RPTIX vs. VTI

Last updated Jun 4, 2026

RPTIX (T. Rowe Price Mid-Cap Growth Fund Class I) and VTI (Vanguard Total Stock Market ETF) are both funds - RPTIX is a Mid Cap Growth Equities fund tracking the Russell MidCap Growth Index, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Both are passively managed. Over the past 10 years, RPTIX returned 9.98%/yr vs 15.05%/yr for VTI. Their correlation of 0.91 suggests significant overlap in exposure. RPTIX charges 0.63%/yr vs 0.03%/yr for VTI.

Performance

RPTIX vs. VTI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in T. Rowe Price Mid-Cap Growth Fund Class I (RPTIX) and Vanguard Total Stock Market ETF (VTI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RPTIX achieves a 2.23% return, which is significantly lower than VTI's 11.20% return. Over the past 10 years, RPTIX has underperformed VTI with an annualized return of 9.98%, while VTI has yielded a comparatively higher 15.05% annualized return.

RPTIX

• 1D: -0.22%
• 1M: 1.74%
• YTD: 2.23%
• 6M: 1.82%
• 1Y: 7.84%
• 3Y*: 8.99%
• 5Y*: 3.51%
• 10Y*: 9.98%

VTI

• 1D: -0.72%
• 1M: 4.99%
• YTD: 11.20%
• 6M: 11.09%
• 1Y: 28.18%
• 3Y*: 22.07%
• 5Y*: 12.69%
• 10Y*: 15.05%

*Multi-year figures are annualized to reflect compound growth (CAGR)

RPTIX vs. VTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RPTIX T. Rowe Price Mid-Cap Growth Fund Class I	2.23%	3.79%	9.48%	20.42%	-22.39%	15.07%	24.31%	31.69%	-1.99%	24.97%
VTI Vanguard Total Stock Market ETF	11.20%	17.10%	23.81%	26.05%	-19.52%	25.68%	21.08%	30.67%	-5.23%	21.21%

Correlation

The correlation between RPTIX and VTI is 0.77, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.77
Correlation (3Y) Calculated over the trailing 3-year period	0.83
Correlation (5Y) Calculated over the trailing 5-year period	0.89
Correlation (10Y) Calculated over the trailing 10-year period	0.91
Correlation (All Time) Calculated using the full available price history since Jan 5, 2016	0.91

The correlation between RPTIX and VTI shifts across timeframes, from 0.77 (1 year) to 0.91 (all time), reflecting how their relationship changes across market environments.

Return for Risk

RPTIX vs. VTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RPTIX

RPTIX Risk / Return Rank: 9
RPTIX Sharpe Ratio Rank: 8
RPTIX Sortino Ratio Rank: 9
RPTIX Omega Ratio Rank: 8
RPTIX Calmar Ratio Rank: 9
RPTIX Martin Ratio Rank: 10

VTI

VTI Risk / Return Rank: 68
VTI Sharpe Ratio Rank: 69
VTI Sortino Ratio Rank: 68
VTI Omega Ratio Rank: 67
VTI Calmar Ratio Rank: 62
VTI Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RPTIX vs. VTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for T. Rowe Price Mid-Cap Growth Fund Class I (RPTIX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	RPTIX	VTI	Difference
Sharpe ratio: Return per unit of total volatility	0.67	2.33	-1.66
Sortino ratio: Return per unit of downside risk	1.06	3.18	-2.12
Omega ratio: Gain probability vs. loss probability	1.12	1.42	-0.30
Calmar ratio: Return relative to maximum drawdown	0.89	3.17	-2.29
Martin ratio: Return relative to average drawdown	3.06	14.62	-11.56
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

RPTIX vs. VTI - Sharpe Ratio Comparison

The current RPTIX Sharpe Ratio is 0.67, which is lower than the VTI Sharpe Ratio of 2.33. The chart below compares the historical Sharpe Ratios of RPTIX and VTI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	RPTIX	VTI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.67	2.33	-1.66
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.19	0.73	-0.54
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.54	0.82	-0.29
Sharpe Ratio (All Time) Calculated using the full available price history	0.54	0.51	+0.03

Drawdowns

RPTIX vs. VTI - Drawdown Comparison

The maximum RPTIX drawdown since its inception was -35.94%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for RPTIX and VTI.

Drawdown Indicators

	RPTIX	VTI	Difference
Max Drawdown Largest peak-to-trough decline	-35.94%	-55.45%	+19.51%
Max Drawdown (1Y) Largest decline over 1 year	-10.17%	-8.92%	-1.25%
Max Drawdown (3Y) Largest decline over 3 years	-23.02%	-19.30%	-3.72%
Max Drawdown (5Y) Largest decline over 5 years	-31.99%	-25.36%	-6.63%
Max Drawdown (10Y) Largest decline over 10 years	-35.94%	-35.00%	-0.94%
Current Drawdown Current decline from peak	-1.64%	-0.72%	-0.92%
Average Drawdown Average peak-to-trough decline	-6.80%	-8.03%	+1.23%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.94%	1.93%	+1.01%

Volatility

RPTIX vs. VTI - Volatility Comparison

T. Rowe Price Mid-Cap Growth Fund Class I (RPTIX) has a higher volatility of 3.41% compared to Vanguard Total Stock Market ETF (VTI) at 2.96%. This indicates that RPTIX's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RPTIX	VTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.41%	2.96%	+0.45%
Volatility (6M) Calculated over the trailing 6-month period	10.16%	9.13%	+1.03%
Volatility (1Y) Calculated over the trailing 1-year period	13.50%	12.17%	+1.33%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	18.54%	17.40%	+1.14%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.72%	18.30%	+0.42%

RPTIX vs. VTI - Expense Ratio Comparison

RPTIX has a 0.63% expense ratio, which is higher than VTI's 0.03% expense ratio.

Dividends

RPTIX vs. VTI - Dividend Comparison

RPTIX's dividend yield for the trailing twelve months is around 6.31%, more than VTI's 1.01% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RPTIX T. Rowe Price Mid-Cap Growth Fund Class I	6.31%	6.45%	10.24%	6.48%	2.59%	10.67%	4.54%	5.41%	12.28%	8.18%	3.60%	0.00%
VTI Vanguard Total Stock Market ETF	1.01%	1.12%	1.27%	1.44%	1.66%	1.21%	1.42%	1.78%	2.04%	1.71%	1.92%	1.98%

Frequently Asked Questions

Can I hold both RPTIX and VTI in my portfolio?

RPTIX and VTI have a correlation of 0.77, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, RPTIX or VTI?

RPTIX has higher volatility (3.41%) compared to VTI (2.96%). In terms of maximum drawdown, RPTIX dropped -35.94% vs VTI's -55.45%.

Which has better risk-adjusted returns?

VTI currently has the higher Sharpe Ratio (2.33 vs 0.67), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.