TIPC vs. LDRI

Last updated Jul 4, 2026

TIPC (Northern Trust 2045 Inflation-Linked Distributing Ladder ETF) and LDRI (iShares iBonds 1-5 Year TIPS Ladder ETF) are both Inflation-Protected Bonds funds. TIPC is actively managed, while LDRI is passively managed. At a 0.50 correlation, their price movements are largely independent. Both charge a 0.10% expense ratio.

Performance

TIPC vs. LDRI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Northern Trust 2045 Inflation-Linked Distributing Ladder ETF (TIPC) and iShares iBonds 1-5 Year TIPS Ladder ETF (LDRI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TIPC achieves a 0.93% return, which is significantly lower than LDRI's 1.53% return.

TIPC

• 1D: 0.03%
• 1M: -0.45%
• 6M: 1.01%
• YTD: 0.93%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

LDRI

• 1D: 0.10%
• 1M: -0.39%
• 6M: 1.81%
• YTD: 1.53%
• 1Y: 3.79%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TIPC vs. LDRI - Yearly Performance Comparison

	2026 (YTD)	2025
TIPC Northern Trust 2045 Inflation-Linked Distributing Ladder ETF	0.93%	1.30%
LDRI iShares iBonds 1-5 Year TIPS Ladder ETF	1.53%	1.25%

Correlation

The correlation between TIPC and LDRI is 0.50, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Aug 19, 2025	0.50

Return for Risk

TIPC vs. LDRI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TIPC

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

LDRI

LDRI Risk / Return Rank: 86
LDRI Sharpe Ratio Rank: 77
LDRI Sortino Ratio Rank: 82
LDRI Omega Ratio Rank: 87
LDRI Calmar Ratio Rank: 95
LDRI Martin Ratio Rank: 90

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TIPC vs. LDRI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Northern Trust 2045 Inflation-Linked Distributing Ladder ETF (TIPC) and iShares iBonds 1-5 Year TIPS Ladder ETF (LDRI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TIPC	LDRI	Difference
Sharpe ratio: Return per unit of total volatility	—	2.02	—
Sortino ratio: Return per unit of downside risk	—	3.00	—
Omega ratio: Gain probability vs. loss probability	—	1.44	—
Calmar ratio: Return relative to maximum drawdown	—	6.27	—
Martin ratio: Return relative to average drawdown	—	16.44	—

Drawdowns

TIPC vs. LDRI - Drawdown Comparison

The maximum TIPC drawdown since its inception was -2.95%, which is greater than LDRI's maximum drawdown of -0.85%. Use the drawdown chart below to compare losses from any high point for TIPC and LDRI.

Drawdown Indicators

	TIPC	LDRI	Difference
Max Drawdown Largest peak-to-trough decline	-2.95%	-0.85%	-2.10%
Max Drawdown (1Y) Largest decline over 1 year	—	-0.60%	—
Current Drawdown Current decline from peak	-1.26%	-0.43%	-0.83%
Average Drawdown Average peak-to-trough decline	-0.99%	-0.20%	-0.79%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	0.23%	—

Volatility

Volatility by Period

	TIPC	LDRI	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	0.67%	—
Volatility (6M) Calculated over the trailing 6-month period	—	1.24%	—
Volatility (1Y) Calculated over the trailing 1-year period	4.68%	1.86%	+2.82%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	4.68%	2.28%	+2.40%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	4.68%	2.28%	+2.40%

TIPC vs. LDRI - Expense Ratio Comparison

Both TIPC and LDRI have an expense ratio of 0.10%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.

Dividends

TIPC vs. LDRI - Dividend Comparison

TIPC's dividend yield for the trailing twelve months is around 4.94%, less than LDRI's 5.02% yield.

Position	TTM	2025	2024
LDRI iShares iBonds 1-5 Year TIPS Ladder ETF	5.02%	4.23%	0.83%
TIPC Northern Trust 2045 Inflation-Linked Distributing Ladder ETF	4.94%	1.20%	0.00%

Frequently Asked Questions

Can I hold both TIPC and LDRI in my portfolio?

TIPC and LDRI have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TIPC or LDRI?

Both ETFs have the same 0.10% expense ratio. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TIPC or LDRI?

TIPC and LDRI have the same expense ratio: 0.10% per year.

Which ETF pays a higher dividend yield, TIPC or LDRI?

LDRI has the higher dividend yield at 5.02%, compared with 4.94% for TIPC.

What is the main difference between TIPC and LDRI?

They also come from different issuers: Northern Trust and iShares.