RNTY vs. CHAT

Last updated Aug 2, 2026

RNTY (YieldMax Target 12™ Real Estate Option Income ETF) and CHAT (Roundhill Generative AI & Technology ETF) are both exchange-traded funds - RNTY is a Derivative Income fund actively managed by YieldMax, while CHAT is a Artificial Intelligence fund actively managed by Roundhill. Both are actively managed. Over the past year, RNTY returned 11.55% vs 68.87% for CHAT. Their -0.06 correlation means they have often moved in opposite directions in the past. RNTY charges 0.99%/yr vs 0.75%/yr for CHAT.

Performance

RNTY vs. CHAT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in YieldMax Target 12™ Real Estate Option Income ETF (RNTY) and Roundhill Generative AI & Technology ETF (CHAT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RNTY achieves a 8.70% return, which is significantly lower than CHAT's 39.01% return.

RNTY

• 1D: -0.57%
• 1M: -0.10%
• 6M: 6.14%
• YTD: 8.70%
• 1Y: 11.55%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 10.48%

CHAT

• 1D: 2.22%
• 1M: -7.69%
• 6M: 32.64%
• YTD: 39.01%
• 1Y: 68.87%
• 3Y*: 40.54%
• 5Y*: —
• 10Y*: —
• ALL TIME*: 45.20%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
CHAT Roundhill Generative AI & Technology ETF	$58.63M	$57.19M	$67.40M
RNTY YieldMax Target 12™ Real Estate Option Income ETF	$221.40K	$150.11K	$107.13K

RNTY vs. CHAT - Yearly Performance Comparison

	2026 (YTD)	2025
RNTY YieldMax Target 12™ Real Estate Option Income ETF	8.70%	4.58%
CHAT Roundhill Generative AI & Technology ETF	39.01%	84.45%

Correlation

The correlation between RNTY and CHAT is -0.09, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	-0.09
Correlation (All Time) Calculated using the full available price history since Apr 17, 2025	-0.06

Return for Risk

RNTY vs. CHAT — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

RNTY

RNTY Risk / Return Rank: 41
RNTY Sharpe Ratio Rank: 42
RNTY Sortino Ratio Rank: 40
RNTY Omega Ratio Rank: 38
RNTY Calmar Ratio Rank: 40
RNTY Martin Ratio Rank: 46

CHAT

CHAT Risk / Return Rank: 66
CHAT Sharpe Ratio Rank: 73
CHAT Sortino Ratio Rank: 63
CHAT Omega Ratio Rank: 64
CHAT Calmar Ratio Rank: 65
CHAT Martin Ratio Rank: 66

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

RNTY vs. CHAT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for YieldMax Target 12™ Real Estate Option Income ETF (RNTY) and Roundhill Generative AI & Technology ETF (CHAT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	RNTY	CHAT	Difference
Sharpe ratio: Return per unit of total volatility	1.03	1.63	-0.60
Sortino ratio: Return per unit of downside risk	1.50	2.08	-0.58
Omega ratio: Gain probability vs. loss probability	1.18	1.27	-0.09
Calmar ratio: Return relative to maximum drawdown	1.42	2.25	-0.84
Martin ratio: Return relative to average drawdown	5.27	7.96	-2.69

RNTY vs. CHAT - Sharpe Ratio Comparison

The current RNTY Sharpe Ratio is 1.03, which is lower than the CHAT Sharpe Ratio of 1.63. The chart below compares the historical Sharpe Ratios of RNTY and CHAT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

RNTY vs. CHAT - Drawdown Comparison

The maximum RNTY drawdown since its inception was -7.91%, smaller than the maximum CHAT drawdown of -31.34%. Use the drawdown chart below to compare losses from any high point for RNTY and CHAT.

Drawdown Indicators

	RNTY	CHAT	Difference
Max Drawdown Largest peak-to-trough decline	-7.91%	-31.34%	+23.43%
Max Drawdown (1Y) Largest decline over 1 year	-7.91%	-28.34%	+20.43%
Max Drawdown (3Y) Largest decline over 3 years	—	-31.34%	—
Current Drawdown Current decline from peak	-1.45%	-21.25%	+19.80%
Average Drawdown Average peak-to-trough decline	-1.63%	-5.73%	+4.10%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.12%	8.01%	-5.89%

Volatility

RNTY vs. CHAT - Volatility Comparison

The current volatility for YieldMax Target 12™ Real Estate Option Income ETF (RNTY) is 3.03%, while Roundhill Generative AI & Technology ETF (CHAT) has a volatility of 16.74%. This indicates that RNTY experiences smaller price fluctuations and is considered to be less risky than CHAT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RNTY	CHAT	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.03%	16.74%	-13.71%
Volatility (6M) Calculated over the trailing 6-month period	8.23%	34.39%	-26.16%
Volatility (1Y) Calculated over the trailing 1-year period	10.95%	39.18%	-28.23%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	10.82%	32.41%	-21.59%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	10.82%	32.41%	-21.59%

RNTY vs. CHAT - Expense Ratio Comparison

RNTY has a 0.99% expense ratio, which is higher than CHAT's 0.75% expense ratio.

Dividends

RNTY vs. CHAT - Dividend Comparison

RNTY's dividend yield for the trailing twelve months is around 12.05%, more than CHAT's 2.05% yield.

Position	TTM	2025
CHAT Roundhill Generative AI & Technology ETF	2.05%	2.85%
RNTY YieldMax Target 12™ Real Estate Option Income ETF	12.05%	8.28%

Frequently Asked Questions

Can I hold both RNTY and CHAT in my portfolio?

RNTY and CHAT have a correlation of -0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, RNTY or CHAT?

CHAT has higher volatility (16.74%) compared to RNTY (3.03%). In terms of maximum drawdown, RNTY dropped -7.91% vs CHAT's -31.34%.

Which ETF is better, RNTY or CHAT?

On 1-year performance, CHAT leads with 68.87% vs 11.55% for RNTY. On fees, CHAT is cheaper at 0.75% per year. On volatility, RNTY has been the lower-risk option at 3.03%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, RNTY or CHAT?

Over the 1-year period, CHAT has performed better with a 68.87% return vs 11.55%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, RNTY or CHAT?

CHAT is cheaper with a 0.75% expense ratio, compared with 0.99% for RNTY.

Which ETF pays a higher dividend yield, RNTY or CHAT?

RNTY has the higher dividend yield at 12.05%, compared with 2.05% for CHAT.

What is the main difference between RNTY and CHAT?

RNTY is categorized as Derivative Income, while CHAT is Artificial Intelligence. They also come from different issuers: YieldMax and Roundhill. Their fees differ too: 0.99% for RNTY and 0.75% for CHAT.

Which has better risk-adjusted returns?

CHAT currently has the higher Sharpe Ratio (1.63 vs 1.03), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.