RY.TO vs. ATD.TO
RY.TO (Royal Bank of Canada) and ATD.TO (Alimentation Couche-Tard Inc.) are both stocks. RY.TO operates in Banks - Diversified (Financial Services), while ATD.TO operates in Specialty Retail (Consumer Cyclical). Over the past 10 years, RY.TO returned 18.12%/yr vs 13.04%/yr for ATD.TO. At a 0.21 correlation, their price movements are largely independent.
Performance
RY.TO vs. ATD.TO - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, RY.TO achieves a 20.87% return, which is significantly higher than ATD.TO's 12.78% return. Over the past 10 years, RY.TO has outperformed ATD.TO with an annualized return of 18.12%, while ATD.TO has yielded a comparatively lower 13.04% annualized return.
RY.TO
- 1D
- 0.36%
- 1M
- 10.50%
- YTD
- 20.87%
- 6M
- 23.89%
- 1Y
- 65.59%
- 3Y*
- 35.54%
- 5Y*
- 21.56%
- 10Y*
- 18.12%
ATD.TO
- 1D
- -0.05%
- 1M
- 7.46%
- YTD
- 12.78%
- 6M
- 17.03%
- 1Y
- 16.59%
- 3Y*
- 10.22%
- 5Y*
- 14.17%
- 10Y*
- 13.04%
RY.TO vs. ATD.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RY.TO Royal Bank of Canada | 20.87% | 39.60% | 34.37% | 9.80% | -1.52% | 33.09% | 6.52% | 14.33% | -5.50% | 17.12% |
ATD.TO Alimentation Couche-Tard Inc. | 12.78% | -4.91% | 3.11% | 32.26% | 13.21% | 22.84% | 5.88% | 23.08% | 4.21% | 7.08% |
Correlation
The correlation between RY.TO and ATD.TO is 0.32, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.32 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.30 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.31 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.26 |
Correlation (All Time) Calculated using the full available price history since Jul 12, 2006 | 0.21 |
The correlation between RY.TO and ATD.TO shifts across timeframes, from 0.21 (all time) to 0.32 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
RY.TO:
CA$389.54B
ATD.TO:
CA$77.94B
RY.TO:
CA$15.77
ATD.TO:
$2.90
RY.TO:
17.69
ATD.TO:
20.80
RY.TO:
2.60
ATD.TO:
6.44
RY.TO:
3.25
ATD.TO:
0.77
RY.TO:
3.01
ATD.TO:
3.58
RY.TO:
CA$120.33B
ATD.TO:
$73.29B
RY.TO:
CA$65.64B
ATD.TO:
$13.89B
RY.TO:
CA$14.74B
ATD.TO:
$6.26B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
RY.TO vs. ATD.TO — Risk / Return Rank
RY.TO
ATD.TO
RY.TO vs. ATD.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Royal Bank of Canada (RY.TO) and Alimentation Couche-Tard Inc. (ATD.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RY.TO | ATD.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +4.03 | ||
| Sortino ratioReturn per unit of downside risk | +5.46 | ||
| Omega ratioGain probability vs. loss probability | 1.85 | 1.13 | +0.72 |
| Calmar ratioReturn relative to maximum drawdown | 7.91 | 1.45 | +6.46 |
| Martin ratioReturn relative to average drawdown | 29.39 | 2.66 | +26.73 |
Loading charts...
Drawdowns
RY.TO vs. ATD.TO - Drawdown Comparison
The maximum RY.TO drawdown since its inception was -54.03%, smaller than the maximum ATD.TO drawdown of -60.77%. Use the drawdown chart below to compare losses from any high point for RY.TO and ATD.TO.
Loading charts...
Drawdown Indicators
| RY.TO | ATD.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.03% | -60.77% | +6.74% |
Max Drawdown (1Y)Largest decline over 1 year | -8.12% | -10.84% | +2.72% |
Max Drawdown (3Y)Largest decline over 3 years | -16.00% | -22.16% | +6.16% |
Max Drawdown (5Y)Largest decline over 5 years | -21.21% | -22.16% | +0.95% |
Max Drawdown (10Y)Largest decline over 10 years | -33.84% | -32.61% | -1.23% |
Current DrawdownCurrent decline from peak | 0.00% | -0.84% | +0.84% |
Average DrawdownAverage peak-to-trough decline | -6.72% | -10.30% | +3.58% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.18% | 5.97% | -3.79% |
Volatility
RY.TO vs. ATD.TO - Volatility Comparison
The current volatility for Royal Bank of Canada (RY.TO) is 4.23%, while Alimentation Couche-Tard Inc. (ATD.TO) has a volatility of 5.83%. This indicates that RY.TO experiences smaller price fluctuations and is considered to be less risky than ATD.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| RY.TO | ATD.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.23% | 5.83% | -1.60% |
Volatility (6M)Calculated over the trailing 6-month period | 10.44% | 17.92% | -7.48% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.82% | 25.50% | -11.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.93% | 23.66% | -8.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.26% | 24.51% | -7.25% |
Dividends
RY.TO vs. ATD.TO - Dividend Comparison
RY.TO's dividend yield for the trailing twelve months is around 2.28%, more than ATD.TO's 0.97% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ATD.TO Alimentation Couche-Tard Inc. | 0.97% | 1.07% | 0.90% | 0.76% | 0.79% | 0.70% | 0.69% | 1.06% | 1.15% | 1.09% | 1.00% | 0.72% |
RY.TO Royal Bank of Canada | 2.28% | 2.58% | 3.23% | 3.99% | 3.90% | 3.22% | 4.10% | 3.96% | 4.03% | 3.39% | 3.57% | 4.15% |
Financials
RY.TO vs. ATD.TO - Financials Comparison
This section allows you to compare key financial metrics between Royal Bank of Canada and Alimentation Couche-Tard Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
RY.TO vs. ATD.TO - Profitability Comparison
RY.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Royal Bank of Canada reported a gross profit of 16.52B and revenue of 33.95B. Therefore, the gross margin over that period was 48.7%.
ATD.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Alimentation Couche-Tard Inc. reported a gross profit of 4.24B and revenue of 21.81B. Therefore, the gross margin over that period was 19.4%.
RY.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Royal Bank of Canada reported an operating income of 7.10B and revenue of 33.95B, resulting in an operating margin of 20.9%.
ATD.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Alimentation Couche-Tard Inc. reported an operating income of 1.15B and revenue of 21.81B, resulting in an operating margin of 5.3%.
RY.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Royal Bank of Canada reported a net income of 5.51B and revenue of 33.95B, resulting in a net margin of 16.2%.
ATD.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Alimentation Couche-Tard Inc. reported a net income of 757.20M and revenue of 21.81B, resulting in a net margin of 3.5%.
Frequently Asked Questions
RY.TO and ATD.TO have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
Find the right allocation for RY.TO and ATD.TO
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer