RALVX vs. REMSX

Last updated Jun 5, 2026

RALVX (Russell Investments LifePoints Growth Strategy Fund) and REMSX (Russell Investments Emerging Markets Fund) are both mutual funds - RALVX is a Diversified Portfolio fund managed by Russell, while REMSX is a Emerging Markets Diversified fund managed by Russell. Over the past 10 years, RALVX returned 8.35%/yr vs 9.68%/yr for REMSX. A 0.73 correlation means they provide meaningful diversification when combined. RALVX charges 0.75%/yr vs 1.19%/yr for REMSX.

Performance

RALVX vs. REMSX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Russell Investments LifePoints Growth Strategy Fund (RALVX) and Russell Investments Emerging Markets Fund (REMSX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, RALVX achieves a 8.98% return, which is significantly lower than REMSX's 29.25% return. Over the past 10 years, RALVX has underperformed REMSX with an annualized return of 8.35%, while REMSX has yielded a comparatively higher 9.68% annualized return.

RALVX

• 1D: -0.63%
• 1M: 2.46%
• YTD: 8.98%
• 6M: 9.51%
• 1Y: 22.01%
• 3Y*: 15.67%
• 5Y*: 7.79%
• 10Y*: 8.35%

REMSX

• 1D: -0.99%
• 1M: 7.90%
• YTD: 29.25%
• 6M: 31.12%
• 1Y: 55.68%
• 3Y*: 24.75%
• 5Y*: 7.47%
• 10Y*: 9.68%

*Multi-year figures are annualized to reflect compound growth (CAGR)

RALVX vs. REMSX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
RALVX Russell Investments LifePoints Growth Strategy Fund	8.98%	17.44%	11.36%	17.18%	-16.76%	17.82%	6.13%	15.33%	-7.92%	13.55%
REMSX Russell Investments Emerging Markets Fund	29.25%	33.98%	8.16%	8.37%	-22.59%	0.75%	9.85%	19.11%	-16.74%	35.45%

Correlation

The correlation between RALVX and REMSX is 0.70, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.70
Correlation (3Y) Calculated over the trailing 3-year period	0.71
Correlation (5Y) Calculated over the trailing 5-year period	0.71
Correlation (10Y) Calculated over the trailing 10-year period	0.73
Correlation (All Time) Calculated using the full available price history since Jan 5, 1999	0.73

The correlation between RALVX and REMSX has been stable across timeframes, ranging from 0.70 to 0.73 - a consistent structural relationship.

Return for Risk

RALVX vs. REMSX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

RALVX

RALVX Risk / Return Rank: 60
RALVX Sharpe Ratio Rank: 62
RALVX Sortino Ratio Rank: 61
RALVX Omega Ratio Rank: 61
RALVX Calmar Ratio Rank: 54
RALVX Martin Ratio Rank: 64

REMSX

REMSX Risk / Return Rank: 89
REMSX Sharpe Ratio Rank: 95
REMSX Sortino Ratio Rank: 88
REMSX Omega Ratio Rank: 87
REMSX Calmar Ratio Rank: 87
REMSX Martin Ratio Rank: 88

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

RALVX vs. REMSX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Russell Investments LifePoints Growth Strategy Fund (RALVX) and Russell Investments Emerging Markets Fund (REMSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	RALVX	REMSX	Difference
Sharpe ratio: Return per unit of total volatility	2.28	3.35	-1.07
Sortino ratio: Return per unit of downside risk	3.21	4.25	-1.03
Omega ratio: Gain probability vs. loss probability	1.42	1.61	-0.19
Calmar ratio: Return relative to maximum drawdown	2.74	4.15	-1.41
Martin ratio: Return relative to average drawdown	12.23	16.39	-4.16
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

RALVX vs. REMSX - Sharpe Ratio Comparison

The current RALVX Sharpe Ratio is 2.28, which is lower than the REMSX Sharpe Ratio of 3.35. The chart below compares the historical Sharpe Ratios of RALVX and REMSX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	RALVX	REMSX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.28	3.35	-1.07
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.59	0.45	+0.14
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.61	0.56	+0.05
Sharpe Ratio (All Time) Calculated using the full available price history	0.25	0.29	-0.04

Drawdowns

RALVX vs. REMSX - Drawdown Comparison

The maximum RALVX drawdown since its inception was -59.59%, smaller than the maximum REMSX drawdown of -66.80%. Use the drawdown chart below to compare losses from any high point for RALVX and REMSX.

Drawdown Indicators

	RALVX	REMSX	Difference
Max Drawdown Largest peak-to-trough decline	-59.59%	-66.80%	+7.21%
Max Drawdown (1Y) Largest decline over 1 year	-8.16%	-13.87%	+5.71%
Max Drawdown (3Y) Largest decline over 3 years	-13.71%	-16.56%	+2.85%
Max Drawdown (5Y) Largest decline over 5 years	-24.35%	-37.33%	+12.98%
Max Drawdown (10Y) Largest decline over 10 years	-30.08%	-41.09%	+11.01%
Current Drawdown Current decline from peak	-0.63%	-0.99%	+0.36%
Average Drawdown Average peak-to-trough decline	-13.26%	-19.34%	+6.08%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.83%	3.51%	-1.68%

Volatility

RALVX vs. REMSX - Volatility Comparison

The current volatility for Russell Investments LifePoints Growth Strategy Fund (RALVX) is 2.96%, while Russell Investments Emerging Markets Fund (REMSX) has a volatility of 7.39%. This indicates that RALVX experiences smaller price fluctuations and is considered to be less risky than REMSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	RALVX	REMSX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.96%	7.39%	-4.43%
Volatility (6M) Calculated over the trailing 6-month period	7.79%	14.70%	-6.91%
Volatility (1Y) Calculated over the trailing 1-year period	9.83%	17.19%	-7.36%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.19%	16.52%	-3.33%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	13.68%	17.34%	-3.66%

RALVX vs. REMSX - Expense Ratio Comparison

RALVX has a 0.75% expense ratio, which is lower than REMSX's 1.19% expense ratio.

Dividends

RALVX vs. REMSX - Dividend Comparison

RALVX's dividend yield for the trailing twelve months is around 10.70%, more than REMSX's 1.52% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
RALVX Russell Investments LifePoints Growth Strategy Fund	10.70%	11.68%	2.31%	1.21%	4.20%	17.98%	0.54%	6.24%	7.01%	5.99%	4.79%	1.23%
REMSX Russell Investments Emerging Markets Fund	1.52%	1.97%	2.58%	2.42%	2.17%	14.04%	0.59%	2.51%	4.57%	1.10%	1.08%	0.13%

Frequently Asked Questions

Can I hold both RALVX and REMSX in my portfolio?

RALVX and REMSX have a correlation of 0.70, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, RALVX or REMSX?

REMSX has higher volatility (7.39%) compared to RALVX (2.96%). In terms of maximum drawdown, RALVX dropped -59.59% vs REMSX's -66.80%.

Which has better risk-adjusted returns?

REMSX currently has the higher Sharpe Ratio (3.35 vs 2.28), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.