PTDIX vs. PBCKX
PTDIX (Principal LifeTime 2040 Fund) and PBCKX (Principal Blue Chip Fund) are both mutual funds - PTDIX is a Target Retirement Date fund managed by Principal, while PBCKX is a Large Cap Growth Equities fund managed by Principal. Over the past 10 years, PTDIX returned 10.73%/yr vs 16.28%/yr for PBCKX. Their correlation of 0.90 suggests significant overlap in exposure. PTDIX charges 0.01%/yr vs 0.66%/yr for PBCKX.
Performance
PTDIX vs. PBCKX - Performance Comparison
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Returns By Period
In the year-to-date period, PTDIX achieves a 5.76% return, which is significantly higher than PBCKX's -5.65% return. Over the past 10 years, PTDIX has underperformed PBCKX with an annualized return of 10.73%, while PBCKX has yielded a comparatively higher 16.28% annualized return.
PTDIX
- 1D
- 0.23%
- 1M
- -0.73%
- YTD
- 5.76%
- 6M
- 5.10%
- 1Y
- 15.13%
- 3Y*
- 16.10%
- 5Y*
- 7.59%
- 10Y*
- 10.73%
PBCKX
- 1D
- 0.03%
- 1M
- -4.95%
- YTD
- -5.65%
- 6M
- -6.57%
- 1Y
- -2.71%
- 3Y*
- 15.59%
- 5Y*
- 6.39%
- 10Y*
- 16.28%
PTDIX vs. PBCKX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PTDIX Principal LifeTime 2040 Fund | 5.76% | 15.59% | 17.43% | 18.33% | -18.13% | 15.35% | 16.04% | 24.91% | -7.95% | 20.69% |
PBCKX Principal Blue Chip Fund | -5.65% | 9.20% | 26.90% | 40.58% | -30.74% | 25.05% | 34.77% | 45.22% | 2.83% | 28.85% |
Correlation
The correlation between PTDIX and PBCKX is 0.82, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.82 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.85 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.89 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.89 |
Correlation (All Time) Calculated using the full available price history since Jun 15, 2012 | 0.90 |
The correlation between PTDIX and PBCKX has been stable across timeframes, ranging from 0.82 to 0.90 - a consistent structural relationship.
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Return for Risk
PTDIX vs. PBCKX — Risk / Return Rank
PTDIX
PBCKX
PTDIX vs. PBCKX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Principal LifeTime 2040 Fund (PTDIX) and Principal Blue Chip Fund (PBCKX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PTDIX | PBCKX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.63 | ||
| Sortino ratioReturn per unit of downside risk | +2.20 | ||
| Omega ratioGain probability vs. loss probability | 1.27 | 0.98 | +0.29 |
| Calmar ratioReturn relative to maximum drawdown | 2.04 | -0.16 | +2.20 |
| Martin ratioReturn relative to average drawdown | 8.83 | -0.47 | +9.30 |
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Drawdowns
PTDIX vs. PBCKX - Drawdown Comparison
The maximum PTDIX drawdown since its inception was -54.38%, which is greater than PBCKX's maximum drawdown of -38.00%. Use the drawdown chart below to compare losses from any high point for PTDIX and PBCKX.
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Drawdown Indicators
| PTDIX | PBCKX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.38% | -38.00% | -16.38% |
Max Drawdown (1Y)Largest decline over 1 year | -7.32% | -19.10% | +11.78% |
Max Drawdown (3Y)Largest decline over 3 years | -13.05% | -19.10% | +6.05% |
Max Drawdown (5Y)Largest decline over 5 years | -25.43% | -38.00% | +12.57% |
Max Drawdown (10Y)Largest decline over 10 years | -30.02% | -38.00% | +7.98% |
Current DrawdownCurrent decline from peak | -1.89% | -9.23% | +7.34% |
Average DrawdownAverage peak-to-trough decline | -7.48% | -5.65% | -1.83% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.69% | 6.50% | -4.81% |
Volatility
PTDIX vs. PBCKX - Volatility Comparison
The current volatility for Principal LifeTime 2040 Fund (PTDIX) is 4.21%, while Principal Blue Chip Fund (PBCKX) has a volatility of 5.80%. This indicates that PTDIX experiences smaller price fluctuations and is considered to be less risky than PBCKX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PTDIX | PBCKX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.21% | 5.80% | -1.59% |
Volatility (6M)Calculated over the trailing 6-month period | 8.63% | 13.04% | -4.41% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.44% | 15.85% | -5.41% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.59% | 20.45% | -6.86% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.80% | 20.22% | -6.42% |
PTDIX vs. PBCKX - Expense Ratio Comparison
PTDIX has a 0.01% expense ratio, which is lower than PBCKX's 0.66% expense ratio.
Dividends
PTDIX vs. PBCKX - Dividend Comparison
PTDIX's dividend yield for the trailing twelve months is around 9.27%, less than PBCKX's 21.14% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PBCKX Principal Blue Chip Fund | 21.14% | 19.94% | 9.01% | 0.51% | 0.71% | 6.67% | 3.28% | 8.90% | 7.86% | 2.79% | 1.01% | 2.40% |
PTDIX Principal LifeTime 2040 Fund | 9.27% | 9.80% | 12.28% | 4.40% | 8.61% | 8.92% | 6.01% | 7.26% | 9.28% | 6.07% | 4.86% | 6.73% |
Frequently Asked Questions
PTDIX and PBCKX have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PBCKX has higher volatility (5.80%) compared to PTDIX (4.21%). In terms of maximum drawdown, PTDIX dropped -54.38% vs PBCKX's -38.00%.
PTDIX currently has the higher Sharpe Ratio (1.44 vs -0.20), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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