STIP vs. LDRI
STIP (iShares 0-5 Year TIPS Bond ETF) and LDRI (iShares iBonds 1-5 Year TIPS Ladder ETF) are both Inflation-Protected Bonds funds from iShares - STIP tracks the Bloomberg US Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index (Series-L) while LDRI tracks the BlackRock iBonds® 1-5 Year TIPS Ladder Index. Both are passively managed. Over the past year, STIP returned 3.65% vs 3.78% for LDRI. A 0.70 correlation means they provide meaningful diversification when combined. STIP charges 0.06%/yr vs 0.10%/yr for LDRI.
Performance
STIP vs. LDRI - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with STIP having a 1.39% return and LDRI slightly higher at 1.41%.
STIP
- 1D
- 0.05%
- 1M
- -0.24%
- YTD
- 1.39%
- 6M
- 1.47%
- 1Y
- 3.65%
- 3Y*
- 5.01%
- 5Y*
- 3.28%
- 10Y*
- 3.08%
LDRI
- 1D
- 0.04%
- 1M
- -0.12%
- YTD
- 1.41%
- 6M
- 1.59%
- 1Y
- 3.78%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
STIP vs. LDRI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
STIP iShares 0-5 Year TIPS Bond ETF | 1.39% | 6.03% | 0.13% |
LDRI iShares iBonds 1-5 Year TIPS Ladder ETF | 1.41% | 5.94% | 0.10% |
Correlation
The correlation between STIP and LDRI is 0.72, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.72 |
Correlation (All Time) Calculated using the full available price history since Nov 8, 2024 | 0.70 |
The correlation between STIP and LDRI has been stable across timeframes, ranging from 0.70 to 0.72 - a consistent structural relationship.
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Return for Risk
STIP vs. LDRI — Risk / Return Rank
STIP
LDRI
STIP vs. LDRI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares 0-5 Year TIPS Bond ETF (STIP) and iShares iBonds 1-5 Year TIPS Ladder ETF (LDRI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| STIP | LDRI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.43 | ||
| Sortino ratioReturn per unit of downside risk | +0.90 | ||
| Omega ratioGain probability vs. loss probability | 1.50 | 1.43 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 5.05 | 6.33 | -1.28 |
| Martin ratioReturn relative to average drawdown | 18.15 | 16.06 | +2.09 |
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Drawdowns
STIP vs. LDRI - Drawdown Comparison
The maximum STIP drawdown since its inception was -5.50%, which is greater than LDRI's maximum drawdown of -0.85%. Use the drawdown chart below to compare losses from any high point for STIP and LDRI.
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Drawdown Indicators
| STIP | LDRI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -5.50% | -0.85% | -4.65% |
Max Drawdown (1Y)Largest decline over 1 year | -0.73% | -0.60% | -0.13% |
Max Drawdown (3Y)Largest decline over 3 years | -0.95% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -5.50% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -5.50% | — | — |
Current DrawdownCurrent decline from peak | -0.67% | -0.55% | -0.12% |
Average DrawdownAverage peak-to-trough decline | -0.99% | -0.20% | -0.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.20% | 0.24% | -0.04% |
Volatility
STIP vs. LDRI - Volatility Comparison
iShares 0-5 Year TIPS Bond ETF (STIP) and iShares iBonds 1-5 Year TIPS Ladder ETF (LDRI) have volatilities of 0.65% and 0.64%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| STIP | LDRI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.65% | 0.64% | +0.01% |
Volatility (6M)Calculated over the trailing 6-month period | 1.14% | 1.48% | -0.34% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.53% | 1.94% | -0.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.74% | 2.29% | +0.45% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.45% | 2.29% | +0.16% |
STIP vs. LDRI - Expense Ratio Comparison
STIP has a 0.06% expense ratio, which is lower than LDRI's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
STIP vs. LDRI - Dividend Comparison
STIP's dividend yield for the trailing twelve months is around 4.33%, more than LDRI's 3.54% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
LDRI iShares iBonds 1-5 Year TIPS Ladder ETF | 3.54% | 4.23% | 0.83% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
STIP iShares 0-5 Year TIPS Bond ETF | 4.33% | 4.11% | 2.62% | 2.84% | 6.04% | 4.15% | 1.40% | 2.06% | 2.44% | 1.59% | 0.89% |
Frequently Asked Questions
STIP and LDRI have a correlation of 0.72, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
STIP has higher volatility (0.65%) compared to LDRI (0.64%). In terms of maximum drawdown, STIP dropped -5.50% vs LDRI's -0.85%.
On 1-year performance, LDRI leads with 3.78% vs 3.65% for STIP. On fees, STIP is cheaper at 0.06% per year. Their volatility is very similar. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, LDRI has performed better with a 3.78% return vs 3.65%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
STIP is cheaper with a 0.06% expense ratio, compared with 0.10% for LDRI.
STIP has the higher dividend yield at 4.33%, compared with 3.54% for LDRI.
STIP tracks Bloomberg US Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index (Series-L), while LDRI tracks BlackRock iBonds® 1-5 Year TIPS Ladder Index. Their fees differ too: 0.06% for STIP and 0.10% for LDRI.
STIP currently has the higher Sharpe Ratio (2.39 vs 1.96), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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