TPIF vs. FID

Last updated Aug 4, 2026

TPIF (Timothy Plan International ETF) and FID (First Trust S&P International Dividend Aristocrats ETF) are both Foreign Large Cap Equities funds - TPIF tracks the Victory International Volatility Weighted BRI Index while FID tracks the S&P International Dividend Aristocrats Index. Both are passively managed. Over the past 5 years, TPIF returned 7.87%/yr vs 9.02%/yr for FID. Their correlation of 0.83 means they have usually moved in the same direction. TPIF charges 0.62%/yr vs 0.60%/yr for FID.

Performance

TPIF vs. FID - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan International ETF (TPIF) and First Trust S&P International Dividend Aristocrats ETF (FID). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both investments are quite close, with TPIF having a 11.59% return and FID slightly higher at 11.85%.

TPIF

• 1D: 0.42%
• 1M: 1.47%
• 6M: 5.91%
• YTD: 11.59%
• 1Y: 23.04%
• 3Y*: 17.90%
• 5Y*: 7.87%
• 10Y*: —
• ALL TIME*: 9.47%

FID

• 1D: -0.13%
• 1M: 4.60%
• 6M: 7.03%
• YTD: 11.85%
• 1Y: 22.20%
• 3Y*: 18.43%
• 5Y*: 9.02%
• 10Y*: —
• ALL TIME*: 7.73%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
FID First Trust S&P International Dividend Aristocrats ETF	$249.39K	$252.43K	$349.18K
TPIF Timothy Plan International ETF	$1.01M	$1.05M	$1.25M

TPIF vs. FID - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
TPIF Timothy Plan International ETF	11.59%	34.34%	3.49%	16.64%	-18.07%	10.42%	7.21%	4.13%
FID First Trust S&P International Dividend Aristocrats ETF	11.85%	32.07%	5.42%	9.92%	-9.69%	12.90%	-7.56%	5.24%

Correlation

The correlation between TPIF and FID is 0.83, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.83
Correlation (3Y) Balances recent behavior with more history.	0.83
Correlation (5Y) Shows whether the relationship held over a longer period.	0.83
Correlation (All Time) Calculated using the full available price history since Dec 3, 2019	0.83

The correlation between TPIF and FID has been stable across timeframes, ranging from 0.83 to 0.83 - a consistent structural relationship.

TPIF vs. FID - Sectors Allocation Comparison

Sectors	TPIF	FID
Industrials	25.2%	12.8%
Financial Services	24.8%	20.5%
Utilities	8.6%	16.9%
Basic Materials	8.4%	4.6%
Technology	7.6%	6.2%
Healthcare	5.9%	3.5%
Consumer Cyclical	5.7%	4.0%
Energy	5.6%	7.9%
Consumer Defensive	3.6%	3.7%
Communication Services	2.4%	10.7%
Real Estate	2.2%	9.4%

Return for Risk

TPIF vs. FID — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

TPIF

TPIF Risk / Return Rank: 64
TPIF Sharpe Ratio Rank: 65
TPIF Sortino Ratio Rank: 64
TPIF Omega Ratio Rank: 65
TPIF Calmar Ratio Rank: 61
TPIF Martin Ratio Rank: 68

FID

FID Risk / Return Rank: 80
FID Sharpe Ratio Rank: 88
FID Sortino Ratio Rank: 88
FID Omega Ratio Rank: 87
FID Calmar Ratio Rank: 69
FID Martin Ratio Rank: 67

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

TPIF vs. FID - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan International ETF (TPIF) and First Trust S&P International Dividend Aristocrats ETF (FID). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TPIF	FID	Difference
Sharpe ratio: Return per unit of total volatility	1.61	2.20	-0.59
Sortino ratio: Return per unit of downside risk	2.25	3.08	-0.83
Omega ratio: Gain probability vs. loss probability	1.29	1.39	-0.10
Calmar ratio: Return relative to maximum drawdown	2.27	2.50	-0.22
Martin ratio: Return relative to average drawdown	8.65	8.44	+0.21

TPIF vs. FID - Sharpe Ratio Comparison

The current TPIF Sharpe Ratio is 1.61, which is comparable to the FID Sharpe Ratio of 2.20. The chart below compares the historical Sharpe Ratios of TPIF and FID, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TPIF vs. FID - Drawdown Comparison

The maximum TPIF drawdown since its inception was -34.02%, smaller than the maximum FID drawdown of -39.79%. Use the drawdown chart below to compare losses from any high point for TPIF and FID.

Drawdown Indicators

	TPIF	FID	Difference
Max Drawdown Largest peak-to-trough decline	-34.02%	-39.79%	+5.77%
Max Drawdown (1Y) Largest decline over 1 year	-10.19%	-8.93%	-1.26%
Max Drawdown (3Y) Largest decline over 3 years	-11.68%	-9.61%	-2.07%
Max Drawdown (5Y) Largest decline over 5 years	-32.11%	-29.13%	-2.98%
Current Drawdown Current decline from peak	-0.47%	-0.86%	+0.39%
Average Drawdown Average peak-to-trough decline	-7.81%	-8.33%	+0.52%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.67%	2.64%	+0.03%

Volatility

TPIF vs. FID - Volatility Comparison

Timothy Plan International ETF (TPIF) has a higher volatility of 4.06% compared to First Trust S&P International Dividend Aristocrats ETF (FID) at 2.46%. This indicates that TPIF's price experiences larger fluctuations and is considered to be riskier than FID based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TPIF	FID	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.06%	2.46%	+1.60%
Volatility (6M) Calculated over the trailing 6-month period	12.59%	8.49%	+4.10%
Volatility (1Y) Calculated over the trailing 1-year period	14.44%	10.16%	+4.28%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.78%	17.02%	-1.24%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.23%	18.82%	-0.59%

TPIF vs. FID - Expense Ratio Comparison

TPIF has a 0.62% expense ratio, which is higher than FID's 0.60% expense ratio.

Dividends

TPIF vs. FID - Dividend Comparison

TPIF's dividend yield for the trailing twelve months is around 2.68%, less than FID's 4.05% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018
FID First Trust S&P International Dividend Aristocrats ETF	4.05%	4.30%	4.31%	4.19%	4.22%	3.76%	3.91%	3.70%	1.74%
TPIF Timothy Plan International ETF	2.68%	2.65%	2.98%	2.40%	2.58%	2.38%	1.72%	0.13%	0.00%

Frequently Asked Questions

Can I hold both TPIF and FID in my portfolio?

TPIF and FID have a correlation of 0.83, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TPIF or FID?

TPIF has higher volatility (4.06%) compared to FID (2.46%). In terms of maximum drawdown, TPIF dropped -34.02% vs FID's -39.79%.

Which ETF is better, TPIF or FID?

On 5-year performance, FID leads with 9.02% vs 7.87% for TPIF. On fees, FID is cheaper at 0.60% per year. On volatility, FID has been the lower-risk option at 2.46%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, TPIF or FID?

Over the 5-year period, FID has performed better with a 9.02% return vs 7.87%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, TPIF or FID?

FID is cheaper with a 0.60% expense ratio, compared with 0.62% for TPIF.

Which ETF pays a higher dividend yield, TPIF or FID?

FID has the higher dividend yield at 4.05%, compared with 2.68% for TPIF.

What is the main difference between TPIF and FID?

TPIF tracks Victory International Volatility Weighted BRI Index, while FID tracks S&P International Dividend Aristocrats Index. They also come from different issuers: Timothy Plan and First Trust. Their fees differ too: 0.62% for TPIF and 0.60% for FID.

Which has better risk-adjusted returns?

FID currently has the higher Sharpe Ratio (2.20 vs 1.61), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.