PRDO vs. HCI
PRDO (Perdoceo Education Corporation) and HCI (HCI Group, Inc.) are both stocks. PRDO operates in Education & Training Services (Consumer Defensive), while HCI operates in Insurance - Property & Casualty (Financial Services). Over the past 10 years, PRDO returned 20.32%/yr vs 21.75%/yr for HCI. At a 0.18 correlation, their price movements are largely independent.
Performance
PRDO vs. HCI - Performance Comparison
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Returns By Period
In the year-to-date period, PRDO achieves a 17.13% return, which is significantly higher than HCI's -15.87% return. Over the past 10 years, PRDO has underperformed HCI with an annualized return of 20.32%, while HCI has yielded a comparatively higher 21.75% annualized return.
PRDO
- 1D
- -3.60%
- 1M
- -2.07%
- YTD
- 17.13%
- 6M
- 18.99%
- 1Y
- 8.84%
- 3Y*
- 42.27%
- 5Y*
- 23.24%
- 10Y*
- 20.32%
HCI
- 1D
- -1.03%
- 1M
- 4.62%
- YTD
- -15.87%
- 6M
- -13.97%
- 1Y
- 2.02%
- 3Y*
- 42.68%
- 5Y*
- 14.15%
- 10Y*
- 21.75%
PRDO vs. HCI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
PRDO Perdoceo Education Corporation | 17.13% | 12.94% | 54.04% | 27.99% | 18.20% | -6.89% | -31.32% | 61.03% | -5.46% | 19.72% |
HCI HCI Group, Inc. | -15.87% | 66.27% | 35.46% | 126.76% | -51.20% | 62.74% | 18.45% | -6.80% | 75.98% | -21.53% |
Correlation
The correlation between PRDO and HCI is 0.26, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.26 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.18 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.21 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.22 |
Correlation (All Time) Calculated using the full available price history since Sep 15, 2008 | 0.18 |
Fundamentals
PRDO:
$2.16B
HCI:
$2.07B
PRDO:
$2.61
HCI:
$24.40
PRDO:
13.07
HCI:
6.58
PRDO:
0.90
HCI:
0.01
PRDO:
2.60
HCI:
2.23
PRDO:
2.16
HCI:
1.90
PRDO:
$854.84M
HCI:
$927.48M
PRDO:
$442.47M
HCI:
$617.14M
PRDO:
$269.29M
HCI:
$459.34M
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Return for Risk
PRDO vs. HCI — Risk / Return Rank
PRDO
HCI
PRDO vs. HCI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Perdoceo Education Corporation (PRDO) and HCI Group, Inc. (HCI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| PRDO | HCI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.22 | ||
| Sortino ratioReturn per unit of downside risk | +0.27 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 1.04 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 0.33 | 0.07 | +0.25 |
| Martin ratioReturn relative to average drawdown | 0.72 | 0.13 | +0.59 |
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Drawdowns
PRDO vs. HCI - Drawdown Comparison
The maximum PRDO drawdown since its inception was -97.10%, which is greater than HCI's maximum drawdown of -78.79%. Use the drawdown chart below to compare losses from any high point for PRDO and HCI.
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Drawdown Indicators
| PRDO | HCI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.10% | -78.79% | -18.31% |
Max Drawdown (1Y)Largest decline over 1 year | -27.22% | -27.46% | +0.24% |
Max Drawdown (3Y)Largest decline over 3 years | -27.22% | -28.30% | +1.08% |
Max Drawdown (5Y)Largest decline over 5 years | -27.42% | -78.79% | +51.37% |
Max Drawdown (10Y)Largest decline over 10 years | -64.27% | -78.79% | +14.52% |
Current DrawdownCurrent decline from peak | -48.70% | -21.68% | -27.02% |
Average DrawdownAverage peak-to-trough decline | -60.36% | -20.67% | -39.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.35% | 16.31% | -3.96% |
Volatility
PRDO vs. HCI - Volatility Comparison
Perdoceo Education Corporation (PRDO) has a higher volatility of 8.06% compared to HCI Group, Inc. (HCI) at 7.53%. This indicates that PRDO's price experiences larger fluctuations and is considered to be riskier than HCI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| PRDO | HCI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.06% | 7.53% | +0.53% |
Volatility (6M)Calculated over the trailing 6-month period | 21.38% | 21.38% | 0.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 30.80% | 31.83% | -1.03% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 35.19% | 43.03% | -7.84% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.11% | 41.57% | -3.46% |
Dividends
PRDO vs. HCI - Dividend Comparison
PRDO's dividend yield for the trailing twelve months is around 1.76%, more than HCI's 1.00% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HCI HCI Group, Inc. | 1.00% | 0.83% | 1.37% | 1.83% | 4.04% | 1.92% | 3.06% | 3.50% | 2.90% | 4.68% | 3.04% | 3.44% |
PRDO Perdoceo Education Corporation | 1.76% | 1.91% | 1.81% | 1.25% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
PRDO vs. HCI - Financials Comparison
This section allows you to compare key financial metrics between Perdoceo Education Corporation and HCI Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
PRDO vs. HCI - Profitability Comparison
PRDO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Perdoceo Education Corporation reported a gross profit of 0.00 and revenue of 221.74M. Therefore, the gross margin over that period was 0.0%.
HCI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, HCI Group, Inc. reported a gross profit of 177.28M and revenue of 242.88M. Therefore, the gross margin over that period was 73.0%.
PRDO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Perdoceo Education Corporation reported an operating income of 63.12M and revenue of 221.74M, resulting in an operating margin of 28.5%.
HCI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, HCI Group, Inc. reported an operating income of 115.38M and revenue of 242.88M, resulting in an operating margin of 47.5%.
PRDO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Perdoceo Education Corporation reported a net income of 53.95M and revenue of 221.74M, resulting in a net margin of 24.3%.
HCI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, HCI Group, Inc. reported a net income of 85.04M and revenue of 242.88M, resulting in a net margin of 35.0%.
Frequently Asked Questions
PRDO and HCI have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
PRDO has higher volatility (8.06%) compared to HCI (7.53%). In terms of maximum drawdown, PRDO dropped -97.10% vs HCI's -78.79%.
PRDO currently has the higher Sharpe Ratio (0.29 vs 0.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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