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TLSTX vs. SSSYX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

TLSTX vs. SSSYX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in TIAA-CREF Life Funds Stock Index Fund (TLSTX) and State Street Equity 500 Index Fund Class K (SSSYX). The values are adjusted to include any dividend payments, if applicable.

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TLSTX vs. SSSYX - Yearly Performance Comparison


2026 (YTD)2025202420232022202120202019
TLSTX
TIAA-CREF Life Funds Stock Index Fund
-6.73%17.08%23.66%25.90%-19.24%25.61%20.74%15.48%
SSSYX
State Street Equity 500 Index Fund Class K
-7.05%17.81%24.99%26.27%-18.16%28.51%18.31%16.28%

Returns By Period

The year-to-date returns for both stocks are quite close, with TLSTX having a -6.73% return and SSSYX slightly lower at -7.05%.


TLSTX

1D
-0.45%
1M
-7.70%
YTD
-6.73%
6M
-4.49%
1Y
14.63%
3Y*
16.64%
5Y*
10.16%
10Y*

SSSYX

1D
-0.39%
1M
-7.67%
YTD
-7.05%
6M
-4.60%
1Y
14.40%
3Y*
17.15%
5Y*
11.37%
10Y*
13.69%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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TLSTX vs. SSSYX - Expense Ratio Comparison

TLSTX has a 0.09% expense ratio, which is higher than SSSYX's 0.02% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.


Return for Risk

TLSTX vs. SSSYX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TLSTX
TLSTX Risk / Return Rank: 4343
Overall Rank
TLSTX Sharpe Ratio Rank: 4545
Sharpe Ratio Rank
TLSTX Sortino Ratio Rank: 4141
Sortino Ratio Rank
TLSTX Omega Ratio Rank: 4545
Omega Ratio Rank
TLSTX Calmar Ratio Rank: 3939
Calmar Ratio Rank
TLSTX Martin Ratio Rank: 4848
Martin Ratio Rank

SSSYX
SSSYX Risk / Return Rank: 4646
Overall Rank
SSSYX Sharpe Ratio Rank: 4141
Sharpe Ratio Rank
SSSYX Sortino Ratio Rank: 4545
Sortino Ratio Rank
SSSYX Omega Ratio Rank: 5050
Omega Ratio Rank
SSSYX Calmar Ratio Rank: 4242
Calmar Ratio Rank
SSSYX Martin Ratio Rank: 5353
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TLSTX vs. SSSYX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Life Funds Stock Index Fund (TLSTX) and State Street Equity 500 Index Fund Class K (SSSYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


TLSTXSSSYXDifference

Sharpe ratio

Return per unit of total volatility

0.94

0.84

+0.10

Sortino ratio

Return per unit of downside risk

1.32

1.30

+0.02

Omega ratio

Gain probability vs. loss probability

1.20

1.20

0.00

Calmar ratio

Return relative to maximum drawdown

1.04

1.06

-0.02

Martin ratio

Return relative to average drawdown

4.85

5.13

-0.28

TLSTX vs. SSSYX - Sharpe Ratio Comparison

The current TLSTX Sharpe Ratio is 0.94, which is comparable to the SSSYX Sharpe Ratio of 0.84. The chart below compares the historical Sharpe Ratios of TLSTX and SSSYX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


TLSTXSSSYXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.94

0.84

+0.10

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.60

0.68

-0.07

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.11

Sharpe Ratio (All Time)

Calculated using the full available price history

0.68

0.11

+0.57

Correlation

The correlation between TLSTX and SSSYX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

TLSTX vs. SSSYX - Dividend Comparison

TLSTX's dividend yield for the trailing twelve months is around 5.88%, more than SSSYX's 1.55% yield.


TTM20252024202320222021202020192018201720162015
TLSTX
TIAA-CREF Life Funds Stock Index Fund
5.88%5.48%2.73%2.22%3.82%1.38%1.84%2.24%0.00%0.00%0.00%0.00%
SSSYX
State Street Equity 500 Index Fund Class K
1.55%1.44%1.63%1.78%2.16%2.76%1.86%4.44%5.18%5.94%2.07%1.84%

Drawdowns

TLSTX vs. SSSYX - Drawdown Comparison

The maximum TLSTX drawdown since its inception was -34.91%, smaller than the maximum SSSYX drawdown of -91.48%. Use the drawdown chart below to compare losses from any high point for TLSTX and SSSYX.


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Drawdown Indicators


TLSTXSSSYXDifference

Max Drawdown

Largest peak-to-trough decline

-34.91%

-91.48%

+56.57%

Max Drawdown (1Y)

Largest decline over 1 year

-12.37%

-12.10%

-0.27%

Max Drawdown (5Y)

Largest decline over 5 years

-25.12%

-24.49%

-0.63%

Max Drawdown (10Y)

Largest decline over 10 years

-91.48%

Current Drawdown

Current decline from peak

-8.86%

-8.88%

+0.02%

Average Drawdown

Average peak-to-trough decline

-5.62%

-4.20%

-1.42%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.65%

2.49%

+0.16%

Volatility

TLSTX vs. SSSYX - Volatility Comparison

TIAA-CREF Life Funds Stock Index Fund (TLSTX) and State Street Equity 500 Index Fund Class K (SSSYX) have volatilities of 4.37% and 4.24%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


TLSTXSSSYXDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.37%

4.24%

+0.13%

Volatility (6M)

Calculated over the trailing 6-month period

9.28%

9.08%

+0.20%

Volatility (1Y)

Calculated over the trailing 1-year period

16.28%

18.10%

-1.82%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

16.91%

16.85%

+0.06%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

20.21%

124.43%

-104.22%