SWYEX vs. VFSIX
Compare and contrast key facts about Schwab Target 2030 Index Fund (SWYEX) and Vanguard Short-Term Investment-Grade Fund Institutional Shares (VFSIX).
SWYEX is managed by Charles Schwab. It was launched on Aug 24, 2016. VFSIX is managed by Vanguard. It was launched on Sep 30, 1997.
Performance
SWYEX vs. VFSIX - Performance Comparison
Loading graphics...
SWYEX vs. VFSIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYEX Schwab Target 2030 Index Fund | -2.50% | 14.82% | 10.38% | 16.65% | -15.68% | 12.58% | 13.17% | 20.88% | -5.07% | 16.22% |
VFSIX Vanguard Short-Term Investment-Grade Fund Institutional Shares | -0.38% | 6.89% | 5.12% | 5.88% | -5.72% | -0.59% | 5.28% | 5.88% | 1.00% | 2.15% |
Returns By Period
In the year-to-date period, SWYEX achieves a -2.50% return, which is significantly lower than VFSIX's -0.38% return.
SWYEX
- 1D
- 0.06%
- 1M
- -5.61%
- YTD
- -2.50%
- 6M
- -0.40%
- 1Y
- 11.45%
- 3Y*
- 10.92%
- 5Y*
- 5.92%
- 10Y*
- —
VFSIX
- 1D
- 0.19%
- 1M
- -1.42%
- YTD
- -0.38%
- 6M
- 0.78%
- 1Y
- 4.38%
- 3Y*
- 5.16%
- 5Y*
- 2.28%
- 10Y*
- 2.59%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWYEX vs. VFSIX - Expense Ratio Comparison
SWYEX has a 0.04% expense ratio, which is lower than VFSIX's 0.07% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWYEX vs. VFSIX — Risk / Return Rank
SWYEX
VFSIX
SWYEX vs. VFSIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2030 Index Fund (SWYEX) and Vanguard Short-Term Investment-Grade Fund Institutional Shares (VFSIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYEX | VFSIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.15 | 1.94 | -0.78 |
Sortino ratioReturn per unit of downside risk | 1.68 | 3.20 | -1.52 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.43 | -0.19 |
Calmar ratioReturn relative to maximum drawdown | 1.47 | 2.98 | -1.51 |
Martin ratioReturn relative to average drawdown | 6.88 | 12.10 | -5.22 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| SWYEX | VFSIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.15 | 1.94 | -0.78 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.55 | 0.77 | -0.23 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 1.05 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.69 | 1.53 | -0.83 |
Correlation
The correlation between SWYEX and VFSIX is 0.16, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
SWYEX vs. VFSIX - Dividend Comparison
SWYEX's dividend yield for the trailing twelve months is around 2.57%, less than VFSIX's 4.32% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYEX Schwab Target 2030 Index Fund | 2.57% | 2.51% | 2.60% | 2.28% | 2.14% | 1.85% | 1.72% | 1.92% | 2.23% | 1.31% | 1.02% | 0.00% |
VFSIX Vanguard Short-Term Investment-Grade Fund Institutional Shares | 4.32% | 4.61% | 4.19% | 2.88% | 2.06% | 1.81% | 2.35% | 2.95% | 2.80% | 2.13% | 2.17% | 2.12% |
Drawdowns
SWYEX vs. VFSIX - Drawdown Comparison
The maximum SWYEX drawdown since its inception was -23.23%, which is greater than VFSIX's maximum drawdown of -9.21%. Use the drawdown chart below to compare losses from any high point for SWYEX and VFSIX.
Loading graphics...
Drawdown Indicators
| SWYEX | VFSIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.23% | -9.21% | -14.02% |
Max Drawdown (1Y)Largest decline over 1 year | -7.43% | -1.71% | -5.72% |
Max Drawdown (5Y)Largest decline over 5 years | -22.03% | -9.21% | -12.82% |
Max Drawdown (10Y)Largest decline over 10 years | — | -9.21% | — |
Current DrawdownCurrent decline from peak | -5.87% | -1.42% | -4.45% |
Average DrawdownAverage peak-to-trough decline | -3.72% | -0.79% | -2.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.58% | 0.42% | +1.16% |
Volatility
SWYEX vs. VFSIX - Volatility Comparison
Schwab Target 2030 Index Fund (SWYEX) has a higher volatility of 3.23% compared to Vanguard Short-Term Investment-Grade Fund Institutional Shares (VFSIX) at 0.75%. This indicates that SWYEX's price experiences larger fluctuations and is considered to be riskier than VFSIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| SWYEX | VFSIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.23% | 0.75% | +2.48% |
Volatility (6M)Calculated over the trailing 6-month period | 5.55% | 1.50% | +4.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.18% | 2.53% | +7.65% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.84% | 2.95% | +7.89% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.56% | 2.47% | +9.09% |