RFIX vs. VCIT
RFIX (Simplify Bond Bull ETF) and VCIT (Vanguard Intermediate-Term Corporate Bond ETF) are both exchange-traded funds - RFIX is a Nontraditional Bonds fund actively managed by Simplify, while VCIT is a Corporate Bonds fund tracking the Barclays U.S. 5-10 Year Corp Index. RFIX is actively managed, while VCIT is passively managed. Over the past year, RFIX returned -14.76% vs 6.13% for VCIT. A 0.64 correlation means they provide meaningful diversification when combined. RFIX charges 0.50%/yr vs 0.04%/yr for VCIT.
Performance
RFIX vs. VCIT - Performance Comparison
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Returns By Period
In the year-to-date period, RFIX achieves a 7.97% return, which is significantly higher than VCIT's 0.18% return.
RFIX
- 1D
- 0.99%
- 1M
- -2.56%
- YTD
- 7.97%
- 6M
- -2.48%
- 1Y
- -14.76%
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
VCIT
- 1D
- -0.22%
- 1M
- 0.28%
- YTD
- 0.18%
- 6M
- 0.07%
- 1Y
- 6.13%
- 3Y*
- 6.00%
- 5Y*
- 1.22%
- 10Y*
- 2.93%
RFIX vs. VCIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | |
|---|---|---|---|
RFIX Simplify Bond Bull ETF | 7.97% | -28.43% | -12.32% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 0.18% | 9.34% | -1.79% |
Correlation
The correlation between RFIX and VCIT is 0.55, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.55 |
Correlation (All Time) Calculated using the full available price history since Dec 11, 2024 | 0.64 |
The correlation between RFIX and VCIT has been stable across timeframes, ranging from 0.55 to 0.64 - a consistent structural relationship.
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Return for Risk
RFIX vs. VCIT — Risk / Return Rank
RFIX
VCIT
RFIX vs. VCIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Simplify Bond Bull ETF (RFIX) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| RFIX | VCIT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.00 | ||
| Sortino ratioReturn per unit of downside risk | -2.77 | ||
| Omega ratioGain probability vs. loss probability | 0.94 | 1.27 | -0.33 |
| Calmar ratioReturn relative to maximum drawdown | -0.58 | 2.08 | -2.66 |
| Martin ratioReturn relative to average drawdown | -1.01 | 6.95 | -7.95 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| RFIX | VCIT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.50 | 1.50 | -2.00 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.19 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.47 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.76 | 0.75 | -1.51 |
Drawdowns
RFIX vs. VCIT - Drawdown Comparison
The maximum RFIX drawdown since its inception was -38.79%, which is greater than VCIT's maximum drawdown of -20.56%. Use the drawdown chart below to compare losses from any high point for RFIX and VCIT.
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Drawdown Indicators
| RFIX | VCIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -38.79% | -20.56% | -18.23% |
Max Drawdown (1Y)Largest decline over 1 year | -25.48% | -2.96% | -22.52% |
Max Drawdown (3Y)Largest decline over 3 years | — | -6.11% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -20.56% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -20.56% | — |
Current DrawdownCurrent decline from peak | -32.25% | -1.36% | -30.89% |
Average DrawdownAverage peak-to-trough decline | -24.11% | -3.16% | -20.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 14.70% | 0.88% | +13.82% |
Volatility
RFIX vs. VCIT - Volatility Comparison
Simplify Bond Bull ETF (RFIX) has a higher volatility of 5.47% compared to Vanguard Intermediate-Term Corporate Bond ETF (VCIT) at 1.38%. This indicates that RFIX's price experiences larger fluctuations and is considered to be riskier than VCIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFIX | VCIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.47% | 1.38% | +4.09% |
Volatility (6M)Calculated over the trailing 6-month period | 20.35% | 3.06% | +17.29% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.75% | 4.10% | +25.65% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.90% | 6.61% | +24.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.90% | 6.28% | +24.62% |
RFIX vs. VCIT - Expense Ratio Comparison
RFIX has a 0.50% expense ratio, which is higher than VCIT's 0.04% expense ratio.
Dividends
RFIX vs. VCIT - Dividend Comparison
RFIX's dividend yield for the trailing twelve months is around 4.63%, less than VCIT's 4.80% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RFIX Simplify Bond Bull ETF | 4.63% | 5.07% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.80% | 4.62% | 4.43% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% |
Frequently Asked Questions
RFIX and VCIT have a correlation of 0.55, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
RFIX has higher volatility (5.47%) compared to VCIT (1.38%). In terms of maximum drawdown, RFIX dropped -38.79% vs VCIT's -20.56%.
On 1-year performance, VCIT leads with 6.13% vs -14.76% for RFIX. On fees, VCIT is cheaper at 0.04% per year. On volatility, VCIT has been the lower-risk option at 1.38%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 1-year period, VCIT has performed better with a 6.13% return vs -14.76%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VCIT is cheaper with a 0.04% expense ratio, compared with 0.50% for RFIX.
VCIT has the higher dividend yield at 4.80%, compared with 4.63% for RFIX.
RFIX is categorized as Nontraditional Bonds, while VCIT is Corporate Bonds. They also come from different issuers: Simplify and Vanguard. Their fees differ too: 0.50% for RFIX and 0.04% for VCIT.
VCIT currently has the higher Sharpe Ratio (1.50 vs -0.50), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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