T vs. VWELX
T (AT&T Inc.) is a stock, while VWELX (Vanguard Wellington Fund Investor Shares) is Diversified Portfolio fund actively managed by Vanguard. Over the past 10 years, T returned 2.10%/yr vs 9.74%/yr for VWELX. At a 0.48 correlation, their price movements are largely independent.
Performance
T vs. VWELX - Performance Comparison
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Returns By Period
In the year-to-date period, T achieves a -7.04% return, which is significantly lower than VWELX's 5.15% return. Over the past 10 years, T has underperformed VWELX with an annualized return of 2.10%, while VWELX has yielded a comparatively higher 9.74% annualized return.
T
- 1D
- 0.64%
- 1M
- 2.62%
- 6M
- -2.84%
- YTD
- -7.04%
- 1Y
- -13.37%
- 3Y*
- 20.93%
- 5Y*
- 7.13%
- 10Y*
- 2.10%
- ALL TIME*
- 9.35%
VWELX
- 1D
- -0.77%
- 1M
- -1.29%
- 6M
- 4.49%
- YTD
- 5.15%
- 1Y
- 14.17%
- 3Y*
- 13.78%
- 5Y*
- 8.11%
- 10Y*
- 9.74%
- ALL TIME*
- 9.39%
T vs. VWELX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
T AT&T Inc. | -7.04% | 13.97% | 44.08% | -2.74% | 5.76% | -8.09% | -21.37% | 45.55% | -22.25% | -4.01% |
VWELX Vanguard Wellington Fund Investor Shares | 5.15% | 16.54% | 14.73% | 14.29% | -14.36% | 18.99% | 10.57% | 22.51% | -3.43% | 13.98% |
Correlation
The correlation between T and VWELX is -0.21, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.21 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.00 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.20 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.33 |
Correlation (All Time) Calculated using the full available price history since Jul 19, 1984 | 0.48 |
The correlation between T and VWELX shifts across timeframes, from -0.21 (1 year) to 0.48 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
T vs. VWELX — Risk / Return Rank
T
VWELX
T vs. VWELX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for AT&T Inc. (T) and Vanguard Wellington Fund Investor Shares (VWELX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| T | VWELX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.15 | ||
| Sortino ratioReturn per unit of downside risk | -2.90 | ||
| Omega ratioGain probability vs. loss probability | 0.92 | 1.29 | -0.37 |
| Calmar ratioReturn relative to maximum drawdown | -0.46 | 2.12 | -2.59 |
| Martin ratioReturn relative to average drawdown | -1.03 | 9.34 | -10.37 |
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Drawdowns
T vs. VWELX - Drawdown Comparison
The maximum T drawdown since its inception was -64.15%, which is greater than VWELX's maximum drawdown of -36.12%. Use the drawdown chart below to compare losses from any high point for T and VWELX.
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Drawdown Indicators
| T | VWELX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -64.15% | -36.12% | -28.03% |
Max Drawdown (1Y)Largest decline over 1 year | -28.89% | -6.78% | -22.11% |
Max Drawdown (3Y)Largest decline over 3 years | -28.89% | -11.98% | -16.91% |
Max Drawdown (5Y)Largest decline over 5 years | -32.01% | -20.88% | -11.13% |
Max Drawdown (10Y)Largest decline over 10 years | -42.35% | -25.33% | -17.02% |
Current DrawdownCurrent decline from peak | -21.57% | -1.83% | -19.74% |
Average DrawdownAverage peak-to-trough decline | -15.74% | -3.92% | -11.82% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.94% | 1.54% | +11.40% |
Volatility
T vs. VWELX - Volatility Comparison
AT&T Inc. (T) has a higher volatility of 9.59% compared to Vanguard Wellington Fund Investor Shares (VWELX) at 2.58%. This indicates that T's price experiences larger fluctuations and is considered to be riskier than VWELX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| T | VWELX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.59% | 2.58% | +7.01% |
Volatility (6M)Calculated over the trailing 6-month period | 19.91% | 7.52% | +12.39% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.72% | 9.07% | +14.65% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.38% | 11.24% | +13.14% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.92% | 11.53% | +12.39% |
Dividends
T vs. VWELX - Dividend Comparison
T's dividend yield for the trailing twelve months is around 6.58%, less than VWELX's 11.00% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
T AT&T Inc. | 6.58% | 4.47% | 4.87% | 6.62% | 6.66% | 8.46% | 7.23% | 5.22% | 7.01% | 5.04% | 4.51% | 5.46% |
VWELX Vanguard Wellington Fund Investor Shares | 11.00% | 11.46% | 10.76% | 6.01% | 8.19% | 8.64% | 7.77% | 4.67% | 9.49% | 5.82% | 4.44% | 7.03% |
Frequently Asked Questions
T and VWELX have a correlation of -0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
T has higher volatility (9.59%) compared to VWELX (2.58%). In terms of maximum drawdown, T dropped -64.15% vs VWELX's -36.12%.
VWELX currently has the higher Sharpe Ratio (1.59 vs -0.57), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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