TCLEX vs. FRQKX
Compare and contrast key facts about TIAA-CREF Lifecycle 2010 Fund (TCLEX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX).
TCLEX is managed by TIAA Investments. It was launched on Oct 14, 2004. FRQKX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
TCLEX vs. FRQKX - Performance Comparison
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TCLEX vs. FRQKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
TCLEX TIAA-CREF Lifecycle 2010 Fund | -2.01% | 11.22% | 7.31% | 10.64% | -12.64% | 6.62% | 10.95% | 4.21% |
FRQKX Fidelity Managed Retirement 2010 Fund Class K | -0.48% | 9.91% | 4.42% | 8.62% | -12.30% | 3.95% | 9.68% | 3.94% |
Returns By Period
In the year-to-date period, TCLEX achieves a -2.01% return, which is significantly lower than FRQKX's -0.48% return.
TCLEX
- 1D
- 0.08%
- 1M
- -4.14%
- YTD
- -2.01%
- 6M
- -0.24%
- 1Y
- 7.97%
- 3Y*
- 7.62%
- 5Y*
- 3.62%
- 10Y*
- 5.43%
FRQKX
- 1D
- 0.25%
- 1M
- -3.18%
- YTD
- -0.48%
- 6M
- 0.80%
- 1Y
- 7.18%
- 3Y*
- 6.11%
- 5Y*
- 2.52%
- 10Y*
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TCLEX vs. FRQKX - Expense Ratio Comparison
TCLEX has a 0.51% expense ratio, which is higher than FRQKX's 0.36% expense ratio.
Return for Risk
TCLEX vs. FRQKX — Risk / Return Rank
TCLEX
FRQKX
TCLEX vs. FRQKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2010 Fund (TCLEX) and Fidelity Managed Retirement 2010 Fund Class K (FRQKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TCLEX | FRQKX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.36 | 1.58 | -0.23 |
Sortino ratioReturn per unit of downside risk | 1.90 | 2.20 | -0.30 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.32 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.72 | 2.12 | -0.40 |
Martin ratioReturn relative to average drawdown | 7.09 | 8.53 | -1.44 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TCLEX | FRQKX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.36 | 1.58 | -0.23 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.46 | +0.07 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.78 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.68 | -0.10 |
Correlation
The correlation between TCLEX and FRQKX is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TCLEX vs. FRQKX - Dividend Comparison
TCLEX's dividend yield for the trailing twelve months is around 5.44%, more than FRQKX's 3.27% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLEX TIAA-CREF Lifecycle 2010 Fund | 5.44% | 5.33% | 4.44% | 2.95% | 5.91% | 8.53% | 6.93% | 3.95% | 5.60% | 1.72% | 3.45% | 2.47% |
FRQKX Fidelity Managed Retirement 2010 Fund Class K | 3.27% | 3.09% | 2.91% | 2.86% | 5.12% | 6.11% | 3.61% | 2.57% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
TCLEX vs. FRQKX - Drawdown Comparison
The maximum TCLEX drawdown since its inception was -35.33%, which is greater than FRQKX's maximum drawdown of -16.97%. Use the drawdown chart below to compare losses from any high point for TCLEX and FRQKX.
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Drawdown Indicators
| TCLEX | FRQKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.33% | -16.97% | -18.36% |
Max Drawdown (1Y)Largest decline over 1 year | -4.49% | -3.42% | -1.07% |
Max Drawdown (5Y)Largest decline over 5 years | -17.31% | -16.97% | -0.34% |
Max Drawdown (10Y)Largest decline over 10 years | -17.31% | — | — |
Current DrawdownCurrent decline from peak | -4.21% | -3.18% | -1.03% |
Average DrawdownAverage peak-to-trough decline | -4.02% | -3.95% | -0.07% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.09% | 0.85% | +0.24% |
Volatility
TCLEX vs. FRQKX - Volatility Comparison
TIAA-CREF Lifecycle 2010 Fund (TCLEX) has a higher volatility of 2.22% compared to Fidelity Managed Retirement 2010 Fund Class K (FRQKX) at 1.97%. This indicates that TCLEX's price experiences larger fluctuations and is considered to be riskier than FRQKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TCLEX | FRQKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.22% | 1.97% | +0.25% |
Volatility (6M)Calculated over the trailing 6-month period | 3.67% | 2.87% | +0.80% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.06% | 4.62% | +1.44% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.86% | 5.52% | +1.34% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.98% | 5.77% | +1.21% |