TCSIX vs. TILVX
TCSIX (TIAA-CREF Lifestyle Conservative Fund) and TILVX (TIAA-CREF Large-Cap Value Index Fund) are both mutual funds - TCSIX is a Diversified Portfolio fund managed by TIAA, while TILVX is a Large Cap Value Equities fund managed by TIAA. Over the past 10 years, TCSIX returned 6.02%/yr vs 11.44%/yr for TILVX. Their correlation of 0.83 means they have usually moved in the same direction. TCSIX charges 0.10%/yr vs 0.05%/yr for TILVX.
Performance
TCSIX vs. TILVX - Performance Comparison
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Returns By Period
In the year-to-date period, TCSIX achieves a 3.32% return, which is significantly lower than TILVX's 20.62% return. Over the past 10 years, TCSIX has underperformed TILVX with an annualized return of 6.02%, while TILVX has yielded a comparatively higher 11.44% annualized return.
TCSIX
- 1D
- 0.15%
- 1M
- -0.36%
- 6M
- 1.80%
- YTD
- 3.32%
- 1Y
- 9.24%
- 3Y*
- 9.23%
- 5Y*
- 4.20%
- 10Y*
- 6.02%
- ALL TIME*
- 6.15%
TILVX
- 1D
- 0.45%
- 1M
- 1.93%
- 6M
- 14.45%
- YTD
- 20.62%
- 1Y
- 32.79%
- 3Y*
- 17.94%
- 5Y*
- 11.77%
- 10Y*
- 11.44%
- ALL TIME*
- 9.41%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
TCSIX vs. TILVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TCSIX TIAA-CREF Lifestyle Conservative Fund | 3.32% | 12.00% | 8.33% | 12.70% | -13.68% | 6.46% | 12.14% | 15.49% | -4.45% | 10.60% |
TILVX TIAA-CREF Large-Cap Value Index Fund | 20.62% | 15.81% | 14.26% | 11.49% | -7.57% | 25.05% | 2.90% | 26.48% | -8.38% | 10.93% |
Correlation
The correlation between TCSIX and TILVX is 0.75, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.75 |
Correlation (3Y) Balances recent behavior with more history. | 0.75 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.80 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.80 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2012 | 0.83 |
The correlation between TCSIX and TILVX has been stable across timeframes, ranging from 0.75 to 0.83 - a consistent structural relationship.
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Return for Risk
TCSIX vs. TILVX — Risk / Return Rank
TCSIX
TILVX
TCSIX vs. TILVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifestyle Conservative Fund (TCSIX) and TIAA-CREF Large-Cap Value Index Fund (TILVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TCSIX | TILVX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.36 | ||
| Sortino ratioReturn per unit of downside risk | -1.86 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.49 | -0.23 |
| Calmar ratioReturn relative to maximum drawdown | 1.60 | 4.61 | -3.02 |
| Martin ratioReturn relative to average drawdown | 7.03 | 19.74 | -12.72 |
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Drawdowns
TCSIX vs. TILVX - Drawdown Comparison
The maximum TCSIX drawdown since its inception was -19.12%, smaller than the maximum TILVX drawdown of -60.05%. Use the drawdown chart below to compare losses from any high point for TCSIX and TILVX.
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Drawdown Indicators
| TCSIX | TILVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.12% | -60.05% | +40.93% |
Max Drawdown (1Y)Largest decline over 1 year | -5.73% | -6.80% | +1.07% |
Max Drawdown (3Y)Largest decline over 3 years | -6.81% | -15.58% | +8.77% |
Max Drawdown (5Y)Largest decline over 5 years | -19.12% | -19.00% | -0.12% |
Max Drawdown (10Y)Largest decline over 10 years | -19.12% | -40.15% | +21.03% |
Current DrawdownCurrent decline from peak | -0.86% | -0.09% | -0.77% |
Average DrawdownAverage peak-to-trough decline | -2.64% | -8.21% | +5.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.30% | 1.60% | -0.30% |
Volatility
TCSIX vs. TILVX - Volatility Comparison
The current volatility for TIAA-CREF Lifestyle Conservative Fund (TCSIX) is 1.99%, while TIAA-CREF Large-Cap Value Index Fund (TILVX) has a volatility of 2.88%. This indicates that TCSIX experiences smaller price fluctuations and is considered to be less risky than TILVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TCSIX | TILVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.99% | 2.88% | -0.89% |
Volatility (6M)Calculated over the trailing 6-month period | 5.63% | 8.72% | -3.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.60% | 11.43% | -4.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.48% | 14.82% | -7.34% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.50% | 17.62% | -10.12% |
TCSIX vs. TILVX - Expense Ratio Comparison
TCSIX has a 0.10% expense ratio, which is higher than TILVX's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
TCSIX vs. TILVX - Dividend Comparison
TCSIX's dividend yield for the trailing twelve months is around 4.86%, less than TILVX's 4.94% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCSIX TIAA-CREF Lifestyle Conservative Fund | 4.86% | 5.59% | 3.28% | 2.96% | 6.28% | 7.32% | 4.75% | 3.57% | 4.36% | 1.77% | 3.57% | 2.56% |
TILVX TIAA-CREF Large-Cap Value Index Fund | 4.94% | 5.96% | 3.04% | 4.90% | 4.57% | 3.77% | 2.26% | 7.05% | 4.68% | 2.01% | 3.14% | 4.24% |
Frequently Asked Questions
TCSIX and TILVX have a correlation of 0.75, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TILVX has higher volatility (2.88%) compared to TCSIX (1.99%). In terms of maximum drawdown, TCSIX dropped -19.12% vs TILVX's -60.05%.
TILVX currently has the higher Sharpe Ratio (2.75 vs 1.39), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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