TIAA-CREF Lifestyle Conservative Fund (TCSIX)
The fund is a "fund of funds" that invests in Institutional Class shares of other funds of the Trust and in other investment pools or investment products. It generally seeks to meet the fund's investment objective by investing: (1) approximately 40% of the fund's assets in equity underlying funds and (2) approximately 60% of the fund's assets in fixed-income underlying funds. It may deviate from these target allocations by up to ten percentage points depending upon current market conditions and outlook.
Fund Info
| ISIN | US87245R8705 |
|---|---|
| Issuer | TIAA Investments |
| Inception Date | Dec 8, 2011 |
| Category | Diversified Portfolio |
| Min. Investment | $2,000,000 |
| Asset Class | Multi-Asset |
Asset Class Size | Large-Cap |
Asset Class Style | Blend |
Expense Ratio
TCSIX has an expense ratio of 0.10%, which is considered low compared to other funds.
Share Price Chart
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Compare to other instruments
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Popular comparisons: TCSIX vs. TILGX
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in TIAA-CREF Lifestyle Conservative Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
TIAA-CREF Lifestyle Conservative Fund had a return of 9.88% year-to-date (YTD) and 17.85% in the last 12 months. Over the past 10 years, TIAA-CREF Lifestyle Conservative Fund had an annualized return of 5.34%, while the S&P 500 had an annualized return of 11.41%, indicating that TIAA-CREF Lifestyle Conservative Fund did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 9.88% | 25.70% |
| 1 month | 0.39% | 3.51% |
| 6 months | 6.27% | 14.80% |
| 1 year | 17.85% | 37.91% |
| 5 years (annualized) | 5.50% | 14.18% |
| 10 years (annualized) | 5.34% | 11.41% |
Monthly Returns
The table below presents the monthly returns of TCSIX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.33% | 1.57% | 1.87% | -2.49% | 2.55% | 1.33% | 1.67% | 1.57% | 1.30% | -1.76% | 9.88% | ||
| 2023 | 4.52% | -2.08% | 1.93% | 0.96% | -0.78% | 2.43% | 1.71% | -1.34% | -2.69% | -1.67% | 5.56% | 3.89% | 12.70% |
| 2022 | -3.23% | -2.05% | -0.44% | -4.84% | 0.16% | -4.73% | 4.14% | -2.40% | -5.71% | 2.36% | 4.78% | -2.00% | -13.69% |
| 2021 | -0.44% | 0.95% | 0.60% | 2.24% | 0.71% | 0.90% | 0.63% | 0.90% | -2.15% | 1.90% | -1.45% | 1.58% | 6.46% |
| 2020 | 0.39% | -2.48% | -8.37% | 6.19% | 3.20% | 1.96% | 3.05% | 2.58% | -1.23% | -0.90% | 5.69% | 2.30% | 12.14% |
| 2019 | 4.42% | 1.41% | 1.20% | 1.63% | -2.00% | 3.32% | 0.40% | 0.24% | 0.31% | 1.15% | 1.19% | 1.42% | 15.57% |
| 2018 | 2.07% | -1.95% | -0.47% | -0.08% | 0.80% | -0.21% | 1.20% | 0.71% | -0.21% | -4.03% | 0.58% | -2.77% | -4.45% |
| 2017 | 1.47% | 1.45% | 0.65% | 1.26% | 0.99% | 0.20% | 1.48% | 0.65% | 0.95% | 0.96% | 0.79% | 0.68% | 12.13% |
| 2016 | -2.20% | -0.27% | 3.56% | 0.96% | 0.61% | 0.15% | 2.24% | 0.34% | 0.46% | -1.09% | -0.09% | 0.74% | 5.42% |
| 2015 | 0.25% | 2.29% | -0.10% | 0.67% | 0.41% | -1.16% | 0.75% | -2.99% | -1.19% | 3.13% | -0.00% | -1.28% | 0.64% |
| 2014 | -0.86% | 2.59% | -0.45% | 0.08% | 1.36% | 1.07% | -1.08% | 1.76% | -1.61% | 1.01% | 1.08% | -0.67% | 4.29% |
| 2013 | 1.93% | 0.27% | 1.20% | 1.42% | -0.26% | -1.98% | 2.43% | -1.32% | 2.71% | 2.26% | 0.94% | 0.87% | 10.85% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of TCSIX is 80, placing it in the top 20% of mutual funds on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for TIAA-CREF Lifestyle Conservative Fund (TCSIX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
TIAA-CREF Lifestyle Conservative Fund provided a 3.10% dividend yield over the last twelve months, with an annual payout of $0.40 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.40 | $0.36 | $0.32 | $0.38 | $0.33 | $0.24 | $0.32 | $0.32 | $0.26 | $0.26 | $0.31 | $0.30 |
Dividend yield | 3.10% | 2.95% | 2.85% | 2.76% | 2.38% | 1.84% | 2.78% | 2.57% | 2.27% | 2.30% | 2.62% | 2.56% |
Monthly Dividends
The table displays the monthly dividend distributions for TIAA-CREF Lifestyle Conservative Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.26 | |
| 2023 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.15 | $0.36 |
| 2022 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.17 | $0.32 |
| 2021 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.25 | $0.38 |
| 2020 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.18 | $0.33 |
| 2019 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.05 | $0.01 | $0.00 | $0.06 | $0.24 |
| 2018 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.17 | $0.32 |
| 2017 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.17 | $0.32 |
| 2016 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.13 | $0.26 |
| 2015 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.14 | $0.26 |
| 2014 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.20 | $0.31 |
| 2013 | $0.03 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.20 | $0.30 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the TIAA-CREF Lifestyle Conservative Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TIAA-CREF Lifestyle Conservative Fund was 19.12%, occurring on Oct 14, 2022. Recovery took 397 trading sessions.
The current TIAA-CREF Lifestyle Conservative Fund drawdown is 0.31%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -19.12% | Nov 9, 2021 | 235 | Oct 14, 2022 | 397 | May 15, 2024 | 632 |
| -18.29% | Feb 20, 2020 | 23 | Mar 23, 2020 | 79 | Jul 15, 2020 | 102 |
| -9.34% | Jan 29, 2018 | 229 | Dec 24, 2018 | 70 | Apr 5, 2019 | 299 |
| -8.14% | Apr 27, 2015 | 202 | Feb 11, 2016 | 80 | Jun 7, 2016 | 282 |
| -4.98% | May 22, 2013 | 23 | Jun 24, 2013 | 60 | Sep 18, 2013 | 83 |
Volatility
Volatility Chart
The current TIAA-CREF Lifestyle Conservative Fund volatility is 1.46%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.