STLFX vs. VTINX
Compare and contrast key facts about BlackRock LifePath Dynamic 2050 Fund (STLFX) and Vanguard Target Retirement Income Fund (VTINX).
STLFX is managed by BlackRock. It was launched on Jun 29, 2008. VTINX is managed by Vanguard. It was launched on Oct 27, 2003.
Performance
STLFX vs. VTINX - Performance Comparison
Loading graphics...
STLFX vs. VTINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
STLFX BlackRock LifePath Dynamic 2050 Fund | -0.79% | 20.03% | 5.73% | 22.31% | -18.73% | 18.12% | 14.82% | 26.48% | -8.22% | 21.73% |
VTINX Vanguard Target Retirement Income Fund | -0.46% | 11.31% | 6.66% | 10.66% | -12.75% | 5.24% | 10.02% | 13.16% | -1.98% | 7.46% |
Returns By Period
In the year-to-date period, STLFX achieves a -0.79% return, which is significantly lower than VTINX's -0.46% return. Over the past 10 years, STLFX has outperformed VTINX with an annualized return of 10.04%, while VTINX has yielded a comparatively lower 4.94% annualized return.
STLFX
- 1D
- 3.27%
- 1M
- -5.36%
- YTD
- -0.79%
- 6M
- 1.17%
- 1Y
- 19.89%
- 3Y*
- 12.83%
- 5Y*
- 6.74%
- 10Y*
- 10.04%
VTINX
- 1D
- 0.96%
- 1M
- -2.70%
- YTD
- -0.46%
- 6M
- 0.80%
- 1Y
- 9.06%
- 3Y*
- 7.86%
- 5Y*
- 3.59%
- 10Y*
- 4.94%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
STLFX vs. VTINX - Expense Ratio Comparison
STLFX has a 0.49% expense ratio, which is higher than VTINX's 0.08% expense ratio.
Return for Risk
STLFX vs. VTINX — Risk / Return Rank
STLFX
VTINX
STLFX vs. VTINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock LifePath Dynamic 2050 Fund (STLFX) and Vanguard Target Retirement Income Fund (VTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| STLFX | VTINX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.12 | 1.67 | -0.55 |
Sortino ratioReturn per unit of downside risk | 1.67 | 2.39 | -0.73 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.34 | -0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.71 | 2.29 | -0.58 |
Martin ratioReturn relative to average drawdown | 8.00 | 9.59 | -1.59 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| STLFX | VTINX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.12 | 1.67 | -0.55 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.40 | 0.60 | -0.20 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.62 | 0.87 | -0.26 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.38 | 0.90 | -0.52 |
Correlation
The correlation between STLFX and VTINX is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
STLFX vs. VTINX - Dividend Comparison
STLFX's dividend yield for the trailing twelve months is around 6.25%, more than VTINX's 5.05% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
STLFX BlackRock LifePath Dynamic 2050 Fund | 6.25% | 6.20% | 1.86% | 2.91% | 2.51% | 16.88% | 2.27% | 6.09% | 15.73% | 5.87% | 2.00% | 9.21% |
VTINX Vanguard Target Retirement Income Fund | 5.05% | 5.02% | 5.89% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 1.56% | 2.27% | 3.53% |
Drawdowns
STLFX vs. VTINX - Drawdown Comparison
The maximum STLFX drawdown since its inception was -50.35%, which is greater than VTINX's maximum drawdown of -19.96%. Use the drawdown chart below to compare losses from any high point for STLFX and VTINX.
Loading graphics...
Drawdown Indicators
| STLFX | VTINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.35% | -19.96% | -30.39% |
Max Drawdown (1Y)Largest decline over 1 year | -11.93% | -4.14% | -7.79% |
Max Drawdown (5Y)Largest decline over 5 years | -27.07% | -17.02% | -10.05% |
Max Drawdown (10Y)Largest decline over 10 years | -34.48% | -17.02% | -17.46% |
Current DrawdownCurrent decline from peak | -6.49% | -3.04% | -3.45% |
Average DrawdownAverage peak-to-trough decline | -6.83% | -2.21% | -4.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.55% | 0.99% | +1.56% |
Volatility
STLFX vs. VTINX - Volatility Comparison
BlackRock LifePath Dynamic 2050 Fund (STLFX) has a higher volatility of 6.86% compared to Vanguard Target Retirement Income Fund (VTINX) at 2.50%. This indicates that STLFX's price experiences larger fluctuations and is considered to be riskier than VTINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| STLFX | VTINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.86% | 2.50% | +4.36% |
Volatility (6M)Calculated over the trailing 6-month period | 10.64% | 3.59% | +7.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.06% | 5.60% | +12.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.79% | 6.01% | +10.78% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.37% | 5.69% | +10.68% |