTRIX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TRIKX vs. LTRIX - Dividend Comparison
TRIKX's dividend yield for the trailing twelve months is around 3.99%, less than LTRIX's 9.51% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRIKX T. Rowe Price Retirement 2045 Fund Class I | 3.99% | 3.95% | 2.21% | 4.42% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
LTRIX Principal LifeTime 2045 Fund | 9.51% | 9.31% | 9.40% | 4.25% | 8.71% | 6.75% | 4.62% | 6.93% | 7.50% | 4.57% | 4.48% | 5.42% |
Drawdowns
TRIKX vs. LTRIX - Drawdown Comparison
The maximum TRIKX drawdown since its inception was -15.16%, smaller than the maximum LTRIX drawdown of -51.39%. Use the drawdown chart below to compare losses from any high point for TRIKX and LTRIX.
Loading graphics...
Drawdown Indicators
| TRIKX | LTRIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.16% | -51.39% | +36.23% |
Max Drawdown (1Y)Largest decline over 1 year | -11.42% | -10.65% | -0.77% |
Max Drawdown (5Y)Largest decline over 5 years | — | -26.25% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -31.56% | — |
Current DrawdownCurrent decline from peak | -7.05% | -5.57% | -1.48% |
Average DrawdownAverage peak-to-trough decline | -1.55% | -7.26% | +5.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.53% | 2.23% | +0.30% |
Volatility
TRIKX vs. LTRIX - Volatility Comparison
T. Rowe Price Retirement 2045 Fund Class I (TRIKX) has a higher volatility of 5.87% compared to Principal LifeTime 2045 Fund (LTRIX) at 5.45%. This indicates that TRIKX's price experiences larger fluctuations and is considered to be riskier than LTRIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TRIKX | LTRIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.87% | 5.45% | +0.42% |
Volatility (6M)Calculated over the trailing 6-month period | 9.21% | 8.47% | +0.74% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.73% | 14.51% | +1.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.49% | 14.57% | -1.08% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.49% | 14.79% | -1.30% |