RINFX vs. STDAX
Compare and contrast key facts about American Funds Conservative Growth and Income Portfolio Class R-5 (RINFX) and SEI Asset Allocation Trust Defensive Strategy Allocation Fund (STDAX).
RINFX is an actively managed fund by American Funds. It was launched on May 18, 2012. STDAX is managed by SEI. It was launched on Nov 16, 2003.
Performance
RINFX vs. STDAX - Performance Comparison
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RINFX vs. STDAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RINFX American Funds Conservative Growth and Income Portfolio Class R-5 | -1.90% | 13.58% | 9.59% | 9.78% | -8.45% | 13.23% | 5.99% | 16.18% | -3.33% | 11.86% |
STDAX SEI Asset Allocation Trust Defensive Strategy Allocation Fund | 0.36% | 4.46% | 5.35% | 4.45% | -1.58% | 1.56% | -19.54% | 19.83% | -3.32% | 9.70% |
Returns By Period
In the year-to-date period, RINFX achieves a -1.90% return, which is significantly lower than STDAX's 0.36% return. Over the past 10 years, RINFX has outperformed STDAX with an annualized return of 7.00%, while STDAX has yielded a comparatively lower 2.52% annualized return.
RINFX
- 1D
- 0.14%
- 1M
- -5.74%
- YTD
- -1.90%
- 6M
- 0.20%
- 1Y
- 9.52%
- 3Y*
- 9.52%
- 5Y*
- 5.98%
- 10Y*
- 7.00%
STDAX
- 1D
- 0.09%
- 1M
- -0.18%
- YTD
- 0.36%
- 6M
- 1.30%
- 1Y
- 3.90%
- 3Y*
- 4.41%
- 5Y*
- 2.77%
- 10Y*
- 2.52%
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RINFX vs. STDAX - Expense Ratio Comparison
RINFX has a 0.36% expense ratio, which is higher than STDAX's 0.35% expense ratio.
Return for Risk
RINFX vs. STDAX — Risk / Return Rank
RINFX
STDAX
RINFX vs. STDAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Conservative Growth and Income Portfolio Class R-5 (RINFX) and SEI Asset Allocation Trust Defensive Strategy Allocation Fund (STDAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RINFX | STDAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.31 | 4.24 | -2.93 |
Sortino ratioReturn per unit of downside risk | 1.79 | 7.10 | -5.31 |
Omega ratioGain probability vs. loss probability | 1.27 | 2.50 | -1.23 |
Calmar ratioReturn relative to maximum drawdown | 1.50 | 6.50 | -5.00 |
Martin ratioReturn relative to average drawdown | 6.54 | 31.36 | -24.82 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RINFX | STDAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.31 | 4.24 | -2.93 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.80 | 1.42 | -0.62 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.84 | 0.38 | +0.46 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.85 | -0.00 | +0.85 |
Correlation
The correlation between RINFX and STDAX is 0.66, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
RINFX vs. STDAX - Dividend Comparison
RINFX's dividend yield for the trailing twelve months is around 5.15%, more than STDAX's 4.47% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RINFX American Funds Conservative Growth and Income Portfolio Class R-5 | 5.15% | 5.05% | 5.45% | 5.05% | 5.15% | 4.69% | 5.82% | 4.82% | 5.13% | 3.56% | 3.83% | 4.17% |
STDAX SEI Asset Allocation Trust Defensive Strategy Allocation Fund | 4.47% | 4.49% | 4.97% | 4.77% | 3.54% | 0.87% | 1.71% | 5.19% | 8.53% | 6.92% | 10.19% | 3.84% |
Drawdowns
RINFX vs. STDAX - Drawdown Comparison
The maximum RINFX drawdown since its inception was -21.20%, smaller than the maximum STDAX drawdown of -76.81%. Use the drawdown chart below to compare losses from any high point for RINFX and STDAX.
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Drawdown Indicators
| RINFX | STDAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.20% | -76.81% | +55.61% |
Max Drawdown (1Y)Largest decline over 1 year | -6.24% | -0.59% | -5.65% |
Max Drawdown (5Y)Largest decline over 5 years | -15.16% | -2.91% | -12.25% |
Max Drawdown (10Y)Largest decline over 10 years | -21.20% | -26.89% | +5.69% |
Current DrawdownCurrent decline from peak | -5.74% | -9.55% | +3.81% |
Average DrawdownAverage peak-to-trough decline | -2.33% | -31.95% | +29.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 0.12% | +1.31% |
Volatility
RINFX vs. STDAX - Volatility Comparison
American Funds Conservative Growth and Income Portfolio Class R-5 (RINFX) has a higher volatility of 2.74% compared to SEI Asset Allocation Trust Defensive Strategy Allocation Fund (STDAX) at 0.39%. This indicates that RINFX's price experiences larger fluctuations and is considered to be riskier than STDAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RINFX | STDAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.74% | 0.39% | +2.35% |
Volatility (6M)Calculated over the trailing 6-month period | 4.55% | 0.64% | +3.91% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.57% | 0.93% | +6.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.50% | 1.95% | +5.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.33% | 6.69% | +1.64% |