TRDFX vs. VSMAX
TRDFX (Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund) and VSMAX (Vanguard Small-Cap Index Fund Admiral Shares) are both Small Cap Blend Equities funds. Over the past 10 years, TRDFX returned 9.78%/yr vs 11.37%/yr for VSMAX. With a 0.96 correlation, they move nearly in lockstep. TRDFX charges 0.80%/yr vs 0.05%/yr for VSMAX.
Performance
TRDFX vs. VSMAX - Performance Comparison
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Returns By Period
In the year-to-date period, TRDFX achieves a 14.21% return, which is significantly lower than VSMAX's 14.94% return. Over the past 10 years, TRDFX has underperformed VSMAX with an annualized return of 9.78%, while VSMAX has yielded a comparatively higher 11.37% annualized return.
TRDFX
- 1D
- 0.95%
- 1M
- 3.21%
- YTD
- 14.21%
- 6M
- 14.01%
- 1Y
- 26.70%
- 3Y*
- 14.25%
- 5Y*
- 6.77%
- 10Y*
- 9.78%
VSMAX
- 1D
- 0.80%
- 1M
- 4.24%
- YTD
- 14.94%
- 6M
- 14.89%
- 1Y
- 29.65%
- 3Y*
- 17.30%
- 5Y*
- 7.34%
- 10Y*
- 11.37%
TRDFX vs. VSMAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRDFX Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund | 14.21% | 5.76% | 9.90% | 15.86% | -14.98% | 26.35% | 10.40% | 21.40% | -12.76% | 13.92% |
VSMAX Vanguard Small-Cap Index Fund Admiral Shares | 14.94% | 8.83% | 14.23% | 18.17% | -17.61% | 17.74% | 19.06% | 27.36% | -9.33% | 16.24% |
Correlation
The correlation between TRDFX and VSMAX is 0.98 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.98 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.98 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.98 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.98 |
Correlation (All Time) Calculated using the full available price history since Nov 14, 2000 | 0.96 |
The correlation between TRDFX and VSMAX has been stable across timeframes, ranging from 0.96 to 0.98 - a consistent structural relationship.
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Return for Risk
TRDFX vs. VSMAX — Risk / Return Rank
TRDFX
VSMAX
TRDFX vs. VSMAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund (TRDFX) and Vanguard Small-Cap Index Fund Admiral Shares (VSMAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TRDFX | VSMAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.14 | ||
| Sortino ratioReturn per unit of downside risk | -0.14 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.33 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 3.34 | 3.51 | -0.17 |
| Martin ratioReturn relative to average drawdown | 11.62 | 12.97 | -1.35 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TRDFX | VSMAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.80 | 1.94 | -0.14 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.31 | 0.36 | -0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.43 | 0.53 | -0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.36 | 0.39 | -0.03 |
Drawdowns
TRDFX vs. VSMAX - Drawdown Comparison
The maximum TRDFX drawdown since its inception was -61.60%, roughly equal to the maximum VSMAX drawdown of -59.68%. Use the drawdown chart below to compare losses from any high point for TRDFX and VSMAX.
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Drawdown Indicators
| TRDFX | VSMAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -61.60% | -59.68% | -1.92% |
Max Drawdown (1Y)Largest decline over 1 year | -8.55% | -8.97% | +0.42% |
Max Drawdown (3Y)Largest decline over 3 years | -26.32% | -25.25% | -1.07% |
Max Drawdown (5Y)Largest decline over 5 years | -29.52% | -28.14% | -1.38% |
Max Drawdown (10Y)Largest decline over 10 years | -45.92% | -41.82% | -4.10% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -12.97% | -9.70% | -3.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.45% | 2.43% | +0.02% |
Volatility
TRDFX vs. VSMAX - Volatility Comparison
Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund (TRDFX) and Vanguard Small-Cap Index Fund Admiral Shares (VSMAX) have volatilities of 4.32% and 4.40%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRDFX | VSMAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.32% | 4.40% | -0.08% |
Volatility (6M)Calculated over the trailing 6-month period | 11.23% | 11.72% | -0.49% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.88% | 16.27% | -0.39% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.00% | 20.71% | +1.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.86% | 21.57% | +1.29% |
TRDFX vs. VSMAX - Expense Ratio Comparison
TRDFX has a 0.80% expense ratio, which is higher than VSMAX's 0.05% expense ratio.
Dividends
TRDFX vs. VSMAX - Dividend Comparison
TRDFX's dividend yield for the trailing twelve months is around 7.67%, more than VSMAX's 1.18% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRDFX Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund | 7.67% | 8.76% | 6.18% | 4.29% | 28.61% | 13.92% | 4.16% | 3.50% | 15.78% | 7.77% | 3.51% | 13.93% |
VSMAX Vanguard Small-Cap Index Fund Admiral Shares | 1.18% | 1.33% | 1.30% | 1.56% | 1.54% | 1.24% | 1.14% | 1.39% | 1.67% | 1.35% | 1.49% | 1.48% |
Frequently Asked Questions
With a correlation of 0.98, TRDFX and VSMAX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VSMAX has higher volatility (4.40%) compared to TRDFX (4.32%). In terms of maximum drawdown, TRDFX dropped -61.60% vs VSMAX's -59.68%.
VSMAX currently has the higher Sharpe Ratio (1.94 vs 1.80), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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