SOFI vs. STLAP.PA
SOFI (SoFi Technologies, Inc.) and STLAP.PA (Stellantis NV) are both stocks. SOFI operates in Credit Services (Financial Services), while STLAP.PA operates in Auto Manufacturers (Consumer Cyclical). Over the past 5 years, SOFI returned -4.73%/yr vs -13.73%/yr for STLAP.PA. At a 0.25 correlation, their price movements are largely independent.
Performance
SOFI vs. STLAP.PA - Performance Comparison
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Different Trading Currencies
SOFI is traded in USD, while STLAP.PA is traded in EUR. To make them comparable, the STLAP.PA values have been converted to USD using the latest available exchange rates.
Returns By Period
The year-to-date returns for both stocks are quite close, with SOFI having a -34.57% return and STLAP.PA slightly lower at -36.06%.
SOFI
- 1D
- 3.32%
- 1M
- 9.74%
- YTD
- -34.57%
- 6M
- -33.66%
- 1Y
- 21.58%
- 3Y*
- 25.82%
- 5Y*
- -4.73%
- 10Y*
- —
STLAP.PA
- 1D
- 3.45%
- 1M
- -6.28%
- YTD
- -36.06%
- 6M
- -40.53%
- 1Y
- -27.93%
- 3Y*
- -22.05%
- 5Y*
- -13.73%
- 10Y*
- 7.02%
SOFI vs. STLAP.PA - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
SOFI SoFi Technologies, Inc. | -34.57% | 70.00% | 54.77% | 115.84% | -70.84% | 27.09% | 13.09% |
STLAP.PA Stellantis NV | -36.06% | -8.10% | -40.10% | 79.50% | -19.26% | 179.50% | -49.52% |
Correlation
The correlation between SOFI and STLAP.PA is 0.20, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.20 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.23 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.27 |
Correlation (All Time) Calculated using the full available price history since Nov 30, 2020 | 0.25 |
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Return for Risk
SOFI vs. STLAP.PA — Risk / Return Rank
SOFI
STLAP.PA
SOFI vs. STLAP.PA - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for SoFi Technologies, Inc. (SOFI) and Stellantis NV (STLAP.PA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SOFI | STLAP.PA | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.92 | ||
| Sortino ratioReturn per unit of downside risk | +1.35 | ||
| Omega ratioGain probability vs. loss probability | 1.11 | 0.94 | +0.17 |
| Calmar ratioReturn relative to maximum drawdown | 0.41 | -0.59 | +0.99 |
| Martin ratioReturn relative to average drawdown | 0.75 | -1.14 | +1.89 |
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Drawdowns
SOFI vs. STLAP.PA - Drawdown Comparison
The maximum SOFI drawdown since its inception was -83.32%, smaller than the maximum STLAP.PA drawdown of -94.79%. Use the drawdown chart below to compare losses from any high point for SOFI and STLAP.PA.
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Drawdown Indicators
| SOFI | STLAP.PA | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -83.32% | -94.79% | +11.47% |
Max Drawdown (1Y)Largest decline over 1 year | -52.96% | -47.21% | -5.75% |
Max Drawdown (3Y)Largest decline over 3 years | -52.96% | -74.70% | +21.74% |
Max Drawdown (5Y)Largest decline over 5 years | -81.54% | -74.70% | -6.84% |
Max Drawdown (10Y)Largest decline over 10 years | — | -74.70% | — |
Current DrawdownCurrent decline from peak | -46.82% | -72.08% | +25.26% |
Average DrawdownAverage peak-to-trough decline | -51.20% | -53.61% | +2.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 29.03% | 24.28% | +4.75% |
Volatility
SOFI vs. STLAP.PA - Volatility Comparison
SoFi Technologies, Inc. (SOFI) has a higher volatility of 17.08% compared to Stellantis NV (STLAP.PA) at 11.41%. This indicates that SOFI's price experiences larger fluctuations and is considered to be riskier than STLAP.PA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SOFI | STLAP.PA | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 17.08% | 11.41% | +5.67% |
Volatility (6M)Calculated over the trailing 6-month period | 38.75% | 41.54% | -2.79% |
Volatility (1Y)Calculated over the trailing 1-year period | 56.45% | 51.44% | +5.01% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 66.69% | 39.89% | +26.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 71.90% | 113.86% | -41.96% |
Dividends
SOFI vs. STLAP.PA - Dividend Comparison
Neither SOFI nor STLAP.PA has paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
SOFI SoFi Technologies, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
STLAP.PA Stellantis NV | 0.00% | 7.23% | 12.26% | 6.34% | 7.84% | 13.53% | 0.00% | 29.82% |
Financials
SOFI vs. STLAP.PA - Financials Comparison
This section allows you to compare key financial metrics between SoFi Technologies, Inc. and Stellantis NV. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
SOFI and STLAP.PA have a correlation of 0.20, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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