RISN vs. VTI
RISN (Inspire Tactical Balanced ESG ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - RISN is a Diversified Portfolio fund actively managed by Inspire, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. RISN is actively managed, while VTI is passively managed. Over the past 5 years, RISN returned 4.04%/yr vs 11.90%/yr for VTI. A 0.74 correlation means they provide meaningful diversification when combined. RISN charges 0.82%/yr vs 0.03%/yr for VTI.
Performance
RISN vs. VTI - Performance Comparison
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Returns By Period
In the year-to-date period, RISN achieves a 3.89% return, which is significantly lower than VTI's 8.82% return.
RISN
- 1D
- 0.02%
- 1M
- -0.11%
- YTD
- 3.89%
- 6M
- 2.78%
- 1Y
- 13.25%
- 3Y*
- 10.71%
- 5Y*
- 4.04%
- 10Y*
- —
VTI
- 1D
- -1.39%
- 1M
- -0.84%
- YTD
- 8.82%
- 6M
- 7.71%
- 1Y
- 24.22%
- 3Y*
- 20.62%
- 5Y*
- 11.90%
- 10Y*
- 15.14%
RISN vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
RISN Inspire Tactical Balanced ESG ETF | 3.89% | 10.83% | 7.61% | 10.29% | -18.06% | 22.47% | 7.94% |
VTI Vanguard Total Stock Market ETF | 8.82% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 20.17% |
Correlation
The correlation between RISN and VTI is 0.70, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.70 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.77 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.71 |
Correlation (All Time) Calculated using the full available price history since Jul 16, 2020 | 0.74 |
The correlation between RISN and VTI has been stable across timeframes, ranging from 0.70 to 0.77 - a consistent structural relationship.
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Return for Risk
RISN vs. VTI — Risk / Return Rank
RISN
VTI
RISN vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Inspire Tactical Balanced ESG ETF (RISN) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| RISN | VTI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.81 | ||
| Sortino ratioReturn per unit of downside risk | -1.00 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.34 | -0.15 |
| Calmar ratioReturn relative to maximum drawdown | 1.79 | 2.73 | -0.93 |
| Martin ratioReturn relative to average drawdown | 5.94 | 12.14 | -6.20 |
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Drawdowns
RISN vs. VTI - Drawdown Comparison
The maximum RISN drawdown since its inception was -21.88%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for RISN and VTI.
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Drawdown Indicators
| RISN | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.88% | -55.45% | +33.57% |
Max Drawdown (1Y)Largest decline over 1 year | -7.42% | -8.92% | +1.50% |
Max Drawdown (3Y)Largest decline over 3 years | -16.37% | -19.30% | +2.93% |
Max Drawdown (5Y)Largest decline over 5 years | -21.88% | -25.36% | +3.48% |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.00% | — |
Current DrawdownCurrent decline from peak | -3.12% | -2.85% | -0.27% |
Average DrawdownAverage peak-to-trough decline | -7.46% | -8.01% | +0.55% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.24% | 2.00% | +0.24% |
Volatility
RISN vs. VTI - Volatility Comparison
The current volatility for Inspire Tactical Balanced ESG ETF (RISN) is 3.82%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 4.95%. This indicates that RISN experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| RISN | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.82% | 4.95% | -1.13% |
Volatility (6M)Calculated over the trailing 6-month period | 9.80% | 10.05% | -0.25% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.21% | 12.83% | -0.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.24% | 17.51% | -6.27% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.37% | 18.32% | -6.95% |
RISN vs. VTI - Expense Ratio Comparison
RISN has a 0.82% expense ratio, which is higher than VTI's 0.03% expense ratio.
Dividends
RISN vs. VTI - Dividend Comparison
RISN's dividend yield for the trailing twelve months is around 1.06%, more than VTI's 1.04% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
RISN Inspire Tactical Balanced ESG ETF | 1.06% | 0.98% | 1.39% | 2.05% | 1.27% | 9.74% | 4.71% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTI Vanguard Total Stock Market ETF | 1.04% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
RISN and VTI have a correlation of 0.70, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VTI has higher volatility (4.95%) compared to RISN (3.82%). In terms of maximum drawdown, RISN dropped -21.88% vs VTI's -55.45%.
On 5-year performance, VTI leads with 11.90% vs 4.04% for RISN. On fees, VTI is cheaper at 0.03% per year. On volatility, RISN has been the lower-risk option at 3.82%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 5-year period, VTI has performed better with a 11.90% return vs 4.04%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VTI is cheaper with a 0.03% expense ratio, compared with 0.82% for RISN.
RISN has the higher dividend yield at 1.06%, compared with 1.04% for VTI.
RISN is categorized as Diversified Portfolio, while VTI is Large Cap Blend Equities. They also come from different issuers: Inspire and Vanguard. Their fees differ too: 0.82% for RISN and 0.03% for VTI.
VTI currently has the higher Sharpe Ratio (1.90 vs 1.09), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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