SAN.MC vs. FCTWX
SAN.MC (Banco Santander) is a stock, while FCTWX (Fidelity Advisor Freedom 2025 Fund Class C) is Target Retirement Date fund managed by Fidelity. Over the past 10 years, SAN.MC returned 16.54%/yr vs 6.38%/yr for FCTWX. At a 0.32 correlation, their price movements are largely independent.
Performance
SAN.MC vs. FCTWX - Performance Comparison
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Different Trading Currencies
SAN.MC is traded in EUR, while FCTWX is traded in USD. To make them comparable, the FCTWX values have been converted to EUR using the latest available exchange rates.
Returns By Period
In the year-to-date period, SAN.MC achieves a 18.09% return, which is significantly higher than FCTWX's 8.37% return. Over the past 10 years, SAN.MC has outperformed FCTWX with an annualized return of 16.54%, while FCTWX has yielded a comparatively lower 6.38% annualized return.
SAN.MC
- 1D
- -0.51%
- 1M
- -0.42%
- 6M
- 13.36%
- YTD
- 18.09%
- 1Y
- 66.16%
- 3Y*
- 54.29%
- 5Y*
- 34.99%
- 10Y*
- 16.54%
- ALL TIME*
- 6.58%
FCTWX
- 1D
- -0.41%
- 1M
- -1.64%
- 6M
- 5.09%
- YTD
- 8.37%
- 1Y
- 13.78%
- 3Y*
- 9.46%
- 5Y*
- 4.85%
- 10Y*
- 6.38%
- ALL TIME*
- 5.95%
SAN.MC vs. FCTWX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
SAN.MC Banco Santander | 18.09% | 132.63% | 22.56% | 39.57% | -1.58% | 18.17% | -25.76% | -1.83% | -24.74% | 17.87% |
FCTWX Fidelity Advisor Freedom 2025 Fund Class C | 8.37% | 1.33% | 13.89% | 8.97% | -12.35% | 16.88% | 3.77% | 21.76% | -1.94% | 0.54% |
Correlation
The correlation between SAN.MC and FCTWX is 0.36, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.36 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.19 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.21 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.27 |
Correlation (All Time) Calculated using the full available price history since Oct 19, 2007 | 0.32 |
The correlation between SAN.MC and FCTWX shifts across timeframes, from 0.19 (3 years) to 0.36 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
SAN.MC vs. FCTWX — Risk / Return Rank
SAN.MC
FCTWX
SAN.MC vs. FCTWX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Banco Santander (SAN.MC) and Fidelity Advisor Freedom 2025 Fund Class C (FCTWX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| SAN.MC | FCTWX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.55 | ||
| Sortino ratioReturn per unit of downside risk | +0.70 | ||
| Omega ratioGain probability vs. loss probability | 1.36 | 1.31 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 3.79 | 3.08 | +0.71 |
| Martin ratioReturn relative to average drawdown | 11.93 | 11.09 | +0.84 |
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Drawdowns
SAN.MC vs. FCTWX - Drawdown Comparison
The maximum SAN.MC drawdown since its inception was -74.17%, which is greater than FCTWX's maximum drawdown of -42.53%. Use the drawdown chart below to compare losses from any high point for SAN.MC and FCTWX.
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Drawdown Indicators
| SAN.MC | FCTWX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.17% | -42.53% | -31.64% |
Max Drawdown (1Y)Largest decline over 1 year | -17.20% | -4.41% | -12.79% |
Max Drawdown (3Y)Largest decline over 3 years | -20.85% | -15.22% | -5.63% |
Max Drawdown (5Y)Largest decline over 5 years | -31.75% | -15.22% | -16.53% |
Max Drawdown (10Y)Largest decline over 10 years | -72.56% | -22.09% | -50.47% |
Current DrawdownCurrent decline from peak | -6.08% | -1.77% | -4.31% |
Average DrawdownAverage peak-to-trough decline | -25.93% | -6.83% | -19.10% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.49% | 1.22% | +4.27% |
Volatility
SAN.MC vs. FCTWX - Volatility Comparison
Banco Santander (SAN.MC) has a higher volatility of 6.77% compared to Fidelity Advisor Freedom 2025 Fund Class C (FCTWX) at 2.37%. This indicates that SAN.MC's price experiences larger fluctuations and is considered to be riskier than FCTWX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| SAN.MC | FCTWX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.77% | 2.37% | +4.40% |
Volatility (6M)Calculated over the trailing 6-month period | 25.30% | 6.67% | +18.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 30.21% | 8.44% | +21.77% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.91% | 9.61% | +21.30% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.67% | 10.66% | +22.01% |
Dividends
SAN.MC vs. FCTWX - Dividend Comparison
SAN.MC's dividend yield for the trailing twelve months is around 2.04%, less than FCTWX's 7.44% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCTWX Fidelity Advisor Freedom 2025 Fund Class C | 7.44% | 7.21% | 3.17% | 1.33% | 8.34% | 8.77% | 5.65% | 5.88% | 8.78% | 3.95% | 3.79% | 4.30% |
SAN.MC Banco Santander | 2.04% | 2.23% | 3.95% | 3.01% | 3.18% | 2.27% | 0.00% | 5.22% | 4.67% | 3.21% | 3.95% | 9.10% |
Frequently Asked Questions
SAN.MC and FCTWX have a correlation of 0.36, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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