RFRAX vs. CDDYX
Compare and contrast key facts about Columbia Floating Rate Fund (RFRAX) and Columbia Dividend Income Fund Institutional 3 Class (CDDYX).
RFRAX is managed by Columbia. It was launched on Feb 15, 2006. CDDYX is managed by Columbia. It was launched on Nov 8, 2012.
Performance
RFRAX vs. CDDYX - Performance Comparison
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RFRAX vs. CDDYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
RFRAX Columbia Floating Rate Fund | -1.13% | 5.83% | 6.55% | 11.01% | -2.90% | 4.53% | 1.03% | 7.60% | 0.08% | 3.82% |
CDDYX Columbia Dividend Income Fund Institutional 3 Class | 3.28% | 15.95% | 15.17% | 10.65% | -4.84% | 26.43% | 7.92% | 28.74% | -4.27% | 20.34% |
Returns By Period
In the year-to-date period, RFRAX achieves a -1.13% return, which is significantly lower than CDDYX's 3.28% return. Over the past 10 years, RFRAX has underperformed CDDYX with an annualized return of 4.35%, while CDDYX has yielded a comparatively higher 12.31% annualized return.
RFRAX
- 1D
- -0.03%
- 1M
- 0.09%
- YTD
- -1.13%
- 6M
- -0.05%
- 1Y
- 4.37%
- 3Y*
- 6.48%
- 5Y*
- 4.33%
- 10Y*
- 4.35%
CDDYX
- 1D
- 1.60%
- 1M
- -3.90%
- YTD
- 3.28%
- 6M
- 5.98%
- 1Y
- 16.96%
- 3Y*
- 15.18%
- 5Y*
- 10.80%
- 10Y*
- 12.31%
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RFRAX vs. CDDYX - Expense Ratio Comparison
RFRAX has a 1.02% expense ratio, which is higher than CDDYX's 0.55% expense ratio.
Return for Risk
RFRAX vs. CDDYX — Risk / Return Rank
RFRAX
CDDYX
RFRAX vs. CDDYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Columbia Floating Rate Fund (RFRAX) and Columbia Dividend Income Fund Institutional 3 Class (CDDYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFRAX | CDDYX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.79 | 1.23 | +0.55 |
Sortino ratioReturn per unit of downside risk | 2.99 | 1.75 | +1.24 |
Omega ratioGain probability vs. loss probability | 1.51 | 1.27 | +0.24 |
Calmar ratioReturn relative to maximum drawdown | 2.19 | 1.78 | +0.41 |
Martin ratioReturn relative to average drawdown | 8.05 | 8.25 | -0.20 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RFRAX | CDDYX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.79 | 1.23 | +0.55 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 1.67 | 0.82 | +0.85 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 1.15 | 0.79 | +0.36 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.07 | 0.86 | +0.21 |
Correlation
The correlation between RFRAX and CDDYX is 0.28, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
RFRAX vs. CDDYX - Dividend Comparison
RFRAX's dividend yield for the trailing twelve months is around 6.19%, more than CDDYX's 5.21% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFRAX Columbia Floating Rate Fund | 6.19% | 6.81% | 6.62% | 7.60% | 4.44% | 3.08% | 3.44% | 4.82% | 4.41% | 3.52% | 3.85% | 4.10% |
CDDYX Columbia Dividend Income Fund Institutional 3 Class | 5.21% | 5.33% | 5.99% | 4.96% | 3.90% | 2.93% | 1.85% | 3.28% | 7.65% | 4.03% | 3.84% | 8.35% |
Drawdowns
RFRAX vs. CDDYX - Drawdown Comparison
The maximum RFRAX drawdown since its inception was -33.04%, roughly equal to the maximum CDDYX drawdown of -32.74%. Use the drawdown chart below to compare losses from any high point for RFRAX and CDDYX.
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Drawdown Indicators
| RFRAX | CDDYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.04% | -32.74% | -0.30% |
Max Drawdown (1Y)Largest decline over 1 year | -2.12% | -10.17% | +8.05% |
Max Drawdown (5Y)Largest decline over 5 years | -6.90% | -16.91% | +10.01% |
Max Drawdown (10Y)Largest decline over 10 years | -21.74% | -32.74% | +11.00% |
Current DrawdownCurrent decline from peak | -1.25% | -3.95% | +2.70% |
Average DrawdownAverage peak-to-trough decline | -2.28% | -2.79% | +0.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.58% | 2.19% | -1.61% |
Volatility
RFRAX vs. CDDYX - Volatility Comparison
The current volatility for Columbia Floating Rate Fund (RFRAX) is 0.76%, while Columbia Dividend Income Fund Institutional 3 Class (CDDYX) has a volatility of 3.45%. This indicates that RFRAX experiences smaller price fluctuations and is considered to be less risky than CDDYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFRAX | CDDYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.76% | 3.45% | -2.69% |
Volatility (6M)Calculated over the trailing 6-month period | 1.73% | 7.00% | -5.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 2.68% | 13.67% | -10.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.61% | 13.31% | -10.70% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 3.81% | 15.68% | -11.87% |