RMBKX vs. BTO
RMBKX (RMB Mendon Financial Services Fund) and BTO (John Hancock Financial Opportunities Fund) are both Financials Equities funds. Over the past 10 years, RMBKX returned 11.37%/yr vs 11.85%/yr for BTO. Their 0.71 correlation means they have sometimes moved together and sometimes differently. RMBKX charges 1.27%/yr vs 2.01%/yr for BTO.
Performance
RMBKX vs. BTO - Performance Comparison
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Returns By Period
In the year-to-date period, RMBKX achieves a 20.12% return, which is significantly higher than BTO's 19.05% return. Both investments have delivered pretty close results over the past 10 years, with RMBKX having a 11.37% annualized return and BTO not far ahead at 11.85%.
RMBKX
- 1D
- -0.50%
- 1M
- -0.14%
- 6M
- 16.12%
- YTD
- 20.12%
- 1Y
- 43.23%
- 3Y*
- 19.85%
- 5Y*
- 9.64%
- 10Y*
- 11.37%
- ALL TIME*
- 12.68%
BTO
- 1D
- -1.01%
- 1M
- 1.54%
- 6M
- 11.28%
- YTD
- 19.05%
- 1Y
- 25.47%
- 3Y*
- 18.96%
- 5Y*
- 8.83%
- 10Y*
- 11.85%
- ALL TIME*
- 9.59%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $1.88M | $1.88M | $1.75M | |
| $0.00 | $0.00 | $0.00 |
RMBKX vs. BTO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RMBKX RMB Mendon Financial Services Fund | 20.12% | 12.84% | 17.07% | 4.56% | -19.18% | 56.40% | -5.73% | 22.82% | -17.13% | 12.17% |
BTO John Hancock Financial Opportunities Fund | 19.05% | 5.85% | 28.92% | -1.16% | -23.58% | 61.86% | -8.97% | 38.87% | -25.68% | 13.12% |
Correlation
The correlation between RMBKX and BTO is 0.78, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.78 |
Correlation (3Y) Balances recent behavior with more history. | 0.78 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.70 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.74 |
Correlation (All Time) Calculated using the full available price history since Aug 3, 2012 | 0.71 |
The correlation between RMBKX and BTO has been stable across timeframes, ranging from 0.70 to 0.78 - a consistent structural relationship.
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Return for Risk
RMBKX vs. BTO — Risk / Return Rank
RMBKX
BTO
RMBKX vs. BTO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for RMB Mendon Financial Services Fund (RMBKX) and John Hancock Financial Opportunities Fund (BTO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RMBKX | BTO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.78 | ||
| Sortino ratioReturn per unit of downside risk | +1.05 | ||
| Omega ratioGain probability vs. loss probability | 1.34 | 1.21 | +0.13 |
| Calmar ratioReturn relative to maximum drawdown | 4.10 | 1.54 | +2.56 |
| Martin ratioReturn relative to average drawdown | 11.27 | 3.88 | +7.39 |
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Drawdowns
RMBKX vs. BTO - Drawdown Comparison
The maximum RMBKX drawdown since its inception was -55.45%, smaller than the maximum BTO drawdown of -72.27%. Use the drawdown chart below to compare losses from any high point for RMBKX and BTO.
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Drawdown Indicators
| RMBKX | BTO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.45% | -72.27% | +16.82% |
Max Drawdown (1Y)Largest decline over 1 year | -9.48% | -15.26% | +5.78% |
Max Drawdown (3Y)Largest decline over 3 years | -24.98% | -25.19% | +0.21% |
Max Drawdown (5Y)Largest decline over 5 years | -44.33% | -51.80% | +7.47% |
Max Drawdown (10Y)Largest decline over 10 years | -55.45% | -65.70% | +10.25% |
Current DrawdownCurrent decline from peak | -1.91% | -2.96% | +1.05% |
Average DrawdownAverage peak-to-trough decline | -10.97% | -18.91% | +7.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.45% | 6.03% | -2.58% |
Volatility
RMBKX vs. BTO - Volatility Comparison
RMB Mendon Financial Services Fund (RMBKX) has a higher volatility of 5.72% compared to John Hancock Financial Opportunities Fund (BTO) at 5.39%. This indicates that RMBKX's price experiences larger fluctuations and is considered to be riskier than BTO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RMBKX | BTO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.72% | 5.39% | +0.33% |
Volatility (6M)Calculated over the trailing 6-month period | 13.29% | 15.07% | -1.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 20.41% | 20.73% | -0.32% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.66% | 30.79% | -6.13% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 27.18% | 36.01% | -8.83% |
RMBKX vs. BTO - Expense Ratio Comparison
RMBKX has a 1.27% expense ratio, which is lower than BTO's 2.01% expense ratio.
Dividends
RMBKX vs. BTO - Dividend Comparison
RMBKX's dividend yield for the trailing twelve months is around 5.18%, less than BTO's 6.45% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BTO John Hancock Financial Opportunities Fund | 6.45% | 7.41% | 7.28% | 8.64% | 7.51% | 4.72% | 7.25% | 6.06% | 5.94% | 3.76% | 5.10% | 4.75% |
RMBKX RMB Mendon Financial Services Fund | 5.18% | 6.22% | 1.90% | 1.29% | 17.29% | 1.35% | 0.00% | 0.85% | 5.39% | 6.63% | 1.50% | 0.00% |
Frequently Asked Questions
RMBKX and BTO have a correlation of 0.78, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RMBKX has higher volatility (5.72%) compared to BTO (5.39%). In terms of maximum drawdown, RMBKX dropped -55.45% vs BTO's -72.27%.
RMBKX currently has the higher Sharpe Ratio (1.91 vs 1.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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