SCHD vs. IBIT
SCHD (Schwab U.S. Dividend Equity ETF) and IBIT (iShares Bitcoin Trust ETF) are both exchange-traded funds - SCHD is a Dividend fund tracking the Dow Jones U.S. Dividend 100 Index, while IBIT is a Cryptocurrency fund tracking the CME CF Bitcoin Reference Rate - New York Variant. Both are passively managed. Over the past year, SCHD returned 26.37% vs -39.44% for IBIT. At a 0.22 correlation, their price movements are largely independent. SCHD charges 0.06%/yr vs 0.25%/yr for IBIT.
Performance
SCHD vs. IBIT - Performance Comparison
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Returns By Period
In the year-to-date period, SCHD achieves a 18.71% return, which is significantly higher than IBIT's -27.71% return.
SCHD
- 1D
- -0.03%
- 1M
- 2.12%
- YTD
- 18.71%
- 6M
- 19.28%
- 1Y
- 26.37%
- 3Y*
- 14.73%
- 5Y*
- 8.49%
- 10Y*
- 12.65%
IBIT
- 1D
- 5.13%
- 1M
- -21.03%
- YTD
- -27.71%
- 6M
- -30.34%
- 1Y
- -39.44%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
SCHD vs. IBIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
SCHD Schwab U.S. Dividend Equity ETF | 18.71% | 4.34% | 11.31% |
IBIT iShares Bitcoin Trust ETF | -27.71% | -6.41% | 89.87% |
Correlation
The correlation between SCHD and IBIT is 0.18, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.18 |
Correlation (All Time) Calculated using the full available price history since Jan 11, 2024 | 0.22 |
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Return for Risk
SCHD vs. IBIT — Risk / Return Rank
SCHD
IBIT
SCHD vs. IBIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab U.S. Dividend Equity ETF (SCHD) and iShares Bitcoin Trust ETF (IBIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| SCHD | IBIT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +3.32 | ||
| Sortino ratioReturn per unit of downside risk | +4.99 | ||
| Omega ratioGain probability vs. loss probability | 1.43 | 0.86 | +0.57 |
| Calmar ratioReturn relative to maximum drawdown | 5.74 | -0.76 | +6.50 |
| Martin ratioReturn relative to average drawdown | 14.06 | -1.36 | +15.42 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| SCHD | IBIT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.43 | -0.90 | +3.32 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.59 | — | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.76 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.86 | 0.26 | +0.59 |
Drawdowns
SCHD vs. IBIT - Drawdown Comparison
The maximum SCHD drawdown since its inception was -33.37%, smaller than the maximum IBIT drawdown of -52.11%. Use the drawdown chart below to compare losses from any high point for SCHD and IBIT.
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Drawdown Indicators
| SCHD | IBIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.37% | -52.11% | +18.74% |
Max Drawdown (1Y)Largest decline over 1 year | -4.61% | -52.11% | +47.50% |
Max Drawdown (3Y)Largest decline over 3 years | -16.13% | — | — |
Max Drawdown (5Y)Largest decline over 5 years | -16.85% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -33.37% | — | — |
Current DrawdownCurrent decline from peak | -1.64% | -49.66% | +48.02% |
Average DrawdownAverage peak-to-trough decline | -3.32% | -16.19% | +12.87% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.88% | 28.97% | -27.09% |
Volatility
SCHD vs. IBIT - Volatility Comparison
The current volatility for Schwab U.S. Dividend Equity ETF (SCHD) is 2.83%, while iShares Bitcoin Trust ETF (IBIT) has a volatility of 11.85%. This indicates that SCHD experiences smaller price fluctuations and is considered to be less risky than IBIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SCHD | IBIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.83% | 11.85% | -9.02% |
Volatility (6M)Calculated over the trailing 6-month period | 7.60% | 34.60% | -27.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.94% | 44.28% | -33.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.38% | 50.32% | -35.94% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.72% | 50.32% | -33.60% |
SCHD vs. IBIT - Expense Ratio Comparison
SCHD has a 0.06% expense ratio, which is lower than IBIT's 0.25% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
SCHD vs. IBIT - Dividend Comparison
SCHD's dividend yield for the trailing twelve months is around 3.27%, while IBIT has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IBIT iShares Bitcoin Trust ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SCHD Schwab U.S. Dividend Equity ETF | 3.27% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
Frequently Asked Questions
SCHD and IBIT have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
IBIT has higher volatility (11.85%) compared to SCHD (2.83%). In terms of maximum drawdown, SCHD dropped -33.37% vs IBIT's -52.11%.
On 1-year performance, SCHD leads with 26.37% vs -39.44% for IBIT. On fees, SCHD is cheaper at 0.06% per year. On volatility, SCHD has been the lower-risk option at 2.83%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, SCHD has performed better with a 26.37% return vs -39.44%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
SCHD is cheaper with a 0.06% expense ratio, compared with 0.25% for IBIT.
SCHD has the higher dividend yield at 3.27%, compared with 0.00% for IBIT.
SCHD is categorized as Dividend, while IBIT is Cryptocurrency. SCHD tracks Dow Jones U.S. Dividend 100 Index, while IBIT tracks CME CF Bitcoin Reference Rate - New York Variant. They also come from different issuers: Charles Schwab and iShares. Their fees differ too: 0.06% for SCHD and 0.25% for IBIT.
SCHD currently has the higher Sharpe Ratio (2.43 vs -0.90), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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