RFCI vs. HGER
RFCI (RiverFront Dynamic Core Income ETF) and HGER (Harbor Commodity All-Weather Strategy ETF) are both exchange-traded funds - RFCI is a Multisector Bonds fund actively managed by SS&C, while HGER is a Commodities fund tracking the Quantix Commodity Index - Benchmark TR Net. RFCI is actively managed, while HGER is passively managed. Over the past 3 years, RFCI returned 4.63%/yr vs 17.92%/yr for HGER. At a 0.03 correlation, their price movements are largely independent. RFCI charges 0.54%/yr vs 0.68%/yr for HGER.
Performance
RFCI vs. HGER - Performance Comparison
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Returns By Period
In the year-to-date period, RFCI achieves a 0.35% return, which is significantly lower than HGER's 18.53% return.
RFCI
- 1D
- 0.11%
- 1M
- 0.56%
- YTD
- 0.35%
- 6M
- 0.55%
- 1Y
- 3.92%
- 3Y*
- 4.63%
- 5Y*
- 1.21%
- 10Y*
- 2.08%
HGER
- 1D
- -0.51%
- 1M
- -8.46%
- YTD
- 18.53%
- 6M
- 16.24%
- 1Y
- 26.94%
- 3Y*
- 17.92%
- 5Y*
- —
- 10Y*
- —
RFCI vs. HGER - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
RFCI RiverFront Dynamic Core Income ETF | 0.35% | 6.85% | 2.64% | 5.97% | -6.52% |
HGER Harbor Commodity All-Weather Strategy ETF | 18.53% | 20.08% | 9.25% | 1.93% | 9.66% |
Correlation
The correlation between RFCI and HGER is -0.19, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.19 |
Correlation (3Y) Calculated over the trailing 3-year period | -0.03 |
Correlation (All Time) Calculated using the full available price history since Feb 10, 2022 | 0.03 |
The correlation between RFCI and HGER shifts across timeframes, from -0.19 (1 year) to 0.03 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
RFCI vs. HGER — Risk / Return Rank
RFCI
HGER
RFCI vs. HGER - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for RiverFront Dynamic Core Income ETF (RFCI) and Harbor Commodity All-Weather Strategy ETF (HGER). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RFCI | HGER | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.49 | ||
| Sortino ratioReturn per unit of downside risk | -0.57 | ||
| Omega ratioGain probability vs. loss probability | 1.20 | 1.30 | -0.10 |
| Calmar ratioReturn relative to maximum drawdown | 1.49 | 2.24 | -0.75 |
| Martin ratioReturn relative to average drawdown | 4.24 | 9.09 | -4.85 |
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Drawdowns
RFCI vs. HGER - Drawdown Comparison
The maximum RFCI drawdown since its inception was -14.18%, smaller than the maximum HGER drawdown of -23.31%. Use the drawdown chart below to compare losses from any high point for RFCI and HGER.
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Drawdown Indicators
| RFCI | HGER | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -14.18% | -23.31% | +9.13% |
Max Drawdown (1Y)Largest decline over 1 year | -2.65% | -12.10% | +9.45% |
Max Drawdown (3Y)Largest decline over 3 years | -5.10% | -12.10% | +7.00% |
Max Drawdown (5Y)Largest decline over 5 years | -13.46% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -14.18% | — | — |
Current DrawdownCurrent decline from peak | -1.16% | -12.10% | +10.94% |
Average DrawdownAverage peak-to-trough decline | -3.22% | -7.67% | +4.45% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.93% | 3.00% | -2.07% |
Volatility
RFCI vs. HGER - Volatility Comparison
The current volatility for RiverFront Dynamic Core Income ETF (RFCI) is 1.00%, while Harbor Commodity All-Weather Strategy ETF (HGER) has a volatility of 3.60%. This indicates that RFCI experiences smaller price fluctuations and is considered to be less risky than HGER based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RFCI | HGER | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.00% | 3.60% | -2.60% |
Volatility (6M)Calculated over the trailing 6-month period | 2.69% | 14.89% | -12.20% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.52% | 17.00% | -13.48% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.13% | 17.59% | -12.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.94% | 17.59% | -12.65% |
RFCI vs. HGER - Expense Ratio Comparison
RFCI has a 0.54% expense ratio, which is lower than HGER's 0.68% expense ratio.
Dividends
RFCI vs. HGER - Dividend Comparison
RFCI's dividend yield for the trailing twelve months is around 4.55%, less than HGER's 5.98% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
HGER Harbor Commodity All-Weather Strategy ETF | 5.98% | 7.09% | 3.28% | 7.24% | 0.64% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
RFCI RiverFront Dynamic Core Income ETF | 4.55% | 4.55% | 4.30% | 3.55% | 2.26% | 3.45% | 2.04% | 2.66% | 2.76% | 2.03% | 1.97% |
Frequently Asked Questions
RFCI and HGER have a correlation of -0.19, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
HGER has higher volatility (3.60%) compared to RFCI (1.00%). In terms of maximum drawdown, RFCI dropped -14.18% vs HGER's -23.31%.
On 3-year performance, HGER leads with 17.92% vs 4.63% for RFCI. On fees, RFCI is cheaper at 0.54% per year. On volatility, RFCI has been the lower-risk option at 1.00%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 3-year period, HGER has performed better with a 17.92% return vs 4.63%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
RFCI is cheaper with a 0.54% expense ratio, compared with 0.68% for HGER.
HGER has the higher dividend yield at 5.98%, compared with 4.55% for RFCI.
RFCI is categorized as Multisector Bonds, while HGER is Commodities. They also come from different issuers: SS&C and Harbor. Their fees differ too: 0.54% for RFCI and 0.68% for HGER.
HGER currently has the higher Sharpe Ratio (1.61 vs 1.12), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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