PTL vs. RISN

Last updated Jun 24, 2026

PTL (Inspire 500 ETF) and RISN (Inspire Tactical Balanced ESG ETF) are both exchange-traded funds - PTL is a Large Cap Blend Equities fund tracking the Inspire 500 Index, while RISN is a Diversified Portfolio fund actively managed by Inspire. PTL is passively managed, while RISN is actively managed. Over the past year, PTL returned 26.42% vs 13.25% for RISN. A 0.79 correlation means they provide meaningful diversification when combined. PTL charges 0.09%/yr vs 0.82%/yr for RISN.

Performance

PTL vs. RISN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Inspire 500 ETF (PTL) and Inspire Tactical Balanced ESG ETF (RISN). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, PTL achieves a 13.70% return, which is significantly higher than RISN's 3.89% return.

PTL

• 1D: -1.91%
• 1M: 0.24%
• YTD: 13.70%
• 6M: 12.22%
• 1Y: 26.42%
• 3Y*: —
• 5Y*: —
• 10Y*: —

RISN

• 1D: 0.02%
• 1M: -0.11%
• YTD: 3.89%
• 6M: 2.78%
• 1Y: 13.25%
• 3Y*: 10.71%
• 5Y*: 4.04%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

PTL vs. RISN - Yearly Performance Comparison

	2026 (YTD)	2025	2024
PTL Inspire 500 ETF	13.70%	17.92%	7.22%
RISN Inspire Tactical Balanced ESG ETF	3.89%	10.83%	0.96%

Correlation

The correlation between PTL and RISN is 0.72, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.72
Correlation (All Time) Calculated using the full available price history since Mar 26, 2024	0.79

The correlation between PTL and RISN has been stable across timeframes, ranging from 0.72 to 0.79 - a consistent structural relationship.

Return for Risk

PTL vs. RISN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PTL

PTL Risk / Return Rank: 61
PTL Sharpe Ratio Rank: 54
PTL Sortino Ratio Rank: 52
PTL Omega Ratio Rank: 52
PTL Calmar Ratio Rank: 74
PTL Martin Ratio Rank: 71

RISN

RISN Risk / Return Rank: 34
RISN Sharpe Ratio Rank: 32
RISN Sortino Ratio Rank: 31
RISN Omega Ratio Rank: 29
RISN Calmar Ratio Rank: 38
RISN Martin Ratio Rank: 40

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

PTL vs. RISN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Inspire 500 ETF (PTL) and Inspire Tactical Balanced ESG ETF (RISN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	PTL	RISN	Difference
Sharpe ratio: Return per unit of total volatility	1.70	1.09	+0.61
Sortino ratio: Return per unit of downside risk	2.33	1.59	+0.74
Omega ratio: Gain probability vs. loss probability	1.30	1.19	+0.11
Calmar ratio: Return relative to maximum drawdown	3.50	1.79	+1.71
Martin ratio: Return relative to average drawdown	12.17	5.94	+6.23

PTL vs. RISN - Sharpe Ratio Comparison

The current PTL Sharpe Ratio is 1.70, which is higher than the RISN Sharpe Ratio of 1.09. The chart below compares the historical Sharpe Ratios of PTL and RISN, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

PTL vs. RISN - Drawdown Comparison

The maximum PTL drawdown since its inception was -19.72%, smaller than the maximum RISN drawdown of -21.88%. Use the drawdown chart below to compare losses from any high point for PTL and RISN.

Drawdown Indicators

	PTL	RISN	Difference
Max Drawdown Largest peak-to-trough decline	-19.72%	-21.88%	+2.16%
Max Drawdown (1Y) Largest decline over 1 year	-7.57%	-7.42%	-0.15%
Max Drawdown (3Y) Largest decline over 3 years	—	-16.37%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-21.88%	—
Current Drawdown Current decline from peak	-3.68%	-3.12%	-0.56%
Average Drawdown Average peak-to-trough decline	-2.48%	-7.46%	+4.98%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.18%	2.24%	-0.06%

Volatility

PTL vs. RISN - Volatility Comparison

Inspire 500 ETF (PTL) has a higher volatility of 6.25% compared to Inspire Tactical Balanced ESG ETF (RISN) at 3.82%. This indicates that PTL's price experiences larger fluctuations and is considered to be riskier than RISN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	PTL	RISN	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.25%	3.82%	+2.43%
Volatility (6M) Calculated over the trailing 6-month period	12.09%	9.80%	+2.29%
Volatility (1Y) Calculated over the trailing 1-year period	15.63%	12.21%	+3.42%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.88%	11.24%	+6.64%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.88%	11.37%	+6.51%

PTL vs. RISN - Expense Ratio Comparison

PTL has a 0.09% expense ratio, which is lower than RISN's 0.82% expense ratio.

Dividends

PTL vs. RISN - Dividend Comparison

PTL's dividend yield for the trailing twelve months is around 1.13%, more than RISN's 1.06% yield.

Position	TTM	2025	2024	2023	2022	2021	2020
PTL Inspire 500 ETF	1.13%	1.24%	0.92%	0.00%	0.00%	0.00%	0.00%
RISN Inspire Tactical Balanced ESG ETF	1.06%	0.98%	1.39%	2.05%	1.27%	9.74%	4.71%

Frequently Asked Questions

Can I hold both PTL and RISN in my portfolio?

PTL and RISN have a correlation of 0.72, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, PTL or RISN?

PTL has higher volatility (6.25%) compared to RISN (3.82%). In terms of maximum drawdown, PTL dropped -19.72% vs RISN's -21.88%.

Which ETF is better, PTL or RISN?

On 1-year performance, PTL leads with 26.42% vs 13.25% for RISN. On fees, PTL is cheaper at 0.09% per year. On volatility, RISN has been the lower-risk option at 3.82%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, PTL or RISN?

Over the 1-year period, PTL has performed better with a 26.42% return vs 13.25%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, PTL or RISN?

PTL is cheaper with a 0.09% expense ratio, compared with 0.82% for RISN.

Which ETF pays a higher dividend yield, PTL or RISN?

PTL has the higher dividend yield at 1.13%, compared with 1.06% for RISN.

What is the main difference between PTL and RISN?

PTL is categorized as Large Cap Blend Equities, while RISN is Diversified Portfolio. Their fees differ too: 0.09% for PTL and 0.82% for RISN.

Which has better risk-adjusted returns?

PTL currently has the higher Sharpe Ratio (1.70 vs 1.09), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.