- ISIN
- US78249R6936
- Issuer
- Russell
- Inception Date
- Mar 23, 1998
- Category
- Diversified Portfolio
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
RCLVX Performance Chart
Russell Investments LifePoints Conservative Strategy Fund (RCLVX) is up 2.8% since the beginning of the year. RCLVX is currently trading at $9 per share. Investors who bought $1,000 worth of RCLVX shares 5 years ago would now be looking at an investment worth $1,076.
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Returns By Period
Russell Investments LifePoints Conservative Strategy Fund (RCLVX) has returned 2.75% so far this year and 8.49% over the past 12 months. Over the last ten years, RCLVX has returned 2.76% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Russell Investments LifePoints Conservative Strategy Fund
- 1D
- 0.32%
- 1M
- 0.97%
- YTD
- 2.75%
- 6M
- 2.75%
- 1Y
- 8.49%
- 3Y*
- 6.21%
- 5Y*
- 1.47%
- 10Y*
- 2.76%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
RCLVX Monthly Returns History
Based on dividend-adjusted daily data since Jan 4, 1999, RCLVX's average daily return is +0.01%, while the average monthly return is +0.13%. At this rate, an investment would double in approximately 44.5 years.
Historically, 63% of months were positive and 37% were negative. The best month was Nov 2023 with a return of +5.1%, while the worst month was Oct 2008 at -8.5%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 7 months.
On a daily basis, RCLVX closed higher 44% of trading days. The best single day was Nov 11, 2022 with a return of +3.0%, while the worst single day was Mar 18, 2020 at -3.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.87% | 1.72% | -2.86% | 1.98% | 0.97% | 0.11% | 2.75% | ||||||
| 2025 | 1.14% | 1.35% | -0.89% | 0.29% | 0.45% | 2.14% | -0.02% | 1.67% | 1.31% | 0.54% | 0.65% | -0.02% | 8.93% |
| 2024 | -0.23% | 0.00% | 1.38% | -2.95% | 2.23% | 1.15% | 1.47% | 1.68% | 1.54% | -2.63% | 1.79% | -2.24% | 3.04% |
| 2023 | 4.25% | -2.68% | 1.80% | 0.76% | -1.40% | 0.71% | 0.98% | -1.05% | -2.95% | -1.92% | 5.10% | 4.17% | 7.61% |
| 2022 | -2.04% | -1.46% | -2.01% | -4.32% | -0.00% | -3.50% | 3.12% | -2.62% | -5.72% | 0.55% | 4.58% | -1.12% | -14.04% |
| 2021 | -0.20% | 0.10% | 0.20% | 1.28% | 0.97% | 0.19% | 0.77% | 0.29% | -1.43% | 0.68% | -0.77% | 0.95% | 3.05% |
Benchmark Metrics
Russell Investments LifePoints Conservative Strategy Fund has an annualized alpha of -0.00%, beta of 0.18, and R2 of 0.47 versus S&P 500 Index. Calculated based on daily prices since January 04, 1999.
- This fund participated in 31.48% of S&P 500 Index downside but only 21.81% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.18 may look defensive, but with R2 of 0.47 this fund is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
- R2 of 0.47 means the benchmark explains less than half of this fund's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- -0.00%
- Beta
- 0.18
- R²
- 0.47
- Upside Capture
- 21.81%
- Downside Capture
- 31.48%
Expense Ratio
RCLVX has an expense ratio of 0.67%, placing it in the medium range.
Return for Risk
Risk / Return Rank
RCLVX ranks 51 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Russell Investments LifePoints Conservative Strategy Fund (RCLVX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RCLVX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.03 | ||
| Sortino ratioReturn per unit of downside risk | +0.12 | ||
| Omega ratioGain probability vs. loss probability | 1.39 | 1.37 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.27 | 2.78 | -0.52 |
| Martin ratioReturn relative to average drawdown | 9.29 | 12.44 | -3.14 |
Dividends
Dividend History
Russell Investments LifePoints Conservative Strategy Fund provided a 3.60% dividend yield over the last twelve months, with an annual payout of $0.34 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.34 | $0.33 | $0.22 | $0.14 | $0.18 | $0.65 | $0.20 | $0.32 | $0.30 | $0.29 | $0.46 | $1.06 |
Dividend yield | 3.60% | 3.62% | 2.47% | 1.63% | 2.16% | 6.68% | 1.97% | 3.27% | 3.25% | 2.98% | 4.74% | 11.07% |
Monthly Dividends
The table displays the monthly dividend distributions for Russell Investments LifePoints Conservative Strategy Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.00 | $0.10 | $0.33 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.08 | $0.00 | $0.12 | $0.22 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.03 | $0.00 | $0.09 | $0.14 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.04 | $0.00 | $0.13 | $0.18 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.65 | $0.65 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Russell Investments LifePoints Conservative Strategy Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Russell Investments LifePoints Conservative Strategy Fund was 28.60%, occurring on Mar 9, 2009. Recovery took 955 trading sessions.
The current Russell Investments LifePoints Conservative Strategy Fund drawdown is 0.11%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -28.60%Mar 2009 | 2y 3mo | 3y 9mo | 6y 16dDec 2006 - Dec 2012 |
Bear market2022 | -19.23%Oct 2022 | 11mo 14d | 2y 9mo | 3y 9moNov 2021 - Aug 2025 |
COVID crash2020 | -15.21%Mar 2020 | 28d | 4mo 16d | 5mo 14dFeb 2020 - Aug 2020 |
2016 pullback2016 | -6.69%Feb 2016 | 9mo 20d | 4mo 13d | 1y 1moApr 2015 - Jun 2016 |
Dot-com crash2000–2002 | -6.35%Oct 2002 | 1y 3mo | 7mo 28d | 1y 11moJun 2001 - Jun 2003 |
Drawdown Indicators
| RCLVX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -28.60% | -56.78% | +28.18% |
Max Drawdown (1Y)Largest decline over 1 year | -3.81% | -9.10% | +5.29% |
Max Drawdown (3Y)Largest decline over 3 years | -6.71% | -18.90% | +12.19% |
Max Drawdown (5Y)Largest decline over 5 years | -19.23% | -25.43% | +6.20% |
Max Drawdown (10Y)Largest decline over 10 years | -19.23% | -33.92% | +14.69% |
Current DrawdownCurrent decline from peak | -0.11% | -1.80% | +1.69% |
Average DrawdownAverage peak-to-trough decline | -3.75% | -10.71% | +6.96% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.93% | 2.03% | -1.10% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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