TIGR vs. SEZL

Last updated Jun 13, 2026

TIGR (UP Fintech Holding Limited) and SEZL (Sezzle Inc. Common Stock) are both stocks. Both are in the Financial Services sector — TIGR in Capital Markets, SEZL in Credit Services. Over the past year, TIGR returned -44.73% vs -5.28% for SEZL. At a 0.18 correlation, their price movements are largely independent.

Performance

TIGR vs. SEZL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in UP Fintech Holding Limited (TIGR) and Sezzle Inc. Common Stock (SEZL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TIGR achieves a -50.10% return, which is significantly lower than SEZL's 109.06% return.

TIGR

• 1D: -0.63%
• 1M: -28.16%
• YTD: -50.10%
• 6M: -48.38%
• 1Y: -44.73%
• 3Y*: 14.77%
• 5Y*: -30.09%
• 10Y*: —

SEZL

• 1D: 3.00%
• 1M: 29.59%
• YTD: 109.06%
• 6M: 88.63%
• 1Y: -5.28%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TIGR vs. SEZL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
TIGR UP Fintech Holding Limited	-50.10%	47.99%	46.15%	31.16%
SEZL Sezzle Inc. Common Stock	109.06%	48.89%	1,146.59%	-9.40%

Correlation

The correlation between TIGR and SEZL is 0.29, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.29
Correlation (All Time) Calculated using the full available price history since Aug 17, 2023	0.18

The correlation between TIGR and SEZL shifts across timeframes, from 0.18 (all time) to 0.29 (1 year), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap TIGR : $848.95M SEZL : $4.64B
EPS TIGR : $0.62 SEZL : $4.15
PE Ratio TIGR : 7.75 SEZL : 32.00
PEG Ratio TIGR : 0.09 SEZL : 0.06
PS Ratio TIGR : 1.37 SEZL : 9.87
PB Ratio TIGR : 1.01 SEZL : 23.56
Total Revenue (TTM) TIGR : $645.56M SEZL : $480.91M
Gross Profit (TTM) TIGR : $533.82M SEZL : $426.79M
EBITDA (TTM) TIGR : $236.90M SEZL : $193.18M

Return for Risk

TIGR vs. SEZL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TIGR

TIGR Risk / Return Rank: 15
TIGR Sharpe Ratio Rank: 14
TIGR Sortino Ratio Rank: 16
TIGR Omega Ratio Rank: 17
TIGR Calmar Ratio Rank: 18
TIGR Martin Ratio Rank: 12

SEZL

SEZL Risk / Return Rank: 42
SEZL Sharpe Ratio Rank: 40
SEZL Sortino Ratio Rank: 45
SEZL Omega Ratio Rank: 46
SEZL Calmar Ratio Rank: 40
SEZL Martin Ratio Rank: 40

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TIGR vs. SEZL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for UP Fintech Holding Limited (TIGR) and Sezzle Inc. Common Stock (SEZL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TIGR	SEZL	Difference
Sharpe ratio: Return per unit of total volatility	-0.67	-0.06	-0.61
Sortino ratio: Return per unit of downside risk	-0.77	0.55	-1.32
Omega ratio: Gain probability vs. loss probability	0.91	1.07	-0.17
Calmar ratio: Return relative to maximum drawdown	-0.68	-0.07	-0.60
Martin ratio: Return relative to average drawdown	-1.32	-0.10	-1.22

TIGR vs. SEZL - Sharpe Ratio Comparison

The current TIGR Sharpe Ratio is -0.67, which is lower than the SEZL Sharpe Ratio of -0.06. The chart below compares the historical Sharpe Ratios of TIGR and SEZL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

TIGR vs. SEZL - Drawdown Comparison

The maximum TIGR drawdown since its inception was -93.65%, roughly equal to the maximum SEZL drawdown of -89.95%. Use the drawdown chart below to compare losses from any high point for TIGR and SEZL.

Drawdown Indicators

	TIGR	SEZL	Difference
Max Drawdown Largest peak-to-trough decline	-93.65%	-89.95%	-3.70%
Max Drawdown (1Y) Largest decline over 1 year	-66.44%	-72.02%	+5.58%
Max Drawdown (3Y) Largest decline over 3 years	-66.44%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-92.04%	—	—
Current Drawdown Current decline from peak	-87.01%	-27.15%	-59.86%
Average Drawdown Average peak-to-trough decline	-77.92%	-40.29%	-37.63%
Ulcer Index Depth and duration of drawdowns from previous peaks	33.97%	53.61%	-19.64%

Volatility

TIGR vs. SEZL - Volatility Comparison

UP Fintech Holding Limited (TIGR) has a higher volatility of 35.17% compared to Sezzle Inc. Common Stock (SEZL) at 17.41%. This indicates that TIGR's price experiences larger fluctuations and is considered to be riskier than SEZL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TIGR	SEZL	Difference
Volatility (1M) Calculated over the trailing 1-month period	35.17%	17.41%	+17.76%
Volatility (6M) Calculated over the trailing 6-month period	48.45%	62.20%	-13.75%
Volatility (1Y) Calculated over the trailing 1-year period	67.06%	87.49%	-20.43%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	82.74%	204.57%	-121.83%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	90.54%	204.57%	-114.03%

Dividends

TIGR vs. SEZL - Dividend Comparison

Neither TIGR nor SEZL has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

TIGR vs. SEZL - Profitability Comparison

The chart below illustrates the profitability comparison between UP Fintech Holding Limited and Sezzle Inc. Common Stock over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

TIGR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, UP Fintech Holding Limited reported a gross profit of 147.59M and revenue of 155.34M. Therefore, the gross margin over that period was 95.0%.

SEZL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Sezzle Inc. Common Stock reported a gross profit of 117.02M and revenue of 135.54M. Therefore, the gross margin over that period was 86.3%.

TIGR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, UP Fintech Holding Limited reported an operating income of 65.89M and revenue of 155.34M, resulting in an operating margin of 42.4%.

SEZL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Sezzle Inc. Common Stock reported an operating income of 69.04M and revenue of 135.54M, resulting in an operating margin of 50.9%.

TIGR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, UP Fintech Holding Limited reported a net income of -26.92M and revenue of 155.34M, resulting in a net margin of -17.3%.

SEZL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Sezzle Inc. Common Stock reported a net income of 51.30M and revenue of 135.54M, resulting in a net margin of 37.9%.

Frequently Asked Questions

Can I hold both TIGR and SEZL in my portfolio?

TIGR and SEZL have a correlation of 0.29, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TIGR or SEZL?

TIGR has higher volatility (35.17%) compared to SEZL (17.41%). In terms of maximum drawdown, TIGR dropped -93.65% vs SEZL's -89.95%.

Which has better risk-adjusted returns?

SEZL currently has the higher Sharpe Ratio (-0.06 vs -0.67), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.