PSO vs. FICO
PSO (Pearson plc) and FICO (Fair Isaac Corporation) are both stocks. PSO operates in Publishing (Communication Services), while FICO operates in Software - Application (Technology). Over the past 10 years, PSO returned 6.91%/yr vs 24.21%/yr for FICO. Their 0.28 correlation means their historical movements had little consistent relationship.
Performance
PSO vs. FICO - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, PSO achieves a 22.85% return, which is significantly higher than FICO's -33.58% return. Over the past 10 years, PSO has underperformed FICO with an annualized return of 6.91%, while FICO has yielded a comparatively higher 24.21% annualized return.
PSO
- 1D
- -2.70%
- 1M
- 1.38%
- 6M
- 31.06%
- YTD
- 22.85%
- 1Y
- 15.92%
- 3Y*
- 19.01%
- 5Y*
- 9.46%
- 10Y*
- 6.91%
- ALL TIME*
- 1.33%
FICO
- 1D
- -1.45%
- 1M
- -11.63%
- 6M
- -23.25%
- YTD
- -33.58%
- 1Y
- -18.69%
- 3Y*
- 10.62%
- 5Y*
- 16.47%
- 10Y*
- 24.21%
- ALL TIME*
- 20.11%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $482.91M | $385.62M | $388.77M | |
PSO Pearson plc | $12.43M | $14.13M | $13.55M |
PSO vs. FICO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PSO Pearson plc | 22.85% | -11.20% | 34.16% | 12.00% | 37.70% | -6.13% | 13.24% | -27.76% | 24.26% | 4.53% |
FICO Fair Isaac Corporation | -33.58% | -15.08% | 71.04% | 94.46% | 38.03% | -15.14% | 36.39% | 100.36% | 22.06% | 28.52% |
Correlation
The correlation between PSO and FICO is 0.24, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.24 |
Correlation (3Y) Balances recent behavior with more history. | 0.26 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.23 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.21 |
Correlation (All Time) Calculated using the full available price history since Sep 1, 2000 | 0.28 |
Fundamentals
PSO:
$10.17B
FICO:
$24.25B
PSO:
£1.18
FICO:
$34.47
PSO:
10.67
FICO:
32.58
PSO:
0.42
FICO:
1.73
PSO:
1.15
FICO:
11.09
PSO:
£7.12B
FICO:
$2.39B
PSO:
£3.66B
FICO:
$2.04B
PSO:
£2.01B
FICO:
$1.25B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
PSO vs. FICO — Risk / Return Rank
PSO
FICO
PSO vs. FICO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Pearson plc (PSO) and Fair Isaac Corporation (FICO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PSO | FICO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.28 | ||
| Sortino ratioReturn per unit of downside risk | +1.49 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 0.96 | +0.22 |
| Calmar ratioReturn relative to maximum drawdown | 1.13 | -0.43 | +1.56 |
| Martin ratioReturn relative to average drawdown | 2.60 | -0.81 | +3.41 |
Loading charts...
Drawdowns
PSO vs. FICO - Drawdown Comparison
The maximum PSO drawdown since its inception was -74.78%, smaller than the maximum FICO drawdown of -79.26%. Use the drawdown chart below to compare losses from any high point for PSO and FICO.
Loading charts...
Drawdown Indicators
| PSO | FICO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.78% | -79.26% | +4.48% |
Max Drawdown (1Y)Largest decline over 1 year | -19.49% | -50.93% | +31.44% |
Max Drawdown (3Y)Largest decline over 3 years | -30.73% | -61.28% | +30.55% |
Max Drawdown (5Y)Largest decline over 5 years | -30.82% | -61.28% | +30.46% |
Max Drawdown (10Y)Largest decline over 10 years | -58.32% | -61.28% | +2.96% |
Current DrawdownCurrent decline from peak | -3.97% | -52.86% | +48.89% |
Average DrawdownAverage peak-to-trough decline | -36.39% | -18.15% | -18.24% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.46% | 27.05% | -18.59% |
Volatility
PSO vs. FICO - Volatility Comparison
The current volatility for Pearson plc (PSO) is 10.88%, while Fair Isaac Corporation (FICO) has a volatility of 22.66%. This indicates that PSO experiences smaller price fluctuations and is considered to be less risky than FICO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| PSO | FICO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.88% | 22.66% | -11.78% |
Volatility (6M)Calculated over the trailing 6-month period | 18.54% | 44.32% | -25.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.50% | 53.50% | -28.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.78% | 41.84% | -13.06% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 31.94% | 38.52% | -6.58% |
Dividends
PSO vs. FICO - Dividend Comparison
PSO's dividend yield for the trailing twelve months is around 1.91%, while FICO has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FICO Fair Isaac Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.07% | 0.08% |
PSO Pearson plc | 1.91% | 2.12% | 1.82% | 2.21% | 2.40% | 3.27% | 2.74% | 2.90% | 1.96% | 5.14% | 7.28% | 7.48% |
Financials
PSO vs. FICO - Financials Comparison
This section allows you to compare key financial metrics between Pearson plc and Fair Isaac Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PSO vs. FICO - Profitability Comparison
PSO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Pearson plc reported a gross profit of 974.95M and revenue of 1.84B. Therefore, the gross margin over that period was 52.9%.
FICO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Fair Isaac Corporation reported a gross profit of 587.17M and revenue of 674.19M. Therefore, the gross margin over that period was 87.1%.
PSO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Pearson plc reported an operating income of 273.30M and revenue of 1.84B, resulting in an operating margin of 14.8%.
FICO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Fair Isaac Corporation reported an operating income of 362.63M and revenue of 674.19M, resulting in an operating margin of 53.8%.
PSO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Pearson plc reported a net income of 169.95M and revenue of 1.84B, resulting in a net margin of 9.2%.
FICO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Fair Isaac Corporation reported a net income of 237.17M and revenue of 674.19M, resulting in a net margin of 35.2%.
Frequently Asked Questions
PSO and FICO have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FICO has higher volatility (22.66%) compared to PSO (10.88%). In terms of maximum drawdown, PSO dropped -74.78% vs FICO's -79.26%.
PSO currently has the higher Sharpe Ratio (0.86 vs -0.41), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for PSO and FICO
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer