SE vs. SEZL

Last updated Jul 11, 2026

SE (Sea Limited) and SEZL (Sezzle Inc. Common Stock) are both stocks. SE operates in Electronic Gaming & Multimedia (Communication Services), while SEZL operates in Credit Services (Financial Services). Over the past year, SE returned -25.04% vs 33.14% for SEZL. At a 0.24 correlation, their price movements are largely independent.

Performance

SE vs. SEZL - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Sea Limited (SE) and Sezzle Inc. Common Stock (SEZL). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SE achieves a -12.88% return, which is significantly lower than SEZL's 182.60% return.

SE

• 1D: 1.86%
• 1M: 29.70%
• 6M: -16.76%
• YTD: -12.88%
• 1Y: -25.04%
• 3Y*: 23.43%
• 5Y*: -16.62%
• 10Y*: —

SEZL

• 1D: 1.30%
• 1M: 39.24%
• 6M: 132.45%
• YTD: 182.60%
• 1Y: 33.14%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

SE vs. SEZL - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
SE Sea Limited	-12.88%	20.24%	161.98%	-0.00%
SEZL Sezzle Inc. Common Stock	182.60%	48.89%	1,146.59%	-9.40%

Correlation

The correlation between SE and SEZL is 0.32, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.32
Correlation (All Time) Calculated using the full available price history since Aug 17, 2023	0.24

Fundamentals

Market Cap SE : $68.07B SEZL : $6.03B
EPS SE : $2.53 SEZL : $4.16
PE Ratio SE : 43.94 SEZL : 43.09
PEG Ratio SE : 0.20 SEZL : 0.08
PS Ratio SE : 2.81 SEZL : 13.28
PB Ratio SE : 5.50 SEZL : 31.85
Total Revenue (TTM) SE : $25.19B SEZL : $480.91M
Gross Profit (TTM) SE : $11.15B SEZL : $426.79M
EBITDA (TTM) SE : $2.33B SEZL : $193.18M

Return for Risk

SE vs. SEZL — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SE

SE Risk / Return Rank: 26
SE Sharpe Ratio Rank: 23
SE Sortino Ratio Rank: 23
SE Omega Ratio Rank: 24
SE Calmar Ratio Rank: 30
SE Martin Ratio Rank: 33

SEZL

SEZL Risk / Return Rank: 55
SEZL Sharpe Ratio Rank: 54
SEZL Sortino Ratio Rank: 58
SEZL Omega Ratio Rank: 59
SEZL Calmar Ratio Rank: 53
SEZL Martin Ratio Rank: 51

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SE vs. SEZL - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Sea Limited (SE) and Sezzle Inc. Common Stock (SEZL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	SE	SEZL	Difference
Sharpe ratio: Return per unit of total volatility	-0.50	0.24	-0.74
Sortino ratio: Return per unit of downside risk	-0.46	0.97	-1.42
Omega ratio: Gain probability vs. loss probability	0.94	1.13	-0.19
Calmar ratio: Return relative to maximum drawdown	-0.43	0.31	-0.73
Martin ratio: Return relative to average drawdown	-0.66	0.44	-1.10

SE vs. SEZL - Sharpe Ratio Comparison

The current SE Sharpe Ratio is -0.50, which is lower than the SEZL Sharpe Ratio of 0.24. The chart below compares the historical Sharpe Ratios of SE and SEZL, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

SE vs. SEZL - Drawdown Comparison

The maximum SE drawdown since its inception was -90.51%, roughly equal to the maximum SEZL drawdown of -89.95%. Use the drawdown chart below to compare losses from any high point for SE and SEZL.

Drawdown Indicators

	SE	SEZL	Difference
Max Drawdown Largest peak-to-trough decline	-90.51%	-89.95%	-0.56%
Max Drawdown (1Y) Largest decline over 1 year	-60.22%	-67.53%	+7.31%
Max Drawdown (3Y) Largest decline over 3 years	-60.22%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-90.51%	—	—
Current Drawdown Current decline from peak	-69.72%	-2.11%	-67.61%
Average Drawdown Average peak-to-trough decline	-44.34%	-39.52%	-4.82%
Ulcer Index Depth and duration of drawdowns from previous peaks	39.01%	47.32%	-8.31%

Volatility

SE vs. SEZL - Volatility Comparison

The current volatility for Sea Limited (SE) is 12.81%, while Sezzle Inc. Common Stock (SEZL) has a volatility of 19.58%. This indicates that SE experiences smaller price fluctuations and is considered to be less risky than SEZL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SE	SEZL	Difference
Volatility (1M) Calculated over the trailing 1-month period	12.81%	19.58%	-6.77%
Volatility (6M) Calculated over the trailing 6-month period	38.70%	62.20%	-23.50%
Volatility (1Y) Calculated over the trailing 1-year period	51.73%	86.53%	-34.80%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	64.29%	202.33%	-138.04%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	62.48%	202.33%	-139.85%

Dividends

SE vs. SEZL - Dividend Comparison

Neither SE nor SEZL has paid dividends to shareholders.

Tickers have no history of dividend payments

Financials

SE vs. SEZL - Profitability Comparison

The chart below illustrates the profitability comparison between Sea Limited and Sezzle Inc. Common Stock over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

SE - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Sea Limited reported a gross profit of 3.15B and revenue of 7.10B. Therefore, the gross margin over that period was 44.3%.

SEZL - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Sezzle Inc. Common Stock reported a gross profit of 117.02M and revenue of 135.54M. Therefore, the gross margin over that period was 86.3%.

SE - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Sea Limited reported an operating income of 565.39M and revenue of 7.10B, resulting in an operating margin of 8.0%.

SEZL - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Sezzle Inc. Common Stock reported an operating income of 69.04M and revenue of 135.54M, resulting in an operating margin of 50.9%.

SE - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Sea Limited reported a net income of 427.94M and revenue of 7.10B, resulting in a net margin of 6.0%.

SEZL - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Sezzle Inc. Common Stock reported a net income of 51.30M and revenue of 135.54M, resulting in a net margin of 37.9%.

Frequently Asked Questions

Can I hold both SE and SEZL in my portfolio?

SE and SEZL have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SE or SEZL?

SEZL has higher volatility (19.58%) compared to SE (12.81%). In terms of maximum drawdown, SE dropped -90.51% vs SEZL's -89.95%.

Which has better risk-adjusted returns?

SEZL currently has the higher Sharpe Ratio (0.24 vs -0.50), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.