SOFI vs. PLTR
SOFI (SoFi Technologies, Inc.) and PLTR (Palantir Technologies Inc.) are both stocks. SOFI operates in Credit Services (Financial Services), while PLTR operates in Software - Infrastructure (Technology). Over the past 5 years, SOFI returned -6.19%/yr vs 41.37%/yr for PLTR. A 0.56 correlation means they provide meaningful diversification when combined.
Performance
SOFI vs. PLTR - Performance Comparison
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Returns By Period
In the year-to-date period, SOFI achieves a -36.97% return, which is significantly lower than PLTR's -23.22% return.
SOFI
- 1D
- 2.93%
- 1M
- 4.76%
- YTD
- -36.97%
- 6M
- -40.24%
- 1Y
- 15.87%
- 3Y*
- 26.35%
- 5Y*
- -6.19%
- 10Y*
- —
PLTR
- 1D
- 0.69%
- 1M
- -0.97%
- YTD
- -23.22%
- 6M
- -24.81%
- 1Y
- 6.85%
- 3Y*
- 108.67%
- 5Y*
- 41.37%
- 10Y*
- —
SOFI vs. PLTR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
SOFI SoFi Technologies, Inc. | -36.97% | 70.00% | 54.77% | 115.84% | -70.84% | 27.09% | 18.70% |
PLTR Palantir Technologies Inc. | -23.22% | 135.03% | 340.48% | 167.45% | -64.74% | -22.68% | -13.13% |
Correlation
The correlation between SOFI and PLTR is 0.49, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.49 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.55 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.60 |
Correlation (All Time) Calculated using the full available price history since Dec 1, 2020 | 0.56 |
The correlation between SOFI and PLTR shifts across timeframes, from 0.49 (1 year) to 0.60 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
SOFI:
$22.74B
PLTR:
$350.85B
SOFI:
$0.44
PLTR:
$0.89
SOFI:
37.17
PLTR:
153.57
SOFI:
4.53
PLTR:
67.07
SOFI:
2.10
PLTR:
41.52
SOFI:
$4.73B
PLTR:
$5.22B
SOFI:
$3.39B
PLTR:
$4.39B
SOFI:
$1.40B
PLTR:
$2.01B
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Return for Risk
SOFI vs. PLTR — Risk / Return Rank
SOFI
PLTR
SOFI vs. PLTR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for SoFi Technologies, Inc. (SOFI) and Palantir Technologies Inc. (PLTR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SOFI | PLTR | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.15 | ||
| Sortino ratioReturn per unit of downside risk | +0.23 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 1.07 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 0.30 | 0.18 | +0.12 |
| Martin ratioReturn relative to average drawdown | 0.56 | 0.33 | +0.23 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SOFI | PLTR | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.28 | 0.14 | +0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.09 | 0.64 | -0.73 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.12 | 0.86 | -0.74 |
Drawdowns
SOFI vs. PLTR - Drawdown Comparison
The maximum SOFI drawdown since its inception was -83.32%, roughly equal to the maximum PLTR drawdown of -84.62%. Use the drawdown chart below to compare losses from any high point for SOFI and PLTR.
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Drawdown Indicators
| SOFI | PLTR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -83.32% | -84.62% | +1.30% |
Max Drawdown (1Y)Largest decline over 1 year | -52.96% | -38.19% | -14.77% |
Max Drawdown (3Y)Largest decline over 3 years | -52.96% | -40.61% | -12.35% |
Max Drawdown (5Y)Largest decline over 5 years | -81.54% | -79.14% | -2.40% |
Current DrawdownCurrent decline from peak | -48.77% | -34.13% | -14.64% |
Average DrawdownAverage peak-to-trough decline | -51.23% | -40.29% | -10.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 28.21% | 20.71% | +7.50% |
Volatility
SOFI vs. PLTR - Volatility Comparison
SoFi Technologies, Inc. (SOFI) and Palantir Technologies Inc. (PLTR) have volatilities of 17.24% and 17.24%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SOFI | PLTR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 17.24% | 17.24% | 0.00% |
Volatility (6M)Calculated over the trailing 6-month period | 38.62% | 38.35% | +0.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 56.53% | 50.93% | +5.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 66.71% | 65.44% | +1.27% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 71.97% | 69.81% | +2.16% |
Dividends
SOFI vs. PLTR - Dividend Comparison
Neither SOFI nor PLTR has paid dividends to shareholders.
Financials
SOFI vs. PLTR - Financials Comparison
This section allows you to compare key financial metrics between SoFi Technologies, Inc. and Palantir Technologies Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
SOFI vs. PLTR - Profitability Comparison
SOFI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a gross profit of 880.26M and revenue of 1.00B. Therefore, the gross margin over that period was 87.9%.
PLTR - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Palantir Technologies Inc. reported a gross profit of 1.42B and revenue of 1.63B. Therefore, the gross margin over that period was 86.8%.
SOFI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported an operating income of 159.46M and revenue of 1.00B, resulting in an operating margin of 15.9%.
PLTR - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Palantir Technologies Inc. reported an operating income of 754.00M and revenue of 1.63B, resulting in an operating margin of 46.2%.
SOFI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, SoFi Technologies, Inc. reported a net income of 166.73M and revenue of 1.00B, resulting in a net margin of 16.7%.
PLTR - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Palantir Technologies Inc. reported a net income of 870.53M and revenue of 1.63B, resulting in a net margin of 53.3%.
Frequently Asked Questions
SOFI and PLTR have a correlation of 0.49, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PLTR has higher volatility (17.24%) compared to SOFI (17.24%). In terms of maximum drawdown, SOFI dropped -83.32% vs PLTR's -84.62%.
SOFI currently has the higher Sharpe Ratio (0.28 vs 0.14), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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