LDRI vs. STIP
LDRI (iShares iBonds 1-5 Year TIPS Ladder ETF) and STIP (iShares 0-5 Year TIPS Bond ETF) are both Inflation-Protected Bonds funds from iShares - LDRI tracks the BlackRock iBonds® 1-5 Year TIPS Ladder Index while STIP tracks the Bloomberg US Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index (Series-L). Both are passively managed. Over the past year, LDRI returned 3.78% vs 3.65% for STIP. A 0.70 correlation means they provide meaningful diversification when combined. LDRI charges 0.10%/yr vs 0.06%/yr for STIP.
Performance
LDRI vs. STIP - Performance Comparison
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Returns By Period
The year-to-date returns for both stocks are quite close, with LDRI having a 1.41% return and STIP slightly lower at 1.39%.
LDRI
- 1D
- 0.04%
- 1M
- -0.12%
- YTD
- 1.41%
- 6M
- 1.59%
- 1Y
- 3.78%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
STIP
- 1D
- 0.05%
- 1M
- -0.24%
- YTD
- 1.39%
- 6M
- 1.47%
- 1Y
- 3.65%
- 3Y*
- 5.01%
- 5Y*
- 3.28%
- 10Y*
- 3.08%
LDRI vs. STIP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
LDRI iShares iBonds 1-5 Year TIPS Ladder ETF | 1.41% | 5.94% | 0.10% |
STIP iShares 0-5 Year TIPS Bond ETF | 1.39% | 6.03% | 0.13% |
Correlation
The correlation between LDRI and STIP is 0.72, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.72 |
Correlation (All Time) Calculated using the full available price history since Nov 8, 2024 | 0.70 |
The correlation between LDRI and STIP has been stable across timeframes, ranging from 0.70 to 0.72 - a consistent structural relationship.
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Return for Risk
LDRI vs. STIP — Risk / Return Rank
LDRI
STIP
LDRI vs. STIP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares iBonds 1-5 Year TIPS Ladder ETF (LDRI) and iShares 0-5 Year TIPS Bond ETF (STIP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LDRI | STIP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.43 | ||
| Sortino ratioReturn per unit of downside risk | -0.90 | ||
| Omega ratioGain probability vs. loss probability | 1.43 | 1.50 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 6.33 | 5.05 | +1.28 |
| Martin ratioReturn relative to average drawdown | 16.06 | 18.15 | -2.09 |
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Drawdowns
LDRI vs. STIP - Drawdown Comparison
The maximum LDRI drawdown since its inception was -0.85%, smaller than the maximum STIP drawdown of -5.50%. Use the drawdown chart below to compare losses from any high point for LDRI and STIP.
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Drawdown Indicators
| LDRI | STIP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -0.85% | -5.50% | +4.65% |
Max Drawdown (1Y)Largest decline over 1 year | -0.60% | -0.73% | +0.13% |
Max Drawdown (3Y)Largest decline over 3 years | — | -0.95% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -5.50% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -5.50% | — |
Current DrawdownCurrent decline from peak | -0.55% | -0.67% | +0.12% |
Average DrawdownAverage peak-to-trough decline | -0.20% | -0.99% | +0.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.24% | 0.20% | +0.04% |
Volatility
LDRI vs. STIP - Volatility Comparison
iShares iBonds 1-5 Year TIPS Ladder ETF (LDRI) and iShares 0-5 Year TIPS Bond ETF (STIP) have volatilities of 0.64% and 0.65%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| LDRI | STIP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.64% | 0.65% | -0.01% |
Volatility (6M)Calculated over the trailing 6-month period | 1.48% | 1.14% | +0.34% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.94% | 1.53% | +0.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.29% | 2.74% | -0.45% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.29% | 2.45% | -0.16% |
LDRI vs. STIP - Expense Ratio Comparison
LDRI has a 0.10% expense ratio, which is higher than STIP's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
LDRI vs. STIP - Dividend Comparison
LDRI's dividend yield for the trailing twelve months is around 3.54%, less than STIP's 4.33% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
LDRI iShares iBonds 1-5 Year TIPS Ladder ETF | 3.54% | 4.23% | 0.83% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
STIP iShares 0-5 Year TIPS Bond ETF | 4.33% | 4.11% | 2.62% | 2.84% | 6.04% | 4.15% | 1.40% | 2.06% | 2.44% | 1.59% | 0.89% |
Frequently Asked Questions
LDRI and STIP have a correlation of 0.72, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
STIP has higher volatility (0.65%) compared to LDRI (0.64%). In terms of maximum drawdown, LDRI dropped -0.85% vs STIP's -5.50%.
On 1-year performance, LDRI leads with 3.78% vs 3.65% for STIP. On fees, STIP is cheaper at 0.06% per year. Their volatility is very similar. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, LDRI has performed better with a 3.78% return vs 3.65%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
STIP is cheaper with a 0.06% expense ratio, compared with 0.10% for LDRI.
STIP has the higher dividend yield at 4.33%, compared with 3.54% for LDRI.
LDRI tracks BlackRock iBonds® 1-5 Year TIPS Ladder Index, while STIP tracks Bloomberg US Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index (Series-L). Their fees differ too: 0.10% for LDRI and 0.06% for STIP.
STIP currently has the higher Sharpe Ratio (2.39 vs 1.96), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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