TPLC vs. BAMU

Last updated Jun 25, 2026

TPLC (Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund) and BAMU (Brookstone Ultra-Short Bond ETF) are both exchange-traded funds - TPLC is a Mid Cap Growth Equities fund tracking the Victory U.S. Large Cap Volatility Weighted BRI Index, while BAMU is a Ultrashort Bond fund actively managed by Brookstone. TPLC is passively managed, while BAMU is actively managed. Over the past year, TPLC returned 12.44% vs 2.89% for BAMU. At a 0.01 correlation, their price movements are largely independent. TPLC charges 0.52%/yr vs 1.09%/yr for BAMU.

Performance

TPLC vs. BAMU - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC) and Brookstone Ultra-Short Bond ETF (BAMU). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TPLC achieves a 9.90% return, which is significantly higher than BAMU's 1.20% return.

TPLC

• 1D: 0.64%
• 1M: 2.14%
• YTD: 9.90%
• 6M: 8.33%
• 1Y: 12.44%
• 3Y*: 13.68%
• 5Y*: 8.32%
• 10Y*: —

BAMU

• 1D: 0.02%
• 1M: 0.18%
• YTD: 1.20%
• 6M: 1.27%
• 1Y: 2.89%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TPLC vs. BAMU - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
TPLC Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund	9.90%	7.08%	13.10%	11.79%
BAMU Brookstone Ultra-Short Bond ETF	1.20%	3.21%	4.14%	1.20%

Correlation

The correlation between TPLC and BAMU is -0.03, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.03
Correlation (All Time) Calculated using the full available price history since Sep 27, 2023	0.01

Return for Risk

TPLC vs. BAMU — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TPLC

TPLC Risk / Return Rank: 34
TPLC Sharpe Ratio Rank: 33
TPLC Sortino Ratio Rank: 32
TPLC Omega Ratio Rank: 29
TPLC Calmar Ratio Rank: 36
TPLC Martin Ratio Rank: 41

BAMU

BAMU Risk / Return Rank: 99
BAMU Sharpe Ratio Rank: 98
BAMU Sortino Ratio Rank: 98
BAMU Omega Ratio Rank: 98
BAMU Calmar Ratio Rank: 99
BAMU Martin Ratio Rank: 99

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TPLC vs. BAMU - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC) and Brookstone Ultra-Short Bond ETF (BAMU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TPLC	BAMU	Difference
Sharpe ratio: Return per unit of total volatility	1.07	4.98	-3.91
Sortino ratio: Return per unit of downside risk	1.59	8.77	-7.18
Omega ratio: Gain probability vs. loss probability	1.19	2.42	-1.23
Calmar ratio: Return relative to maximum drawdown	1.65	24.55	-22.90
Martin ratio: Return relative to average drawdown	5.86	97.21	-91.36

TPLC vs. BAMU - Sharpe Ratio Comparison

The current TPLC Sharpe Ratio is 1.07, which is lower than the BAMU Sharpe Ratio of 4.98. The chart below compares the historical Sharpe Ratios of TPLC and BAMU, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TPLC vs. BAMU - Drawdown Comparison

The maximum TPLC drawdown since its inception was -38.02%, which is greater than BAMU's maximum drawdown of -0.36%. Use the drawdown chart below to compare losses from any high point for TPLC and BAMU.

Drawdown Indicators

	TPLC	BAMU	Difference
Max Drawdown Largest peak-to-trough decline	-38.02%	-0.36%	-37.66%
Max Drawdown (1Y) Largest decline over 1 year	-7.58%	-0.12%	-7.46%
Max Drawdown (3Y) Largest decline over 3 years	-18.18%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-21.63%	—	—
Current Drawdown Current decline from peak	-0.37%	0.00%	-0.37%
Average Drawdown Average peak-to-trough decline	-5.26%	-0.02%	-5.24%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.13%	0.03%	+2.10%

Volatility

TPLC vs. BAMU - Volatility Comparison

Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund (TPLC) has a higher volatility of 3.40% compared to Brookstone Ultra-Short Bond ETF (BAMU) at 0.08%. This indicates that TPLC's price experiences larger fluctuations and is considered to be riskier than BAMU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TPLC	BAMU	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.40%	0.08%	+3.32%
Volatility (6M) Calculated over the trailing 6-month period	8.74%	0.39%	+8.35%
Volatility (1Y) Calculated over the trailing 1-year period	11.74%	0.58%	+11.16%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.16%	0.86%	+15.30%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.85%	0.86%	+18.99%

TPLC vs. BAMU - Expense Ratio Comparison

TPLC has a 0.52% expense ratio, which is lower than BAMU's 1.09% expense ratio.

Dividends

TPLC vs. BAMU - Dividend Comparison

TPLC's dividend yield for the trailing twelve months is around 0.85%, less than BAMU's 3.05% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
BAMU Brookstone Ultra-Short Bond ETF	3.05%	3.20%	3.97%	0.84%	0.00%	0.00%	0.00%	0.00%
TPLC Timothy Plan Fund Timothy Plan US Large/Mid Cap Core Fund	0.85%	0.89%	0.88%	0.89%	1.06%	0.61%	0.81%	0.67%

Frequently Asked Questions

Can I hold both TPLC and BAMU in my portfolio?

TPLC and BAMU have a correlation of -0.03, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TPLC or BAMU?

TPLC has higher volatility (3.40%) compared to BAMU (0.08%). In terms of maximum drawdown, TPLC dropped -38.02% vs BAMU's -0.36%.

Which ETF is better, TPLC or BAMU?

On 1-year performance, TPLC leads with 12.44% vs 2.89% for BAMU. On fees, TPLC is cheaper at 0.52% per year. On volatility, BAMU has been the lower-risk option at 0.08%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, TPLC or BAMU?

Over the 1-year period, TPLC has performed better with a 12.44% return vs 2.89%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, TPLC or BAMU?

TPLC is cheaper with a 0.52% expense ratio, compared with 1.09% for BAMU.

Which ETF pays a higher dividend yield, TPLC or BAMU?

BAMU has the higher dividend yield at 3.05%, compared with 0.85% for TPLC.

What is the main difference between TPLC and BAMU?

TPLC is categorized as Mid Cap Growth Equities, while BAMU is Ultrashort Bond. They also come from different issuers: Timothy Plan and Brookstone. Their fees differ too: 0.52% for TPLC and 1.09% for BAMU.

Which has better risk-adjusted returns?

BAMU currently has the higher Sharpe Ratio (4.98 vs 1.07), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.