STRV vs. RFETX

Last updated Jun 4, 2026

STRV (Strive 500 ETF) and RFETX (American Funds 2030 Target Date Retirement Fund Class R6) are both funds - STRV is a Large Cap Growth Equities fund tracking the Bloomberg US Large Cap Index, while RFETX is a Target Retirement Date fund actively managed by American Funds. STRV is passively managed, while RFETX is actively managed. Over the past 3 years, STRV returned 22.74%/yr vs 13.77%/yr for RFETX. Their correlation of 0.90 suggests significant overlap in exposure. STRV charges 0.05%/yr vs 0.33%/yr for RFETX.

Performance

STRV vs. RFETX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Strive 500 ETF (STRV) and American Funds 2030 Target Date Retirement Fund Class R6 (RFETX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, STRV achieves a 10.98% return, which is significantly higher than RFETX's 6.13% return.

STRV

• 1D: -0.67%
• 1M: 5.39%
• YTD: 10.98%
• 6M: 10.91%
• 1Y: 28.16%
• 3Y*: 22.74%
• 5Y*: —
• 10Y*: —

RFETX

• 1D: 0.20%
• 1M: 2.57%
• YTD: 6.13%
• 6M: 6.55%
• 1Y: 16.55%
• 3Y*: 13.77%
• 5Y*: 7.10%
• 10Y*: 9.43%

*Multi-year figures are annualized to reflect compound growth (CAGR)

STRV vs. RFETX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
STRV Strive 500 ETF	10.98%	17.95%	25.13%	27.70%	-1.96%
RFETX American Funds 2030 Target Date Retirement Fund Class R6	6.13%	15.73%	10.86%	14.52%	0.99%

Correlation

The correlation between STRV and RFETX is 0.89, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.89
Correlation (3Y) Calculated over the trailing 3-year period	0.89
Correlation (All Time) Calculated using the full available price history since Sep 16, 2022	0.90

The correlation between STRV and RFETX has been stable across timeframes, ranging from 0.89 to 0.90 - a consistent structural relationship.

Return for Risk

STRV vs. RFETX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

STRV

STRV Risk / Return Rank: 67
STRV Sharpe Ratio Rank: 68
STRV Sortino Ratio Rank: 68
STRV Omega Ratio Rank: 65
STRV Calmar Ratio Rank: 61
STRV Martin Ratio Rank: 73

RFETX

RFETX Risk / Return Rank: 62
RFETX Sharpe Ratio Rank: 63
RFETX Sortino Ratio Rank: 65
RFETX Omega Ratio Rank: 64
RFETX Calmar Ratio Rank: 53
RFETX Martin Ratio Rank: 63

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

STRV vs. RFETX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Strive 500 ETF (STRV) and American Funds 2030 Target Date Retirement Fund Class R6 (RFETX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	STRV	RFETX	Difference
Sharpe ratio: Return per unit of total volatility	2.28	2.33	-0.06
Sortino ratio: Return per unit of downside risk	3.17	3.38	-0.21
Omega ratio: Gain probability vs. loss probability	1.40	1.45	-0.04
Calmar ratio: Return relative to maximum drawdown	3.04	2.78	+0.27
Martin ratio: Return relative to average drawdown	13.78	12.39	+1.39
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

STRV vs. RFETX - Sharpe Ratio Comparison

The current STRV Sharpe Ratio is 2.28, which is comparable to the RFETX Sharpe Ratio of 2.33. The chart below compares the historical Sharpe Ratios of STRV and RFETX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	STRV	RFETX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.28	2.33	-0.06
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.73	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.89	—
Sharpe Ratio (All Time) Calculated using the full available price history	1.33	0.81	+0.52

Drawdowns

STRV vs. RFETX - Drawdown Comparison

The maximum STRV drawdown since its inception was -19.00%, smaller than the maximum RFETX drawdown of -22.29%. Use the drawdown chart below to compare losses from any high point for STRV and RFETX.

Drawdown Indicators

	STRV	RFETX	Difference
Max Drawdown Largest peak-to-trough decline	-19.00%	-22.29%	+3.29%
Max Drawdown (1Y) Largest decline over 1 year	-9.29%	-6.08%	-3.21%
Max Drawdown (3Y) Largest decline over 3 years	-19.00%	-8.68%	-10.32%
Max Drawdown (5Y) Largest decline over 5 years	—	-20.81%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-22.29%	—
Current Drawdown Current decline from peak	-0.67%	0.00%	-0.67%
Average Drawdown Average peak-to-trough decline	-2.26%	-3.28%	+1.02%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.05%	1.36%	+0.69%

Volatility

STRV vs. RFETX - Volatility Comparison

Strive 500 ETF (STRV) has a higher volatility of 2.79% compared to American Funds 2030 Target Date Retirement Fund Class R6 (RFETX) at 2.25%. This indicates that STRV's price experiences larger fluctuations and is considered to be riskier than RFETX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	STRV	RFETX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.79%	2.25%	+0.54%
Volatility (6M) Calculated over the trailing 6-month period	9.31%	5.80%	+3.51%
Volatility (1Y) Calculated over the trailing 1-year period	12.42%	7.24%	+5.18%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.10%	9.73%	+6.37%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.10%	10.67%	+5.43%

STRV vs. RFETX - Expense Ratio Comparison

STRV has a 0.05% expense ratio, which is lower than RFETX's 0.33% expense ratio.

Dividends

STRV vs. RFETX - Dividend Comparison

STRV's dividend yield for the trailing twelve months is around 1.02%, less than RFETX's 6.24% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RFETX American Funds 2030 Target Date Retirement Fund Class R6	6.24%	6.62%	4.04%	3.00%	4.73%	6.77%	3.86%	4.26%	4.81%	2.86%	3.77%	5.83%
STRV Strive 500 ETF	1.02%	1.05%	1.13%	1.21%	0.37%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both STRV and RFETX in my portfolio?

STRV and RFETX have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, STRV or RFETX?

STRV has higher volatility (2.79%) compared to RFETX (2.25%). In terms of maximum drawdown, STRV dropped -19.00% vs RFETX's -22.29%.

Which has better risk-adjusted returns?

RFETX currently has the higher Sharpe Ratio (2.33 vs 2.28), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.