SCJIX vs. SEACX

Last updated Jun 24, 2026

SCJIX (Crossmark Steward Covered Call Income Fund) and SEACX (Crossmark Steward Select Bond Fund) are both mutual funds - SCJIX is a Derivative Income fund managed by Crossmark Steward Funds, while SEACX is a Short-Term Bond fund managed by Crossmark Steward Funds. Over the past 5 years, SCJIX returned 9.16%/yr vs 0.03%/yr for SEACX. At a 0.06 correlation, their price movements are largely independent. SCJIX charges 1.00%/yr vs 0.72%/yr for SEACX.

Performance

SCJIX vs. SEACX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Crossmark Steward Covered Call Income Fund (SCJIX) and Crossmark Steward Select Bond Fund (SEACX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, SCJIX achieves a 2.71% return, which is significantly higher than SEACX's -0.21% return.

SCJIX

• 1D: -0.61%
• 1M: -0.48%
• YTD: 2.71%
• 6M: 2.34%
• 1Y: 14.28%
• 3Y*: 13.74%
• 5Y*: 9.16%
• 10Y*: —

SEACX

• 1D: -0.27%
• 1M: 0.56%
• YTD: -0.21%
• 6M: 0.01%
• 1Y: 3.52%
• 3Y*: 3.68%
• 5Y*: 0.03%
• 10Y*: 1.07%

*Multi-year figures are annualized to reflect compound growth (CAGR)

SCJIX vs. SEACX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
SCJIX Crossmark Steward Covered Call Income Fund	2.71%	13.28%	16.96%	19.43%	-12.28%	21.59%	6.97%	20.76%	-3.65%	-0.40%
SEACX Crossmark Steward Select Bond Fund	-0.21%	6.50%	1.43%	5.54%	-11.55%	-2.01%	4.97%	6.96%	-0.12%	0.25%

Correlation

The correlation between SCJIX and SEACX is 0.35, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.35
Correlation (3Y) Calculated over the trailing 3-year period	0.24
Correlation (5Y) Calculated over the trailing 5-year period	0.16
Correlation (All Time) Calculated using the full available price history since Dec 21, 2017	0.06

Over the past year, SCJIX and SEACX have become more correlated (0.35) than their long-term average of 0.06, meaning their price movements have been converging.

Return for Risk

SCJIX vs. SEACX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SCJIX

SCJIX Risk / Return Rank: 38
SCJIX Sharpe Ratio Rank: 41
SCJIX Sortino Ratio Rank: 39
SCJIX Omega Ratio Rank: 46
SCJIX Calmar Ratio Rank: 26
SCJIX Martin Ratio Rank: 36

SEACX

SEACX Risk / Return Rank: 16
SEACX Sharpe Ratio Rank: 16
SEACX Sortino Ratio Rank: 16
SEACX Omega Ratio Rank: 14
SEACX Calmar Ratio Rank: 18
SEACX Martin Ratio Rank: 15

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

SCJIX vs. SEACX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Crossmark Steward Covered Call Income Fund (SCJIX) and Crossmark Steward Select Bond Fund (SEACX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	SCJIX	SEACX	Difference
Sharpe ratio: Return per unit of total volatility	1.73	1.05	+0.69
Sortino ratio: Return per unit of downside risk	2.45	1.56	+0.89
Omega ratio: Gain probability vs. loss probability	1.34	1.18	+0.16
Calmar ratio: Return relative to maximum drawdown	1.79	1.43	+0.36
Martin ratio: Return relative to average drawdown	7.68	3.88	+3.80

SCJIX vs. SEACX - Sharpe Ratio Comparison

The current SCJIX Sharpe Ratio is 1.73, which is higher than the SEACX Sharpe Ratio of 1.05. The chart below compares the historical Sharpe Ratios of SCJIX and SEACX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

SCJIX vs. SEACX - Drawdown Comparison

The maximum SCJIX drawdown since its inception was -29.38%, which is greater than SEACX's maximum drawdown of -16.96%. Use the drawdown chart below to compare losses from any high point for SCJIX and SEACX.

Drawdown Indicators

	SCJIX	SEACX	Difference
Max Drawdown Largest peak-to-trough decline	-29.38%	-16.96%	-12.42%
Max Drawdown (1Y) Largest decline over 1 year	-8.52%	-2.66%	-5.86%
Max Drawdown (3Y) Largest decline over 3 years	-15.56%	-3.90%	-11.66%
Max Drawdown (5Y) Largest decline over 5 years	-18.12%	-16.34%	-1.78%
Max Drawdown (10Y) Largest decline over 10 years	—	-16.96%	—
Current Drawdown Current decline from peak	-1.44%	-1.71%	+0.27%
Average Drawdown Average peak-to-trough decline	-3.61%	-2.40%	-1.21%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.98%	0.98%	+1.00%

Volatility

SCJIX vs. SEACX - Volatility Comparison

Crossmark Steward Covered Call Income Fund (SCJIX) has a higher volatility of 3.32% compared to Crossmark Steward Select Bond Fund (SEACX) at 1.04%. This indicates that SCJIX's price experiences larger fluctuations and is considered to be riskier than SEACX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	SCJIX	SEACX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.32%	1.04%	+2.28%
Volatility (6M) Calculated over the trailing 6-month period	7.42%	2.69%	+4.73%
Volatility (1Y) Calculated over the trailing 1-year period	8.81%	3.65%	+5.16%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	12.56%	4.86%	+7.70%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	14.88%	3.91%	+10.97%

SCJIX vs. SEACX - Expense Ratio Comparison

SCJIX has a 1.00% expense ratio, which is higher than SEACX's 0.72% expense ratio.

Dividends

SCJIX vs. SEACX - Dividend Comparison

SCJIX's dividend yield for the trailing twelve months is around 9.34%, more than SEACX's 3.42% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SCJIX Crossmark Steward Covered Call Income Fund	9.34%	9.18%	12.61%	8.45%	9.53%	25.39%	15.45%	7.00%	10.68%	0.00%	0.00%	0.00%
SEACX Crossmark Steward Select Bond Fund	3.42%	2.72%	2.78%	2.06%	1.67%	1.41%	1.86%	2.26%	2.22%	1.98%	2.18%	2.30%

Frequently Asked Questions

Can I hold both SCJIX and SEACX in my portfolio?

SCJIX and SEACX have a correlation of 0.35, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, SCJIX or SEACX?

SCJIX has higher volatility (3.32%) compared to SEACX (1.04%). In terms of maximum drawdown, SCJIX dropped -29.38% vs SEACX's -16.96%.

Which has better risk-adjusted returns?

SCJIX currently has the higher Sharpe Ratio (1.73 vs 1.05), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.