SWYDX vs. SWSSX
Compare and contrast key facts about Schwab Target 2025 Index Fund (SWYDX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX).
SWYDX is managed by Charles Schwab. It was launched on Aug 24, 2016. SWSSX is a passively managed fund by Charles Schwab that tracks the performance of the Russell 2000 Index. It was launched on May 19, 1997.
Performance
SWYDX vs. SWSSX - Performance Comparison
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SWYDX vs. SWSSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SWYDX Schwab Target 2025 Index Fund | -2.02% | 12.60% | 8.62% | 14.47% | -14.78% | 10.24% | 12.37% | 18.89% | -6.38% | 14.53% |
SWSSX Schwab Small-Cap Index Fund-Select Shares | -2.49% | 12.88% | 11.57% | 17.07% | -20.43% | 14.77% | 20.12% | 25.63% | -11.19% | 14.76% |
Returns By Period
In the year-to-date period, SWYDX achieves a -2.02% return, which is significantly higher than SWSSX's -2.49% return.
SWYDX
- 1D
- 0.13%
- 1M
- -4.69%
- YTD
- -2.02%
- 6M
- -0.30%
- 1Y
- 9.34%
- 3Y*
- 9.24%
- 5Y*
- 4.85%
- 10Y*
- —
SWSSX
- 1D
- -1.45%
- 1M
- -8.18%
- YTD
- -2.49%
- 6M
- -0.36%
- 1Y
- 21.55%
- 3Y*
- 11.83%
- 5Y*
- 3.10%
- 10Y*
- 9.50%
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SWYDX vs. SWSSX - Expense Ratio Comparison
Both SWYDX and SWSSX have an expense ratio of 0.04%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
SWYDX vs. SWSSX — Risk / Return Rank
SWYDX
SWSSX
SWYDX vs. SWSSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2025 Index Fund (SWYDX) and Schwab Small-Cap Index Fund-Select Shares (SWSSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWYDX | SWSSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.19 | 0.91 | +0.28 |
Sortino ratioReturn per unit of downside risk | 1.72 | 1.40 | +0.32 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.18 | +0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.56 | 1.33 | +0.23 |
Martin ratioReturn relative to average drawdown | 7.07 | 5.02 | +2.04 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SWYDX | SWSSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.19 | 0.91 | +0.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.14 | +0.39 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.40 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.68 | 0.33 | +0.35 |
Correlation
The correlation between SWYDX and SWSSX is 0.81, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWYDX vs. SWSSX - Dividend Comparison
SWYDX's dividend yield for the trailing twelve months is around 5.48%, more than SWSSX's 1.32% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYDX Schwab Target 2025 Index Fund | 5.48% | 5.37% | 3.41% | 2.58% | 2.32% | 1.92% | 1.79% | 1.91% | 0.00% | 1.33% | 0.79% | 0.00% |
SWSSX Schwab Small-Cap Index Fund-Select Shares | 1.32% | 1.29% | 1.66% | 1.49% | 1.32% | 8.88% | 2.55% | 6.12% | 10.45% | 5.22% | 4.10% | 6.92% |
Drawdowns
SWYDX vs. SWSSX - Drawdown Comparison
The maximum SWYDX drawdown since its inception was -20.49%, smaller than the maximum SWSSX drawdown of -60.34%. Use the drawdown chart below to compare losses from any high point for SWYDX and SWSSX.
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Drawdown Indicators
| SWYDX | SWSSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.49% | -60.34% | +39.85% |
Max Drawdown (1Y)Largest decline over 1 year | -5.83% | -13.90% | +8.07% |
Max Drawdown (5Y)Largest decline over 5 years | -20.43% | -31.93% | +11.50% |
Max Drawdown (10Y)Largest decline over 10 years | — | -41.81% | — |
Current DrawdownCurrent decline from peak | -4.81% | -11.00% | +6.19% |
Average DrawdownAverage peak-to-trough decline | -3.48% | -10.78% | +7.30% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.29% | 3.68% | -2.39% |
Volatility
SWYDX vs. SWSSX - Volatility Comparison
The current volatility for Schwab Target 2025 Index Fund (SWYDX) is 2.69%, while Schwab Small-Cap Index Fund-Select Shares (SWSSX) has a volatility of 6.59%. This indicates that SWYDX experiences smaller price fluctuations and is considered to be less risky than SWSSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SWYDX | SWSSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.69% | 6.59% | -3.90% |
Volatility (6M)Calculated over the trailing 6-month period | 4.43% | 14.12% | -9.69% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.02% | 23.11% | -15.09% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.16% | 22.57% | -13.41% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.85% | 24.03% | -14.18% |