T vs. VOOG

Last updated Jun 13, 2026

T (AT&T Inc.) is a stock, while VOOG (Vanguard S&P 500 Growth ETF) is S&P 500 fund tracking the S&P 500 Growth Index. Over the past 10 years, T returned 3.33%/yr vs 17.86%/yr for VOOG. At a 0.30 correlation, their price movements are largely independent.

Performance

T vs. VOOG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in AT&T Inc. (T) and Vanguard S&P 500 Growth ETF (VOOG). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, T achieves a -2.96% return, which is significantly lower than VOOG's 9.67% return. Over the past 10 years, T has underperformed VOOG with an annualized return of 3.33%, while VOOG has yielded a comparatively higher 17.86% annualized return.

T

• 1D: 2.52%
• 1M: -4.69%
• YTD: -2.96%
• 6M: -1.93%
• 1Y: -12.96%
• 3Y*: 20.58%
• 5Y*: 7.38%
• 10Y*: 3.33%

VOOG

• 1D: 0.38%
• 1M: -1.66%
• YTD: 9.67%
• 6M: 10.61%
• 1Y: 27.55%
• 3Y*: 25.78%
• 5Y*: 14.86%
• 10Y*: 17.86%

*Multi-year figures are annualized to reflect compound growth (CAGR)

T vs. VOOG - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
T AT&T Inc.	-2.96%	13.97%	44.08%	-2.74%	5.76%	-8.09%	-21.37%	45.55%	-22.25%	-4.01%
VOOG Vanguard S&P 500 Growth ETF	9.67%	22.11%	35.89%	29.96%	-29.48%	31.95%	33.35%	30.93%	-0.21%	27.19%

Correlation

The correlation between T and VOOG is -0.25, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.25
Correlation (3Y) Calculated over the trailing 3-year period	-0.11
Correlation (5Y) Calculated over the trailing 5-year period	0.10
Correlation (10Y) Calculated over the trailing 10-year period	0.20
Correlation (All Time) Calculated using the full available price history since Sep 9, 2010	0.30

The correlation between T and VOOG shifts across timeframes, from -0.25 (1 year) to 0.30 (all time), reflecting how their relationship changes across market environments.

Return for Risk

T vs. VOOG — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

T

T Risk / Return Rank: 18
T Sharpe Ratio Rank: 17
T Sortino Ratio Rank: 17
T Omega Ratio Rank: 18
T Calmar Ratio Rank: 21
T Martin Ratio Rank: 15

VOOG

VOOG Risk / Return Rank: 52
VOOG Sharpe Ratio Rank: 57
VOOG Sortino Ratio Rank: 53
VOOG Omega Ratio Rank: 53
VOOG Calmar Ratio Rank: 46
VOOG Martin Ratio Rank: 53

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

T vs. VOOG - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for AT&T Inc. (T) and Vanguard S&P 500 Growth ETF (VOOG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	T	VOOG	Difference
Sharpe ratio: Return per unit of total volatility	-0.59	1.67	-2.26
Sortino ratio: Return per unit of downside risk	-0.72	2.26	-2.98
Omega ratio: Gain probability vs. loss probability	0.92	1.29	-0.38
Calmar ratio: Return relative to maximum drawdown	-0.59	2.02	-2.61
Martin ratio: Return relative to average drawdown	-1.22	8.11	-9.33

T vs. VOOG - Sharpe Ratio Comparison

The current T Sharpe Ratio is -0.59, which is lower than the VOOG Sharpe Ratio of 1.67. The chart below compares the historical Sharpe Ratios of T and VOOG, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

T vs. VOOG - Drawdown Comparison

The maximum T drawdown since its inception was -64.15%, which is greater than VOOG's maximum drawdown of -32.73%. Use the drawdown chart below to compare losses from any high point for T and VOOG.

Drawdown Indicators

	T	VOOG	Difference
Max Drawdown Largest peak-to-trough decline	-64.15%	-32.73%	-31.42%
Max Drawdown (1Y) Largest decline over 1 year	-21.87%	-13.71%	-8.16%
Max Drawdown (3Y) Largest decline over 3 years	-21.87%	-22.18%	+0.31%
Max Drawdown (5Y) Largest decline over 5 years	-32.01%	-32.73%	+0.72%
Max Drawdown (10Y) Largest decline over 10 years	-42.35%	-32.73%	-9.62%
Current Drawdown Current decline from peak	-18.12%	-4.65%	-13.47%
Average Drawdown Average peak-to-trough decline	-15.72%	-4.97%	-10.75%
Ulcer Index Depth and duration of drawdowns from previous peaks	10.64%	3.40%	+7.24%

Volatility

T vs. VOOG - Volatility Comparison

AT&T Inc. (T) has a higher volatility of 8.21% compared to Vanguard S&P 500 Growth ETF (VOOG) at 6.29%. This indicates that T's price experiences larger fluctuations and is considered to be riskier than VOOG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	T	VOOG	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.21%	6.29%	+1.92%
Volatility (6M) Calculated over the trailing 6-month period	17.80%	13.43%	+4.37%
Volatility (1Y) Calculated over the trailing 1-year period	22.13%	16.60%	+5.53%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	24.01%	21.29%	+2.72%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	23.73%	20.78%	+2.95%

Dividends

T vs. VOOG - Dividend Comparison

T's dividend yield for the trailing twelve months is around 4.71%, more than VOOG's 0.45% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
T AT&T Inc.	4.71%	4.47%	4.87%	6.62%	6.66%	8.46%	7.23%	5.22%	7.01%	5.04%	4.51%	5.46%
VOOG Vanguard S&P 500 Growth ETF	0.45%	0.49%	0.49%	1.12%	0.93%	0.53%	0.88%	1.26%	1.34%	1.32%	1.47%	1.56%

Frequently Asked Questions

Can I hold both T and VOOG in my portfolio?

T and VOOG have a correlation of -0.25, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, T or VOOG?

T has higher volatility (8.21%) compared to VOOG (6.29%). In terms of maximum drawdown, T dropped -64.15% vs VOOG's -32.73%.

Which has better risk-adjusted returns?

VOOG currently has the higher Sharpe Ratio (1.67 vs -0.59), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.