SOFI vs. STRD

Last updated Jun 16, 2026

SOFI (SoFi Technologies, Inc.) and STRD (MicroStrategy Incorporated) are both stocks. SOFI operates in Credit Services (Financial Services), while STRD operates in Software - Application (Technology). At a 0.20 correlation, their price movements are largely independent.

Performance

SOFI vs. STRD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in SoFi Technologies, Inc. (SOFI) and MicroStrategy Incorporated (STRD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

SOFI

• 1D: 3.32%
• 1M: 9.74%
• YTD: -34.57%
• 6M: -33.66%
• 1Y: 21.58%
• 3Y*: 25.82%
• 5Y*: -4.73%
• 10Y*: —

STRD

• 1D: -4.57%
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

SOFI vs. STRD - Yearly Performance Comparison

	2026 (YTD)
SOFI SoFi Technologies, Inc.	5.94%
STRD MicroStrategy Incorporated	-6.53%

Correlation

The correlation between SOFI and STRD is 0.20, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 28, 2026	0.20

Fundamentals

Market Cap SOFI : $23.61B STRD : $22.78B
EPS SOFI : $0.44 STRD : -$38.95
PS Ratio SOFI : 4.70 STRD : 43.47
PB Ratio SOFI : 2.18 STRD : 0.62
Total Revenue (TTM) SOFI : $4.73B STRD : $490.47M
Gross Profit (TTM) SOFI : $3.39B STRD : $334.08M
EBITDA (TTM) SOFI : $1.40B STRD : $520.73M

Return for Risk

SOFI vs. STRD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SOFI

SOFI Risk / Return Rank: 53
SOFI Sharpe Ratio Rank: 56
SOFI Sortino Ratio Rank: 53
SOFI Omega Ratio Rank: 51
SOFI Calmar Ratio Rank: 52
SOFI Martin Ratio Rank: 51

STRD

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SOFI vs. STRD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for SoFi Technologies, Inc. (SOFI) and MicroStrategy Incorporated (STRD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	SOFI	STRD	Difference
Sharpe ratio: Return per unit of total volatility	0.38	—	—
Sortino ratio: Return per unit of downside risk	0.88	—	—
Omega ratio: Gain probability vs. loss probability	1.11	—	—
Calmar ratio: Return relative to maximum drawdown	0.41	—	—
Martin ratio: Return relative to average drawdown	0.75	—	—

Drawdowns

SOFI vs. STRD - Drawdown Comparison

The maximum SOFI drawdown since its inception was -83.32%, which is greater than STRD's maximum drawdown of -7.26%. Use the drawdown chart below to compare losses from any high point for SOFI and STRD.

Drawdown Indicators

	SOFI	STRD	Difference
Max Drawdown Largest peak-to-trough decline	-83.32%	-7.26%	-76.06%
Max Drawdown (1Y) Largest decline over 1 year	-52.96%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-52.96%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-81.54%	—	—
Current Drawdown Current decline from peak	-46.82%	-6.53%	-40.29%
Average Drawdown Average peak-to-trough decline	-51.20%	-4.51%	-46.69%
Ulcer Index Depth and duration of drawdowns from previous peaks	29.03%	—	—

Volatility

Volatility by Period

	SOFI	STRD	Difference
Volatility (1M) Calculated over the trailing 1-month period	17.08%	—	—
Volatility (6M) Calculated over the trailing 6-month period	38.75%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	56.45%	37.84%	+18.61%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	66.69%	37.84%	+28.85%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	71.90%	37.84%	+34.06%

Dividends

SOFI vs. STRD - Dividend Comparison

Neither SOFI nor STRD has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

Frequently Asked Questions

Can I hold both SOFI and STRD in my portfolio?

SOFI and STRD have a correlation of 0.20, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.