LOTI vs. PLGI

Last updated Jun 4, 2026

LOTI (Liberty One Tactical Income ETF) and PLGI (PL Growth and Income ETF) are both Tactical Allocation funds. Both are actively managed. At a 0.23 correlation, their price movements are largely independent. LOTI charges 1.01%/yr vs 1.25%/yr for PLGI.

Performance

LOTI vs. PLGI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Liberty One Tactical Income ETF (LOTI) and PL Growth and Income ETF (PLGI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, LOTI achieves a 2.63% return, which is significantly higher than PLGI's -1.62% return.

LOTI

• 1D: -0.12%
• 1M: -0.50%
• YTD: 2.63%
• 6M: 1.96%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

PLGI

• 1D: -0.87%
• 1M: -1.54%
• YTD: -1.62%
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

LOTI vs. PLGI - Yearly Performance Comparison

	2026 (YTD)	2025
LOTI Liberty One Tactical Income ETF	2.63%	0.52%
PLGI PL Growth and Income ETF	-1.62%	-0.98%

Correlation

The correlation between LOTI and PLGI is 0.23, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Dec 11, 2025	0.23

Return for Risk

LOTI vs. PLGI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Liberty One Tactical Income ETF (LOTI) and PL Growth and Income ETF (PLGI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	LOTI	PLGI	Difference
Sharpe Ratio (All Time) Calculated using the full available price history	0.82	-0.42	+1.24

Drawdowns

LOTI vs. PLGI - Drawdown Comparison

The maximum LOTI drawdown since its inception was -4.42%, smaller than the maximum PLGI drawdown of -7.26%. Use the drawdown chart below to compare losses from any high point for LOTI and PLGI.

Drawdown Indicators

	LOTI	PLGI	Difference
Max Drawdown Largest peak-to-trough decline	-4.42%	-7.26%	+2.84%
Current Drawdown Current decline from peak	-2.53%	-3.69%	+1.16%
Average Drawdown Average peak-to-trough decline	-1.34%	-2.59%	+1.25%

Volatility

Volatility by Period

	LOTI	PLGI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	5.67%	12.74%	-7.07%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.67%	12.74%	-7.07%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.67%	12.74%	-7.07%

LOTI vs. PLGI - Expense Ratio Comparison

LOTI has a 1.01% expense ratio, which is lower than PLGI's 1.25% expense ratio.

Dividends

LOTI vs. PLGI - Dividend Comparison

LOTI's dividend yield for the trailing twelve months is around 1.34%, more than PLGI's 0.02% yield.

Position	TTM	2025
LOTI Liberty One Tactical Income ETF	1.34%	0.45%
PLGI PL Growth and Income ETF	0.02%	0.00%

Frequently Asked Questions

Can I hold both LOTI and PLGI in my portfolio?

LOTI and PLGI have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, LOTI or PLGI?

On fees, LOTI is cheaper at 1.01% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, LOTI or PLGI?

LOTI is cheaper with a 1.01% expense ratio, compared with 1.25% for PLGI.

Which ETF pays a higher dividend yield, LOTI or PLGI?

LOTI has the higher dividend yield at 1.34%, compared with 0.02% for PLGI.

What is the main difference between LOTI and PLGI?

They also come from different issuers: Liberty One and Shalva Asset Management. Their fees differ too: 1.01% for LOTI and 1.25% for PLGI.