Russell Investments LifePoints Conservative Strategy Fund (RCLVX)

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The chart shows the growth of an initial investment of $10,000 in Russell Investments LifePoints Conservative Strategy Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Russell Investments LifePoints Conservative Strategy Fund (RCLVX) has returned -0.98% so far this year and 6.17% over the past 12 months. Over the last ten years, RCLVX has returned 2.54% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Jan 4, 1999, RCLVX's average daily return is +0.01%, while the average monthly return is +0.12%. At this rate, your investment would double in approximately 48.2 years.

Historically, 61% of months were positive and 39% were negative. The best month was Nov 2023 with a return of +5.1%, while the worst month was Oct 2008 at -8.5%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 7 months.

On a daily basis, RCLVX closed higher 44% of trading days. The best single day was Nov 11, 2022 with a return of +3.0%, while the worst single day was Mar 18, 2020 at -3.5%.

Russell Investments LifePoints Conservative Strategy Fund has an annualized alpha of -0.02%, beta of 0.18, and R² of 0.47 versus S&P 500 Index. Calculated based on daily prices since January 05, 1999.

• This fund participated in 31.60% of S&P 500 Index downside but only 21.97% of its upside — more exposed to losses than it benefited from rallies.
• Beta of 0.18 may look defensive, but with R² of 0.47 this fund is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
• R² of 0.47 means the benchmark explains less than half of this fund's behavior — treat beta with caution or consider switching to a more representative benchmark.

RCLVX has an expense ratio of 0.67%, placing it in the medium range.

RCLVX ranks 71 for risk / return — better than 71% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

The table below present risk-adjusted performance metrics for Russell Investments LifePoints Conservative Strategy Fund (RCLVX) and compare them to a chosen benchmark (S&P 500 Index).

Russell Investments LifePoints Conservative Strategy Fund provided a 3.66% dividend yield over the last twelve months, with an annual payout of $0.33 per share. The fund has been increasing its distributions for 2 consecutive years.

The table displays the monthly dividend distributions for Russell Investments LifePoints Conservative Strategy Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Russell Investments LifePoints Conservative Strategy Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Russell Investments LifePoints Conservative Strategy Fund was 28.60%, occurring on Mar 9, 2009. Recovery took 1040 trading sessions.

The current Russell Investments LifePoints Conservative Strategy Fund drawdown is 3.50%.

The chart below shows the rolling one-month volatility.