STIP vs. RBIL
STIP (iShares 0-5 Year TIPS Bond ETF) and RBIL (F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF) are both Inflation-Protected Bonds funds - STIP tracks the Barclays Capital U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index (Series-L) while RBIL tracks the Bloomberg US Ultrashort TIPS 1-13 Months Index. Both are passively managed. Over the past year, STIP returned 4.53% vs 4.60% for RBIL. At a 0.37 correlation, their price movements are largely independent. STIP charges 0.06%/yr vs 0.17%/yr for RBIL.
Performance
STIP vs. RBIL - Performance Comparison
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Returns By Period
In the year-to-date period, STIP achieves a 2.01% return, which is significantly lower than RBIL's 2.67% return.
STIP
- 1D
- -0.03%
- 1M
- 0.12%
- YTD
- 2.01%
- 6M
- 2.01%
- 1Y
- 4.53%
- 3Y*
- 5.18%
- 5Y*
- 3.36%
- 10Y*
- 3.17%
RBIL
- 1D
- -0.03%
- 1M
- 0.34%
- YTD
- 2.67%
- 6M
- 2.74%
- 1Y
- 4.60%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
STIP vs. RBIL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
STIP iShares 0-5 Year TIPS Bond ETF | 2.01% | 4.33% |
RBIL F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF | 2.67% | 2.91% |
Correlation
The correlation between STIP and RBIL is 0.37, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.37 |
Correlation (All Time) Calculated using the full available price history since Feb 26, 2025 | 0.37 |
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Return for Risk
STIP vs. RBIL — Risk / Return Rank
STIP
RBIL
STIP vs. RBIL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares 0-5 Year TIPS Bond ETF (STIP) and F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| STIP | RBIL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.92 | ||
| Sortino ratioReturn per unit of downside risk | -2.59 | ||
| Omega ratioGain probability vs. loss probability | 1.67 | 2.41 | -0.74 |
| Calmar ratioReturn relative to maximum drawdown | 6.56 | 17.11 | -10.56 |
| Martin ratioReturn relative to average drawdown | 26.11 | 71.11 | -45.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| STIP | RBIL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 3.13 | 5.06 | -1.92 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 1.23 | — | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 1.30 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.07 | 4.24 | -3.17 |
Drawdowns
STIP vs. RBIL - Drawdown Comparison
The maximum STIP drawdown since its inception was -5.50%, which is greater than RBIL's maximum drawdown of -0.50%. Use the drawdown chart below to compare losses from any high point for STIP and RBIL.
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Drawdown Indicators
| STIP | RBIL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -5.50% | -0.50% | -5.00% |
Max Drawdown (1Y)Largest decline over 1 year | -0.69% | -0.27% | -0.42% |
Max Drawdown (3Y)Largest decline over 3 years | -0.95% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -5.50% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -5.50% | — | — |
Current DrawdownCurrent decline from peak | -0.06% | -0.03% | -0.03% |
Average DrawdownAverage peak-to-trough decline | -0.99% | -0.06% | -0.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.18% | 0.06% | +0.12% |
Volatility
STIP vs. RBIL - Volatility Comparison
iShares 0-5 Year TIPS Bond ETF (STIP) has a higher volatility of 0.38% compared to F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL) at 0.30%. This indicates that STIP's price experiences larger fluctuations and is considered to be riskier than RBIL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| STIP | RBIL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.38% | 0.30% | +0.08% |
Volatility (6M)Calculated over the trailing 6-month period | 0.99% | 0.79% | +0.20% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.46% | 0.92% | +0.54% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.75% | 1.05% | +1.70% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.45% | 1.05% | +1.40% |
STIP vs. RBIL - Expense Ratio Comparison
STIP has a 0.06% expense ratio, which is lower than RBIL's 0.17% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
STIP vs. RBIL - Dividend Comparison
STIP's dividend yield for the trailing twelve months is around 4.30%, less than RBIL's 4.60% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
RBIL F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF | 4.60% | 3.65% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
STIP iShares 0-5 Year TIPS Bond ETF | 4.30% | 4.11% | 2.62% | 2.84% | 6.04% | 4.15% | 1.40% | 2.06% | 2.44% | 1.59% | 0.89% |
Frequently Asked Questions
STIP and RBIL have a correlation of 0.37, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
STIP has higher volatility (0.38%) compared to RBIL (0.30%). In terms of maximum drawdown, STIP dropped -5.50% vs RBIL's -0.50%.
On 1-year performance, RBIL leads with 4.60% vs 4.53% for STIP. On fees, STIP is cheaper at 0.06% per year. Their volatility is very similar. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, RBIL has performed better with a 4.60% return vs 4.53%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
STIP is cheaper with a 0.06% expense ratio, compared with 0.17% for RBIL.
RBIL has the higher dividend yield at 4.60%, compared with 4.30% for STIP.
STIP tracks Barclays Capital U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index (Series-L), while RBIL tracks Bloomberg US Ultrashort TIPS 1-13 Months Index. They also come from different issuers: iShares and F/m. Their fees differ too: 0.06% for STIP and 0.17% for RBIL.
RBIL currently has the higher Sharpe Ratio (5.06 vs 3.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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