SFBS vs. BPOP

Last updated Jun 4, 2026

SFBS (ServisFirst Bancshares, Inc.) and BPOP (Popular, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, SFBS returned 13.05%/yr vs 20.33%/yr for BPOP. A 0.64 correlation means they provide meaningful diversification when combined.

Performance

SFBS vs. BPOP - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in ServisFirst Bancshares, Inc. (SFBS) and Popular, Inc. (BPOP). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SFBS achieves a 6.47% return, which is significantly lower than BPOP's 20.25% return. Over the past 10 years, SFBS has underperformed BPOP with an annualized return of 13.05%, while BPOP has yielded a comparatively higher 20.33% annualized return.

SFBS

• 1D: -2.11%
• 1M: -3.43%
• YTD: 6.47%
• 6M: 6.66%
• 1Y: 3.19%
• 3Y*: 21.14%
• 5Y*: 3.25%
• 10Y*: 13.05%

BPOP

• 1D: -1.97%
• 1M: 0.56%
• YTD: 20.25%
• 6M: 28.50%
• 1Y: 43.91%
• 3Y*: 36.77%
• 5Y*: 15.91%
• 10Y*: 20.33%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SFBS vs. BPOP - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SFBS ServisFirst Bancshares, Inc.	6.47%	-13.87%	28.85%	-1.20%	-17.87%	113.22%	9.25%	20.38%	-22.22%	11.42%
BPOP Popular, Inc.	20.25%	36.01%	17.86%	28.33%	-16.78%	49.06%	-0.00%	27.21%	35.80%	-16.87%

Correlation

The correlation between SFBS and BPOP is 0.70, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.70
Correlation (3Y) Calculated over the trailing 3-year period	0.71
Correlation (5Y) Calculated over the trailing 5-year period	0.69
Correlation (10Y) Calculated over the trailing 10-year period	0.67
Correlation (All Time) Calculated using the full available price history since May 15, 2014	0.64

The correlation between SFBS and BPOP has been stable across timeframes, ranging from 0.64 to 0.71 - a consistent structural relationship.

Fundamentals

EPS SFBS : $7.23 BPOP : $13.50
PE Ratio SFBS : 10.46 BPOP : 10.97
PEG Ratio SFBS : 1.23 BPOP : 1.21
PS Ratio SFBS : 3.07 BPOP : 2.24
Total Revenue (TTM) SFBS : $1.01B BPOP : $4.41B
Gross Profit (TTM) SFBS : $401.91M BPOP : $3.01B
EBITDA (TTM) SFBS : $265.83M BPOP : $1.10B

Return for Risk

SFBS vs. BPOP — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SFBS

SFBS Risk / Return Rank: 42
SFBS Sharpe Ratio Rank: 45
SFBS Sortino Ratio Rank: 39
SFBS Omega Ratio Rank: 39
SFBS Calmar Ratio Rank: 44
SFBS Martin Ratio Rank: 43

BPOP

BPOP Risk / Return Rank: 82
BPOP Sharpe Ratio Rank: 86
BPOP Sortino Ratio Rank: 80
BPOP Omega Ratio Rank: 81
BPOP Calmar Ratio Rank: 82
BPOP Martin Ratio Rank: 83

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SFBS vs. BPOP - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for ServisFirst Bancshares, Inc. (SFBS) and Popular, Inc. (BPOP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	SFBS	BPOP	Difference
Sharpe ratio Return per unit of total volatility	0.10	1.81	-1.71
Sortino ratio Return per unit of downside risk	0.40	2.34	-1.94
Omega ratio Gain probability vs. loss probability	1.05	1.32	-0.27
Calmar ratio Return relative to maximum drawdown	0.13	3.00	-2.87
Martin ratio Return relative to average drawdown	0.26	7.88	-7.61
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

SFBS vs. BPOP - Sharpe Ratio Comparison

The current SFBS Sharpe Ratio is 0.10, which is lower than the BPOP Sharpe Ratio of 1.81. The chart below compares the historical Sharpe Ratios of SFBS and BPOP, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	SFBS	BPOP	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.10	1.81	-1.71
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.09	0.53	-0.44
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.36	0.61	-0.25
Sharpe Ratio (All Time) Calculated using the full available price history	0.48	0.13	+0.35

Drawdowns

SFBS vs. BPOP - Drawdown Comparison

The maximum SFBS drawdown since its inception was -57.15%, smaller than the maximum BPOP drawdown of -95.72%. Use the drawdown chart below to compare losses from any high point for SFBS and BPOP.

Drawdown Indicators

	SFBS	BPOP	Difference
Max Drawdown Largest peak-to-trough decline	-57.15%	-95.72%	+38.57%
Max Drawdown (1Y) Largest decline over 1 year	-23.75%	-14.68%	-9.07%
Max Drawdown (3Y) Largest decline over 3 years	-30.42%	-22.63%	-7.79%
Max Drawdown (5Y) Largest decline over 5 years	-57.15%	-46.27%	-10.88%
Max Drawdown (10Y) Largest decline over 10 years	-57.15%	-59.03%	+1.88%
Current Drawdown Current decline from peak	-21.51%	-18.29%	-3.22%
Average Drawdown Average peak-to-trough decline	-14.45%	-48.87%	+34.42%
Ulcer Index Depth and duration of drawdowns from previous peaks	12.14%	5.59%	+6.55%

Volatility

SFBS vs. BPOP - Volatility Comparison

ServisFirst Bancshares, Inc. (SFBS) has a higher volatility of 6.30% compared to Popular, Inc. (BPOP) at 5.68%. This indicates that SFBS's price experiences larger fluctuations and is considered to be riskier than BPOP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SFBS	BPOP	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.30%	5.68%	+0.62%
Volatility (6M) Calculated over the trailing 6-month period	23.18%	17.83%	+5.35%
Volatility (1Y) Calculated over the trailing 1-year period	31.82%	24.41%	+7.41%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	36.55%	30.22%	+6.33%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	36.14%	33.54%	+2.60%

Dividends

SFBS vs. BPOP - Dividend Comparison

SFBS's dividend yield for the trailing twelve months is around 1.89%, less than BPOP's 2.03% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BPOP Popular, Inc.	2.03%	2.33%	2.72%	2.77%	3.32%	2.13%	2.84%	2.04%	2.12%	2.82%	1.37%	1.06%
SFBS ServisFirst Bancshares, Inc.	1.89%	1.87%	1.06%	1.71%	1.41%	0.98%	1.80%	1.66%	1.51%	0.48%	0.51%	0.48%

Financials

SFBS vs. BPOP - Profitability Comparison

The chart below illustrates the profitability comparison between ServisFirst Bancshares, Inc. and Popular, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

SFBS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, ServisFirst Bancshares, Inc. reported a gross profit of 0.00 and revenue of 241.48M. Therefore, the gross margin over that period was 0.0%.

BPOP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported a gross profit of 835.81M and revenue of 1.11B. Therefore, the gross margin over that period was 75.1%.

SFBS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, ServisFirst Bancshares, Inc. reported an operating income of 628.00K and revenue of 241.48M, resulting in an operating margin of 0.3%.

BPOP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported an operating income of 292.61M and revenue of 1.11B, resulting in an operating margin of 26.3%.

SFBS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, ServisFirst Bancshares, Inc. reported a net income of 82.97M and revenue of 241.48M, resulting in a net margin of 34.4%.

BPOP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported a net income of 245.67M and revenue of 1.11B, resulting in a net margin of 22.1%.

Frequently Asked Questions

Can I hold both SFBS and BPOP in my portfolio?

SFBS and BPOP have a correlation of 0.70, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SFBS or BPOP?

SFBS has higher volatility (6.30%) compared to BPOP (5.68%). In terms of maximum drawdown, SFBS dropped -57.15% vs BPOP's -95.72%.

Which has better risk-adjusted returns?

BPOP currently has the higher Sharpe Ratio (1.81 vs 0.10), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.