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RCLVX vs. RTDYX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

RCLVX vs. RTDYX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Russell Investments LifePoints Conservative Strategy Fund (RCLVX) and Russell Investments Multifactor U.S. Equity Fund (RTDYX). The values are adjusted to include any dividend payments, if applicable.

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RCLVX vs. RTDYX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
RCLVX
Russell Investments LifePoints Conservative Strategy Fund
-0.98%8.93%3.04%7.61%-14.04%3.05%5.21%9.30%-2.75%5.35%
RTDYX
Russell Investments Multifactor U.S. Equity Fund
-6.17%16.05%22.01%24.92%-16.48%27.22%13.88%30.27%-7.16%21.59%

Returns By Period

In the year-to-date period, RCLVX achieves a -0.98% return, which is significantly higher than RTDYX's -6.17% return. Over the past 10 years, RCLVX has underperformed RTDYX with an annualized return of 2.54%, while RTDYX has yielded a comparatively higher 12.61% annualized return.


RCLVX

1D
0.33%
1M
-3.50%
YTD
-0.98%
6M
0.19%
1Y
6.17%
3Y*
5.01%
5Y*
1.14%
10Y*
2.54%

RTDYX

1D
-0.40%
1M
-7.16%
YTD
-6.17%
6M
-4.27%
1Y
14.50%
3Y*
15.71%
5Y*
10.49%
10Y*
12.61%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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RCLVX vs. RTDYX - Expense Ratio Comparison

RCLVX has a 0.67% expense ratio, which is higher than RTDYX's 0.35% expense ratio.


Return for Risk

RCLVX vs. RTDYX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RCLVX
RCLVX Risk / Return Rank: 7272
Overall Rank
RCLVX Sharpe Ratio Rank: 7474
Sharpe Ratio Rank
RCLVX Sortino Ratio Rank: 7373
Sortino Ratio Rank
RCLVX Omega Ratio Rank: 6868
Omega Ratio Rank
RCLVX Calmar Ratio Rank: 7272
Calmar Ratio Rank
RCLVX Martin Ratio Rank: 7070
Martin Ratio Rank

RTDYX
RTDYX Risk / Return Rank: 4444
Overall Rank
RTDYX Sharpe Ratio Rank: 3939
Sharpe Ratio Rank
RTDYX Sortino Ratio Rank: 4242
Sortino Ratio Rank
RTDYX Omega Ratio Rank: 4848
Omega Ratio Rank
RTDYX Calmar Ratio Rank: 3939
Calmar Ratio Rank
RTDYX Martin Ratio Rank: 5252
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RCLVX vs. RTDYX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Russell Investments LifePoints Conservative Strategy Fund (RCLVX) and Russell Investments Multifactor U.S. Equity Fund (RTDYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


RCLVXRTDYXDifference

Sharpe ratio

Return per unit of total volatility

1.34

0.84

+0.50

Sortino ratio

Return per unit of downside risk

1.83

1.30

+0.53

Omega ratio

Gain probability vs. loss probability

1.26

1.20

+0.06

Calmar ratio

Return relative to maximum drawdown

1.68

1.03

+0.65

Martin ratio

Return relative to average drawdown

6.64

5.14

+1.50

RCLVX vs. RTDYX - Sharpe Ratio Comparison

The current RCLVX Sharpe Ratio is 1.34, which is higher than the RTDYX Sharpe Ratio of 0.84. The chart below compares the historical Sharpe Ratios of RCLVX and RTDYX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


RCLVXRTDYXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.34

0.84

+0.50

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.19

0.43

-0.24

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.45

0.57

-0.12

Sharpe Ratio (All Time)

Calculated using the full available price history

0.25

0.53

-0.28

Correlation

The correlation between RCLVX and RTDYX is 0.63, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

RCLVX vs. RTDYX - Dividend Comparison

RCLVX's dividend yield for the trailing twelve months is around 3.66%, less than RTDYX's 37.49% yield.


TTM20252024202320222021202020192018201720162015
RCLVX
Russell Investments LifePoints Conservative Strategy Fund
3.66%3.62%2.47%1.63%2.16%6.68%1.97%3.27%3.25%2.98%4.74%11.07%
RTDYX
Russell Investments Multifactor U.S. Equity Fund
37.49%35.18%31.60%4.66%6.03%6.51%3.44%6.62%11.47%7.65%1.79%2.57%

Drawdowns

RCLVX vs. RTDYX - Drawdown Comparison

The maximum RCLVX drawdown since its inception was -28.60%, smaller than the maximum RTDYX drawdown of -37.43%. Use the drawdown chart below to compare losses from any high point for RCLVX and RTDYX.


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Drawdown Indicators


RCLVXRTDYXDifference

Max Drawdown

Largest peak-to-trough decline

-28.60%

-37.43%

+8.83%

Max Drawdown (1Y)

Largest decline over 1 year

-3.81%

-12.43%

+8.62%

Max Drawdown (5Y)

Largest decline over 5 years

-19.23%

-37.43%

+18.20%

Max Drawdown (10Y)

Largest decline over 10 years

-19.23%

-37.43%

+18.20%

Current Drawdown

Current decline from peak

-3.50%

-19.25%

+15.75%

Average Drawdown

Average peak-to-trough decline

-3.78%

-6.25%

+2.47%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.96%

2.49%

-1.53%

Volatility

RCLVX vs. RTDYX - Volatility Comparison

The current volatility for Russell Investments LifePoints Conservative Strategy Fund (RCLVX) is 1.87%, while Russell Investments Multifactor U.S. Equity Fund (RTDYX) has a volatility of 4.16%. This indicates that RCLVX experiences smaller price fluctuations and is considered to be less risky than RTDYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


RCLVXRTDYXDifference

Volatility (1M)

Calculated over the trailing 1-month period

1.87%

4.16%

-2.29%

Volatility (6M)

Calculated over the trailing 6-month period

2.79%

8.83%

-6.04%

Volatility (1Y)

Calculated over the trailing 1-year period

4.72%

18.13%

-13.41%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

6.02%

24.39%

-18.37%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

5.61%

22.08%

-16.47%