RTH vs. XLYI

Last updated Jul 14, 2026

RTH (VanEck Vectors Retail ETF) and XLYI (State Street Consumer Discretionary Select Sector SPDR Premium Income ETF) are both exchange-traded funds - RTH is a Consumer Discretionary Equities fund tracking the MVIS US Listed Retail 25 Index, while XLYI is a Derivative Income fund actively managed by State Street. RTH is passively managed, while XLYI is actively managed. A 0.65 correlation means they provide meaningful diversification when combined. Both charge a 0.35% expense ratio.

Performance

RTH vs. XLYI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in VanEck Vectors Retail ETF (RTH) and State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RTH achieves a 3.83% return, which is significantly higher than XLYI's -0.73% return.

RTH

• 1D: 0.35%
• 1M: -0.49%
• 6M: -1.75%
• YTD: 3.83%
• 1Y: 9.59%
• 3Y*: 14.70%
• 5Y*: 8.83%
• 10Y*: 13.75%

XLYI

• 1D: -1.08%
• 1M: 0.69%
• 6M: -4.22%
• YTD: -0.73%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

RTH vs. XLYI - Yearly Performance Comparison

	2026 (YTD)	2025
RTH VanEck Vectors Retail ETF	3.83%	4.17%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	-0.73%	5.63%

Correlation

The correlation between RTH and XLYI is 0.65, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.65

RTH vs. XLYI - Sectors Allocation Comparison

Sectors	RTH	XLYI
Consumer Cyclical	57.2%	-
Consumer Defensive	26.8%	-
Healthcare	13.4%	-
Industrials	2.6%	-
Basic Materials	-	-
Communication Services	-	-
Energy	-	-
Financial Services	-	99.2%
Real Estate	-	-
Technology	-	-
Utilities	-	-

Return for Risk

RTH vs. XLYI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RTH

RTH Risk / Return Rank: 28
RTH Sharpe Ratio Rank: 26
RTH Sortino Ratio Rank: 26
RTH Omega Ratio Rank: 24
RTH Calmar Ratio Rank: 30
RTH Martin Ratio Rank: 31

XLYI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RTH vs. XLYI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for VanEck Vectors Retail ETF (RTH) and State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RTH	XLYI	Difference
Sharpe ratio: Return per unit of total volatility	0.77	—	—
Sortino ratio: Return per unit of downside risk	1.19	—	—
Omega ratio: Gain probability vs. loss probability	1.14	—	—
Calmar ratio: Return relative to maximum drawdown	1.23	—	—
Martin ratio: Return relative to average drawdown	3.58	—	—

Drawdowns

RTH vs. XLYI - Drawdown Comparison

The maximum RTH drawdown since its inception was -42.32%, which is greater than XLYI's maximum drawdown of -12.32%. Use the drawdown chart below to compare losses from any high point for RTH and XLYI.

Drawdown Indicators

	RTH	XLYI	Difference
Max Drawdown Largest peak-to-trough decline	-42.32%	-12.32%	-30.00%
Max Drawdown (1Y) Largest decline over 1 year	-7.83%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-13.80%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-25.00%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-25.00%	—	—
Current Drawdown Current decline from peak	-4.05%	-4.27%	+0.22%
Average Drawdown Average peak-to-trough decline	-7.33%	-3.14%	-4.19%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.68%	—	—

Volatility

Volatility by Period

	RTH	XLYI	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.48%	—	—
Volatility (6M) Calculated over the trailing 6-month period	9.82%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	12.52%	15.73%	-3.21%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.88%	15.73%	+1.15%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.57%	15.73%	+1.84%

RTH vs. XLYI - Expense Ratio Comparison

Both RTH and XLYI have an expense ratio of 0.35%.

Dividends

RTH vs. XLYI - Dividend Comparison

RTH's dividend yield for the trailing twelve months is around 0.93%, less than XLYI's 14.86% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RTH VanEck Vectors Retail ETF	0.93%	0.97%	0.77%	1.07%	1.16%	0.78%	0.64%	0.91%	1.05%	1.56%	1.84%	2.25%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	14.86%	6.76%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both RTH and XLYI in my portfolio?

RTH and XLYI have a correlation of 0.65, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, RTH or XLYI?

Both ETFs have the same 0.35% expense ratio. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, RTH or XLYI?

RTH and XLYI have the same expense ratio: 0.35% per year.

Which ETF pays a higher dividend yield, RTH or XLYI?

XLYI has the higher dividend yield at 14.86%, compared with 0.93% for RTH.

What is the main difference between RTH and XLYI?

RTH is categorized as Consumer Discretionary Equities, while XLYI is Derivative Income. They also come from different issuers: VanEck and State Street.