SWYHX vs. SWLGX
Compare and contrast key facts about Schwab Target 2045 Index Fund (SWYHX) and Schwab U.S. Large-Cap Growth Index Fund (SWLGX).
SWYHX is managed by Charles Schwab. It was launched on Aug 24, 2016. SWLGX is a passively managed fund by Charles Schwab that tracks the performance of the Russell 1000 Growth Index. It was launched on Dec 20, 2017.
Performance
SWYHX vs. SWLGX - Performance Comparison
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SWYHX vs. SWLGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYHX Schwab Target 2045 Index Fund | -1.18% | 18.65% | 13.72% | 20.34% | -17.37% | 17.04% | 14.50% | 24.80% | -7.28% | 0.41% |
SWLGX Schwab U.S. Large-Cap Growth Index Fund | -9.81% | 18.55% | 33.30% | 42.67% | -29.17% | 27.55% | 38.43% | 36.30% | -1.59% | -0.60% |
Returns By Period
In the year-to-date period, SWYHX achieves a -1.18% return, which is significantly higher than SWLGX's -9.81% return.
SWYHX
- 1D
- 2.50%
- 1M
- -4.95%
- YTD
- -1.18%
- 6M
- 1.05%
- 1Y
- 17.44%
- 3Y*
- 14.64%
- 5Y*
- 7.97%
- 10Y*
- —
SWLGX
- 1D
- 3.74%
- 1M
- -5.56%
- YTD
- -9.81%
- 6M
- -9.30%
- 1Y
- 17.72%
- 3Y*
- 21.15%
- 5Y*
- 12.37%
- 10Y*
- —
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SWYHX vs. SWLGX - Expense Ratio Comparison
SWYHX has a 0.04% expense ratio, which is higher than SWLGX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWYHX vs. SWLGX — Risk / Return Rank
SWYHX
SWLGX
SWYHX vs. SWLGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2045 Index Fund (SWYHX) and Schwab U.S. Large-Cap Growth Index Fund (SWLGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYHX | SWLGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 0.83 | +0.40 |
Sortino ratioReturn per unit of downside risk | 1.81 | 1.35 | +0.46 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.19 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.74 | 1.17 | +0.57 |
Martin ratioReturn relative to average drawdown | 8.20 | 4.02 | +4.19 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWYHX | SWLGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 0.83 | +0.40 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.58 | -0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.67 | 0.70 | -0.03 |
Correlation
The correlation between SWYHX and SWLGX is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYHX vs. SWLGX - Dividend Comparison
SWYHX's dividend yield for the trailing twelve months is around 2.11%, more than SWLGX's 0.51% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
SWYHX Schwab Target 2045 Index Fund | 2.11% | 2.08% | 2.13% | 2.02% | 1.98% | 1.80% | 1.65% | 1.96% | 2.23% | 1.42% | 1.05% |
SWLGX Schwab U.S. Large-Cap Growth Index Fund | 0.51% | 0.46% | 0.52% | 0.67% | 0.93% | 1.76% | 0.67% | 0.96% | 1.03% | 0.00% | 0.00% |
Drawdowns
SWYHX vs. SWLGX - Drawdown Comparison
The maximum SWYHX drawdown since its inception was -29.41%, smaller than the maximum SWLGX drawdown of -32.69%. Use the drawdown chart below to compare losses from any high point for SWYHX and SWLGX.
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Drawdown Indicators
| SWYHX | SWLGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.41% | -32.69% | +3.28% |
Max Drawdown (1Y)Largest decline over 1 year | -10.34% | -16.16% | +5.82% |
Max Drawdown (5Y)Largest decline over 5 years | -24.92% | -32.69% | +7.77% |
Current DrawdownCurrent decline from peak | -5.85% | -13.03% | +7.18% |
Average DrawdownAverage peak-to-trough decline | -4.44% | -7.13% | +2.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.19% | 4.69% | -2.50% |
Volatility
SWYHX vs. SWLGX - Volatility Comparison
The current volatility for Schwab Target 2045 Index Fund (SWYHX) is 5.25%, while Schwab U.S. Large-Cap Growth Index Fund (SWLGX) has a volatility of 6.73%. This indicates that SWYHX experiences smaller price fluctuations and is considered to be less risky than SWLGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYHX | SWLGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.25% | 6.73% | -1.48% |
Volatility (6M)Calculated over the trailing 6-month period | 8.25% | 12.40% | -4.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.55% | 22.57% | -8.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.04% | 21.52% | -7.48% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.06% | 22.81% | -7.75% |