SWLRX vs. FYMIX
Compare and contrast key facts about Schwab Monthly Income Fund - Maximum Payout (SWLRX) and Fidelity Sustainable Multi-Asset Fund (FYMIX).
SWLRX is managed by Charles Schwab. It was launched on Mar 27, 2008. FYMIX is managed by Fidelity. It was launched on Feb 9, 2022.
Performance
SWLRX vs. FYMIX - Performance Comparison
Loading graphics...
SWLRX vs. FYMIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
SWLRX Schwab Monthly Income Fund - Maximum Payout | 1.80% | 9.85% | 3.75% | 8.04% | -8.87% |
FYMIX Fidelity Sustainable Multi-Asset Fund | -4.40% | 18.95% | 11.09% | 16.15% | -15.71% |
Returns By Period
In the year-to-date period, SWLRX achieves a 1.80% return, which is significantly higher than FYMIX's -4.40% return.
SWLRX
- 1D
- 0.41%
- 1M
- -3.09%
- YTD
- 1.80%
- 6M
- 3.62%
- 1Y
- 8.40%
- 3Y*
- 6.97%
- 5Y*
- 2.62%
- 10Y*
- 3.34%
FYMIX
- 1D
- 0.09%
- 1M
- -8.20%
- YTD
- -4.40%
- 6M
- -1.39%
- 1Y
- 14.95%
- 3Y*
- 11.31%
- 5Y*
- —
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
SWLRX vs. FYMIX - Expense Ratio Comparison
SWLRX has a 0.00% expense ratio, which is lower than FYMIX's 0.05% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
SWLRX vs. FYMIX — Risk / Return Rank
SWLRX
FYMIX
SWLRX vs. FYMIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Monthly Income Fund - Maximum Payout (SWLRX) and Fidelity Sustainable Multi-Asset Fund (FYMIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SWLRX | FYMIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.58 | 1.13 | +0.44 |
Sortino ratioReturn per unit of downside risk | 2.17 | 1.63 | +0.54 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.24 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.97 | 1.51 | +0.46 |
Martin ratioReturn relative to average drawdown | 8.47 | 6.25 | +2.23 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| SWLRX | FYMIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.58 | 1.13 | +0.44 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.43 | — | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.66 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.80 | 0.42 | +0.38 |
Correlation
The correlation between SWLRX and FYMIX is 0.71, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
SWLRX vs. FYMIX - Dividend Comparison
SWLRX's dividend yield for the trailing twelve months is around 4.23%, more than FYMIX's 3.85% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWLRX Schwab Monthly Income Fund - Maximum Payout | 4.23% | 4.63% | 4.94% | 4.10% | 4.63% | 3.07% | 2.19% | 3.22% | 3.30% | 2.47% | 4.00% | 4.31% |
FYMIX Fidelity Sustainable Multi-Asset Fund | 3.85% | 3.69% | 1.84% | 1.78% | 1.79% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
SWLRX vs. FYMIX - Drawdown Comparison
The maximum SWLRX drawdown since its inception was -18.60%, smaller than the maximum FYMIX drawdown of -22.70%. Use the drawdown chart below to compare losses from any high point for SWLRX and FYMIX.
Loading graphics...
Drawdown Indicators
| SWLRX | FYMIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.60% | -22.70% | +4.10% |
Max Drawdown (1Y)Largest decline over 1 year | -4.48% | -8.95% | +4.47% |
Max Drawdown (5Y)Largest decline over 5 years | -18.60% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -18.60% | — | — |
Current DrawdownCurrent decline from peak | -3.09% | -8.72% | +5.63% |
Average DrawdownAverage peak-to-trough decline | -2.37% | -5.83% | +3.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.04% | 2.16% | -1.12% |
Volatility
SWLRX vs. FYMIX - Volatility Comparison
The current volatility for Schwab Monthly Income Fund - Maximum Payout (SWLRX) is 1.90%, while Fidelity Sustainable Multi-Asset Fund (FYMIX) has a volatility of 4.80%. This indicates that SWLRX experiences smaller price fluctuations and is considered to be less risky than FYMIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| SWLRX | FYMIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.90% | 4.80% | -2.90% |
Volatility (6M)Calculated over the trailing 6-month period | 3.12% | 8.07% | -4.95% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.49% | 13.20% | -7.71% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.18% | 12.67% | -6.49% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.10% | 12.67% | -7.57% |