SCJIX vs. SJGIX

Last updated Jun 23, 2026

SCJIX (Crossmark Steward Covered Call Income Fund) and SJGIX (Crossmark Steward Large Cap Growth Fund) are both mutual funds - SCJIX is a Derivative Income fund managed by Crossmark Steward Funds, while SJGIX is a Large Cap Growth Equities fund managed by Crossmark Steward Funds. Over the past 3 years, SCJIX returned 13.63%/yr vs 20.54%/yr for SJGIX. Their correlation of 0.92 suggests significant overlap in exposure. SCJIX charges 1.00%/yr vs 0.75%/yr for SJGIX.

Performance

SCJIX vs. SJGIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Crossmark Steward Covered Call Income Fund (SCJIX) and Crossmark Steward Large Cap Growth Fund (SJGIX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SCJIX achieves a 3.34% return, which is significantly lower than SJGIX's 8.27% return.

SCJIX

• 1D: 0.61%
• 1M: 0.13%
• YTD: 3.34%
• 6M: 3.22%
• 1Y: 15.87%
• 3Y*: 13.63%
• 5Y*: 9.58%
• 10Y*: —

SJGIX

• 1D: 0.98%
• 1M: -0.21%
• YTD: 8.27%
• 6M: 7.21%
• 1Y: 19.64%
• 3Y*: 20.54%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

SCJIX vs. SJGIX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
SCJIX Crossmark Steward Covered Call Income Fund	3.34%	13.28%	16.96%	19.43%	-4.55%
SJGIX Crossmark Steward Large Cap Growth Fund	8.27%	10.22%	30.89%	35.65%	-11.54%

Correlation

The correlation between SCJIX and SJGIX is 0.88, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.88
Correlation (3Y) Calculated over the trailing 3-year period	0.90
Correlation (All Time) Calculated using the full available price history since Feb 24, 2022	0.92

The correlation between SCJIX and SJGIX has been stable across timeframes, ranging from 0.88 to 0.92 - a consistent structural relationship.

Return for Risk

SCJIX vs. SJGIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SCJIX

SCJIX Risk / Return Rank: 41
SCJIX Sharpe Ratio Rank: 45
SCJIX Sortino Ratio Rank: 44
SCJIX Omega Ratio Rank: 51
SCJIX Calmar Ratio Rank: 28
SCJIX Martin Ratio Rank: 39

SJGIX

SJGIX Risk / Return Rank: 21
SJGIX Sharpe Ratio Rank: 21
SJGIX Sortino Ratio Rank: 19
SJGIX Omega Ratio Rank: 20
SJGIX Calmar Ratio Rank: 21
SJGIX Martin Ratio Rank: 25

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SCJIX vs. SJGIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Crossmark Steward Covered Call Income Fund (SCJIX) and Crossmark Steward Large Cap Growth Fund (SJGIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	SCJIX	SJGIX	Difference
Sharpe ratio: Return per unit of total volatility	1.82	1.22	+0.60
Sortino ratio: Return per unit of downside risk	2.56	1.69	+0.87
Omega ratio: Gain probability vs. loss probability	1.36	1.22	+0.14
Calmar ratio: Return relative to maximum drawdown	1.87	1.55	+0.32
Martin ratio: Return relative to average drawdown	8.04	5.67	+2.37

SCJIX vs. SJGIX - Sharpe Ratio Comparison

The current SCJIX Sharpe Ratio is 1.82, which is higher than the SJGIX Sharpe Ratio of 1.22. The chart below compares the historical Sharpe Ratios of SCJIX and SJGIX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

SCJIX vs. SJGIX - Drawdown Comparison

The maximum SCJIX drawdown since its inception was -29.38%, which is greater than SJGIX's maximum drawdown of -24.53%. Use the drawdown chart below to compare losses from any high point for SCJIX and SJGIX.

Drawdown Indicators

	SCJIX	SJGIX	Difference
Max Drawdown Largest peak-to-trough decline	-29.38%	-24.53%	-4.85%
Max Drawdown (1Y) Largest decline over 1 year	-8.52%	-12.41%	+3.89%
Max Drawdown (3Y) Largest decline over 3 years	-15.56%	-22.33%	+6.77%
Max Drawdown (5Y) Largest decline over 5 years	-18.12%	—	—
Current Drawdown Current decline from peak	-0.83%	-2.60%	+1.77%
Average Drawdown Average peak-to-trough decline	-3.61%	-6.32%	+2.71%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.98%	3.38%	-1.40%

Volatility

SCJIX vs. SJGIX - Volatility Comparison

The current volatility for Crossmark Steward Covered Call Income Fund (SCJIX) is 3.37%, while Crossmark Steward Large Cap Growth Fund (SJGIX) has a volatility of 5.34%. This indicates that SCJIX experiences smaller price fluctuations and is considered to be less risky than SJGIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SCJIX	SJGIX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.37%	5.34%	-1.97%
Volatility (6M) Calculated over the trailing 6-month period	7.42%	12.73%	-5.31%
Volatility (1Y) Calculated over the trailing 1-year period	8.77%	15.78%	-7.01%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	12.56%	20.50%	-7.94%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	14.89%	20.50%	-5.61%

SCJIX vs. SJGIX - Expense Ratio Comparison

SCJIX has a 1.00% expense ratio, which is higher than SJGIX's 0.75% expense ratio.

Dividends

SCJIX vs. SJGIX - Dividend Comparison

SCJIX's dividend yield for the trailing twelve months is around 9.29%, more than SJGIX's 7.98% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018
SCJIX Crossmark Steward Covered Call Income Fund	9.29%	9.18%	12.61%	8.45%	9.53%	25.39%	15.45%	7.00%	10.68%
SJGIX Crossmark Steward Large Cap Growth Fund	7.98%	8.64%	6.72%	0.39%	0.41%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both SCJIX and SJGIX in my portfolio?

SCJIX and SJGIX have a correlation of 0.88, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SCJIX or SJGIX?

SJGIX has higher volatility (5.34%) compared to SCJIX (3.37%). In terms of maximum drawdown, SCJIX dropped -29.38% vs SJGIX's -24.53%.

Which has better risk-adjusted returns?

SCJIX currently has the higher Sharpe Ratio (1.82 vs 1.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.