TPFC vs. TPFI

Last updated Aug 5, 2026

TPFC (Timothy Plan Free Cash Flow ETF) and TPFI (Timothy Plan Fixed Income ETF) are both exchange-traded funds - TPFC is a Mid Cap Value Equities fund tracking the Victory Free Cash Flow BRI Index, while TPFI is a Intermediate Core-Plus Bond fund actively managed by Timothy Plan. TPFC is passively managed, while TPFI is actively managed. Their 0.22 correlation means their historical movements had little consistent relationship. TPFC charges 0.59%/yr vs 0.55%/yr for TPFI.

Performance

TPFC vs. TPFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan Free Cash Flow ETF (TPFC) and Timothy Plan Fixed Income ETF (TPFI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TPFC

• 1D: 0.07%
• 1M: 6.32%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

TPFI

• 1D: 0.37%
• 1M: -0.51%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
TPFC Timothy Plan Free Cash Flow ETF	$235.50K	$114.99K	$613.33K
TPFI Timothy Plan Fixed Income ETF	$121.03K	$133.74K	$123.91K

TPFC vs. TPFI - Yearly Performance Comparison

	2026 (YTD)
TPFC Timothy Plan Free Cash Flow ETF	6.86%
TPFI Timothy Plan Fixed Income ETF	-0.50%

Correlation

The correlation between TPFC and TPFI is 0.22, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 5, 2026	0.22

Return for Risk

TPFC vs. TPFI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Free Cash Flow ETF (TPFC) and Timothy Plan Fixed Income ETF (TPFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

TPFC vs. TPFI - Drawdown Comparison

The maximum TPFC drawdown since its inception was -5.82%, which is greater than TPFI's maximum drawdown of -1.66%. Use the drawdown chart below to compare losses from any high point for TPFC and TPFI.

Drawdown Indicators

	TPFC	TPFI	Difference
Max Drawdown Largest peak-to-trough decline	-5.82%	-1.66%	-4.16%
Current Drawdown Current decline from peak	0.00%	-0.99%	+0.99%
Average Drawdown Average peak-to-trough decline	-2.23%	-0.64%	-1.59%

Volatility

Volatility by Period

	TPFC	TPFI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	13.69%	3.89%	+9.80%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.69%	3.89%	+9.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.69%	3.89%	+9.80%

TPFC vs. TPFI - Expense Ratio Comparison

TPFC has a 0.59% expense ratio, which is higher than TPFI's 0.55% expense ratio.

Dividends

TPFC vs. TPFI - Dividend Comparison

TPFC's dividend yield for the trailing twelve months is around 0.13%, less than TPFI's 0.70% yield.

Position	TTM
TPFC Timothy Plan Free Cash Flow ETF	0.13%
TPFI Timothy Plan Fixed Income ETF	0.70%

Frequently Asked Questions

Can I hold both TPFC and TPFI in my portfolio?

TPFC and TPFI have a correlation of 0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TPFC or TPFI?

On fees, TPFI is cheaper at 0.55% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TPFC or TPFI?

TPFI is cheaper with a 0.55% expense ratio, compared with 0.59% for TPFC.

Which ETF pays a higher dividend yield, TPFC or TPFI?

TPFI has the higher dividend yield at 0.70%, compared with 0.13% for TPFC.

What is the main difference between TPFC and TPFI?

TPFC is categorized as Mid Cap Value Equities, while TPFI is Intermediate Core-Plus Bond. Their fees differ too: 0.59% for TPFC and 0.55% for TPFI.